UWMC

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YES
51.4% BELOW
↓ Approaching Was -50.2% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $4.57
14-Week RSI 25 📉
Rel. Volume (14w) This week's trading vs. the 14-week average 1.9x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 0.70

UWM Holdings Corporation (UWMC) closed at $2.22 as of 2026-06-19, trading 51.4% below its 200-week moving average of $4.57. This places UWMC in the extreme value zone. The stock is currently moving closer to the line, down from -50.2% last week. With a 14-week RSI of 25, UWMC is in oversold territory.

Trading volume is running at 1.9x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.70 ratio) is neutral — neither side is clearly dominating.

Over the past 272 weeks of data, UWMC has crossed below its 200-week moving average 5 times. On average, these episodes lasted 35 weeks. Historically, investors who bought UWMC at the start of these episodes saw an average one-year return of +4.8%.

With a market cap of $3.6 billion, UWMC is a mid-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at 40.9%, indicating strong profitability. The stock trades at 3.0x book value.

Share count has increased 189.9% over three years, indicating dilution.

Over the past 5.2 years, a hypothetical investment of $100 in UWMC would have grown to $42, compared to $192 for the S&P 500. UWMC has returned -15.4% annualized vs 13.2% for the index, underperforming the broader market over this period.

Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: UWMC vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After UWMC Crosses Below the Line?

Each line shows $100 invested at the moment UWMC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Dislocation Scores Experimental

Each score measures deviation from UWMC's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

2 stacked signals: yield, drawdown · earnings quality deteriorating
Yield Dislocation +2.68σ Dividend yield vs own 10-yr norm
Drawdown Score +1.51σ Distance from line vs own history
Sector-Relative N/A Vs sector median this week
Buyback Acceleration +27.3pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity N/A TTM buys / market cap, percentile of buyers
FCF Yield vs History -526.5pp Vs own recent annual mean
Earnings Quality Deteriorating Accrual gap trend (+183.6pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

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Historical Touches

UWMC has crossed below its 200-week MA 5 times with an average 1-year return of +4.8% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Apr 2021Jul 202311857.3%-43.3%-56.1%
Aug 2023Nov 20231515.4%+65.5%-51.4%
Apr 2025Aug 20251819.4%-7.7%-41.9%
Dec 2025Jan 202638.0%N/A-50.0%
Feb 2026Ongoing20+51.4%Ongoing-49.8%
Average35+4.8%

Frequently Asked Questions

Is UWMC below its 200-week moving average?

Yes. As of 2026-06-19, UWM Holdings Corporation (UWMC) is trading 51.4% below its 200-week moving average of $4.57. The current price is $2.22.

What is UWMC's 200-week moving average price?

UWM Holdings Corporation's 200-week moving average is $4.57 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when UWMC drops below its 200-week moving average?

UWMC has crossed below its 200-week moving average 5 times in our data. On average, buying at that moment produced a one-year return of +4.8%. These dips have historically been decent entry points. These episodes lasted 35 weeks on average.

Is UWMC a good value right now?

Here's what our data says about UWMC as of 2026-06-19: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 25 (oversold). Free cash flow is currently negative. Return on equity is 40.9%. Price-to-book is 3.0x. This is not a buy or sell recommendation — always do your own research.

How does UWMC compare to the S&P 500?

Over the past 5.2 years, $100 invested in UWMC would have grown to $42, compared to $192 for the S&P 500. That's -15.4% annualized vs 13.2% for the index. UWMC has underperformed the broader market over this period.

Does UWMC pay a dividend?

Yes. UWM Holdings Corporation currently pays a dividend yield of 1646.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-06-19