UWMC
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UWM Holdings Corporation (UWMC) closed at $3.66 as of 2026-05-01, trading 23.4% below its 200-week moving average of $4.78. This places UWMC in the extreme value zone. The stock is currently moving closer to the line, down from -20.8% last week. With a 14-week RSI of 20, UWMC is in oversold territory.
Over the past 14 weeks, down-weeks have had more trading volume than up-weeks (0.69 buyers-vs-sellers ratio). That means when people are active, they're more often selling than buying. Sellers are still more in control than buyers.
Over the past 265 weeks of data, UWMC has crossed below its 200-week moving average 5 times. On average, these episodes lasted 33 weeks. Historically, investors who bought UWMC at the start of these episodes saw an average one-year return of +4.8%.
With a market cap of $6.0 billion, UWMC is a mid-cap stock. The company generates a free cash flow yield of 30.6%, which is notably high. Return on equity stands at 13.4%. The stock trades at 4.9x book value.
Share count has increased 189.9% over three years, indicating dilution.
Over the past 5.1 years, a hypothetical investment of $100 in UWMC would have grown to $65, compared to $184 for the S&P 500. UWMC has returned -8.0% annualized vs 12.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: UWMC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After UWMC Crosses Below the Line?
Each line shows $100 invested at the moment UWMC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
UWMC has crossed below its 200-week MA 5 times with an average 1-year return of +4.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 2021 | Jul 2023 | 118 | 57.3% | -43.3% | -30.8% |
| Aug 2023 | Nov 2023 | 15 | 15.4% | +65.5% | -23.4% |
| Apr 2025 | Aug 2025 | 18 | 19.4% | -7.7% | -8.5% |
| Dec 2025 | Jan 2026 | 3 | 8.0% | N/A | -21.1% |
| Feb 2026 | Ongoing | 13+ | 28.1% | Ongoing | -20.8% |
| Average | 33 | — | +4.8% | — |
Frequently Asked Questions
Is UWMC below its 200-week moving average?
Yes. As of 2026-05-01, UWM Holdings Corporation (UWMC) is trading 23.4% below its 200-week moving average of $4.78. The current price is $3.66.
What is UWMC's 200-week moving average price?
UWM Holdings Corporation's 200-week moving average is $4.78 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when UWMC drops below its 200-week moving average?
UWMC has crossed below its 200-week moving average 5 times in our data. On average, buying at that moment produced a one-year return of +4.8%. These dips have historically been decent entry points. These episodes lasted 33 weeks on average.
Is UWMC a good value right now?
Here's what our data says about UWMC as of 2026-05-01: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 20 (oversold). Free cash flow yield is 30.6%. Return on equity is 13.4%. Price-to-book is 4.9x. This is not a buy or sell recommendation — always do your own research.
How does UWMC compare to the S&P 500?
Over the past 5.1 years, $100 invested in UWMC would have grown to $65, compared to $184 for the S&P 500. That's -8.0% annualized vs 12.8% for the index. UWMC has underperformed the broader market over this period.
Does UWMC pay a dividend?
Yes. UWM Holdings Corporation currently pays a dividend yield of 1093.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01