TFC
Truist Financial Corporation Financial Services - Banking Investor Relations →
Truist Financial Corporation (TFC) closed at $50.93 as of 2026-05-01, trading 34.8% above its 200-week moving average of $37.77. The stock moved further from the line this week, up from 34.5% last week. The 14-week RSI sits at 54, indicating neutral momentum.
Trading volume is running at 0.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.02 ratio) is neutral — neither side is clearly dominating.
Over the past 2358 weeks of data, TFC has crossed below its 200-week moving average 28 times. On average, these episodes lasted 15 weeks. Historically, investors who bought TFC at the start of these episodes saw an average one-year return of +10.1%.
With a market cap of $63.5 billion, TFC is a large-cap stock. Return on equity stands at 8.6%. The stock trades at 1.1x book value.
Over the past 33.3 years, a hypothetical investment of $100 in TFC would have grown to $1578, compared to $2973 for the S&P 500. TFC has returned 8.6% annualized vs 10.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -19.7% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: TFC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After TFC Crosses Below the Line?
Across 24 historical episodes, buying TFC when it crossed below its 200-week moving average produced an average return of +14.4% after 12 months (median +11.0%), compared to +8.5% for the S&P 500 over the same periods. 65% of those episodes were profitable after one year. After 24 months, the average return was +28.0% vs +21.6% for the index.
Each line shows $100 invested at the moment TFC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
TFC has crossed below its 200-week MA 28 times with an average 1-year return of +10.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1981 | Sep 1981 | 1 | 1.6% | +8.1% | +10172.9% |
| Nov 1981 | Mar 1982 | 16 | 3.9% | +10.5% | +10172.9% |
| Jun 1990 | Jul 1990 | 1 | 6.0% | -1.3% | +3002.7% |
| Jul 1990 | Jul 1991 | 51 | 26.8% | +6.4% | +2844.0% |
| Feb 2000 | Mar 2000 | 6 | 16.6% | +49.7% | +426.8% |
| Apr 2000 | May 2000 | 6 | 5.4% | +36.7% | +412.9% |
| Jun 2000 | Sep 2000 | 12 | 14.6% | +41.4% | +419.8% |
| Oct 2000 | Oct 2000 | 1 | 0.8% | +19.8% | +363.8% |
| Jul 2007 | Aug 2007 | 1 | 1.0% | -16.5% | +178.5% |
| Oct 2007 | Sep 2008 | 48 | 39.0% | -2.0% | +183.1% |
| Oct 2008 | Mar 2010 | 74 | 58.8% | -4.2% | +218.1% |
| May 2010 | Jun 2010 | 1 | 0.2% | -8.5% | +205.2% |
| Jun 2010 | Jan 2011 | 29 | 20.4% | -9.4% | +210.2% |
| Feb 2011 | Mar 2011 | 1 | 1.8% | +14.0% | +232.4% |
| Apr 2011 | Apr 2011 | 1 | 1.6% | +24.7% | +235.3% |
| May 2011 | Jun 2011 | 4 | 2.5% | +11.4% | +233.5% |
| Jul 2011 | Dec 2011 | 23 | 24.6% | +27.7% | +242.0% |
| Jan 2016 | Feb 2016 | 7 | 6.4% | +45.0% | +131.8% |
| Mar 2016 | Apr 2016 | 2 | 3.5% | +37.5% | +127.3% |
| May 2016 | May 2016 | 1 | 2.2% | +33.8% | +130.0% |
| Mar 2020 | Nov 2020 | 36 | 39.5% | +50.7% | +65.6% |
| May 2022 | May 2022 | 2 | 3.3% | -38.5% | +35.1% |
| Jun 2022 | Jun 2022 | 2 | 2.8% | -25.2% | +34.7% |
| Aug 2022 | Sep 2022 | 1 | 1.3% | -29.6% | +31.8% |
| Sep 2022 | Jan 2023 | 16 | 12.0% | -32.9% | +38.2% |
| Feb 2023 | Jul 2024 | 72 | 40.6% | -18.4% | +29.6% |
| Mar 2025 | May 2025 | 6 | 12.9% | +42.1% | +53.4% |
| Jun 2025 | Jun 2025 | 1 | 0.2% | N/A | +35.2% |
| Average | 15 | — | +10.1% | — |
Frequently Asked Questions
Is TFC below its 200-week moving average?
No. Truist Financial Corporation (TFC) is currently 34.8% above its 200-week moving average of $37.77. It would need to fall to $37.77 to cross below the line.
What is TFC's 200-week moving average price?
Truist Financial Corporation's 200-week moving average is $37.77 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when TFC drops below its 200-week moving average?
TFC has crossed below its 200-week moving average 28 times in our data. On average, buying at that moment produced a one-year return of +10.1%. These dips have historically been decent entry points. These episodes lasted 15 weeks on average.
Is TFC a good value right now?
Here's what our data says about TFC as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 54. Return on equity is 8.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does TFC compare to the S&P 500?
Over the past 33.3 years, $100 invested in TFC would have grown to $1578, compared to $2973 for the S&P 500. That's 8.6% annualized vs 10.7% for the index. TFC has underperformed the broader market over this period.
Does TFC pay a dividend?
Yes. Truist Financial Corporation currently pays a dividend yield of 408.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01