WU
The Western Union Company Financial Services - Money Transfer Investor Relations →
The Western Union Company (WU) closed at $9.21 as of 2026-05-01, trading 3.8% below its 200-week moving average of $9.57. This places WU in the below line zone. The stock moved further from the line this week, up from -7.2% last week. The 14-week RSI sits at 50, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.88 ratio) is neutral — neither side is clearly dominating.
Over the past 973 weeks of data, WU has crossed below its 200-week moving average 18 times. On average, these episodes lasted 27 weeks. Historically, investors who bought WU at the start of these episodes saw an average one-year return of +11.7%.
With a market cap of $2.9 billion, WU is a mid-cap stock. The company generates a free cash flow yield of 10.1%, which is notably high. Return on equity stands at 47.7%, indicating strong profitability. The stock trades at 3.0x book value.
The company has been aggressively buying back shares, reducing its share count by 15.5% over the past three years.
Over the past 18.7 years, a hypothetical investment of $100 in WU would have grown to $91, compared to $666 for the S&P 500. WU has returned -0.5% annualized vs 10.7% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 3 open-market purchases totaling $1,733,894. Notably, these purchases occurred while WU is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.
Free cash flow has been growing at a 1.7% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: WU vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After WU Crosses Below the Line?
Across 18 historical episodes, buying WU when it crossed below its 200-week moving average produced an average return of +10.6% after 12 months (median +12.0%), compared to +8.9% for the S&P 500 over the same periods. 67% of those episodes were profitable after one year. After 24 months, the average return was +8.4% vs +23.8% for the index.
Each line shows $100 invested at the moment WU crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
WU has crossed below its 200-week MA 18 times with an average 1-year return of +11.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2007 | Oct 2007 | 6 | 13.6% | +26.9% | -4.8% |
| Jan 2008 | Jan 2008 | 3 | 4.8% | -29.4% | -10.3% |
| Feb 2008 | Apr 2008 | 10 | 5.5% | -41.0% | -10.4% |
| Sep 2008 | Jan 2011 | 118 | 49.8% | -14.2% | -9.9% |
| Aug 2011 | Dec 2011 | 20 | 17.7% | -1.2% | +4.3% |
| Feb 2012 | Feb 2012 | 1 | 1.4% | -14.4% | +4.8% |
| Feb 2012 | Mar 2012 | 2 | 2.8% | -15.3% | +6.6% |
| May 2012 | Jul 2012 | 11 | 7.7% | -3.8% | +7.1% |
| Oct 2012 | Jun 2013 | 32 | 29.6% | +51.1% | +51.6% |
| Dec 2013 | Dec 2013 | 1 | 0.9% | +7.1% | +7.2% |
| Jan 2014 | Feb 2014 | 5 | 6.3% | +15.2% | +10.6% |
| Mar 2014 | Jun 2014 | 14 | 6.8% | +26.1% | +9.3% |
| Sep 2014 | Oct 2014 | 3 | 3.7% | +17.8% | +4.8% |
| Oct 2018 | Nov 2018 | 5 | 3.8% | +33.5% | -18.2% |
| Dec 2018 | Mar 2019 | 14 | 7.7% | +54.0% | -18.1% |
| Mar 2020 | Apr 2020 | 3 | 6.9% | +38.5% | -22.8% |
| Apr 2020 | May 2020 | 5 | 3.0% | +48.0% | -24.1% |
| Oct 2021 | Ongoing | 237+ | 41.7% | Ongoing | -32.4% |
| Average | 27 | — | +11.7% | — |
Frequently Asked Questions
Is WU below its 200-week moving average?
Yes. As of 2026-05-01, The Western Union Company (WU) is trading 3.8% below its 200-week moving average of $9.57. The current price is $9.21.
What is WU's 200-week moving average price?
The Western Union Company's 200-week moving average is $9.57 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when WU drops below its 200-week moving average?
WU has crossed below its 200-week moving average 18 times in our data. On average, buying at that moment produced a one-year return of +11.7%. These dips have historically been decent entry points. These episodes lasted 27 weeks on average.
Is WU a good value right now?
Here's what our data says about WU as of 2026-05-01: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 50. Free cash flow yield is 10.1%. Return on equity is 47.7%. Price-to-book is 3.0x. This is not a buy or sell recommendation — always do your own research.
How does WU compare to the S&P 500?
Over the past 18.7 years, $100 invested in WU would have grown to $91, compared to $666 for the S&P 500. That's -0.5% annualized vs 10.7% for the index. WU has underperformed the broader market over this period.
Does WU pay a dividend?
Yes. The Western Union Company currently pays a dividend yield of 1021.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01