TFC
Truist Financial Corporation Financial Services - Banking Investor Relations →
Truist Financial Corporation (TFC) closed at $55.81 as of 2026-02-02, trading 48.4% above its 200-week moving average of $37.62. The stock moved further from the line this week, up from 36.9% last week. With a 14-week RSI of 88, TFC is in overbought territory.
Over the past 2346 weeks of data, TFC has crossed below its 200-week moving average 28 times. On average, these episodes lasted 15 weeks. Historically, investors who bought TFC at the start of these episodes saw an average one-year return of +8.9%.
With a market cap of $71.4 billion, TFC is a large-cap stock. Return on equity stands at 8.2%. The stock trades at 1.2x book value.
Over the past 33.2 years, a hypothetical investment of $100 in TFC would have grown to $1712, compared to $2849 for the S&P 500. TFC has returned 8.9% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -35% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: TFC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After TFC Crosses Below the Line?
Across 24 historical episodes, buying TFC when it crossed below its 200-week moving average produced an average return of +13.1% after 12 months (median +11.0%), compared to +8.1% for the S&P 500 over the same periods. 64% of those episodes were profitable after one year. After 24 months, the average return was +28.0% vs +21.6% for the index.
Each line shows $100 invested at the moment TFC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
TFC has crossed below its 200-week MA 28 times with an average 1-year return of +8.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1981 | Sep 1981 | 1 | 1.6% | +8.1% | +11044.8% |
| Nov 1981 | Mar 1982 | 16 | 3.9% | +10.5% | +11044.8% |
| Jun 1990 | Jul 1990 | 1 | 6.0% | -1.3% | +3266.1% |
| Jul 1990 | Jul 1991 | 51 | 26.8% | +6.4% | +3093.9% |
| Feb 2000 | Mar 2000 | 6 | 16.6% | +49.7% | +471.5% |
| Apr 2000 | May 2000 | 6 | 5.4% | +36.7% | +456.4% |
| Jun 2000 | Sep 2000 | 12 | 14.6% | +41.4% | +463.9% |
| Oct 2000 | Oct 2000 | 1 | 0.8% | +19.8% | +403.2% |
| Jul 2007 | Aug 2007 | 1 | 1.0% | -16.5% | +202.1% |
| Oct 2007 | Sep 2008 | 48 | 39.0% | -2.0% | +207.1% |
| Oct 2008 | Mar 2010 | 74 | 58.8% | -4.2% | +245.1% |
| May 2010 | Jun 2010 | 1 | 0.2% | -8.5% | +231.1% |
| Jun 2010 | Jan 2011 | 29 | 20.4% | -9.4% | +236.5% |
| Feb 2011 | Mar 2011 | 1 | 1.8% | +14.0% | +260.6% |
| Apr 2011 | Apr 2011 | 1 | 1.6% | +24.7% | +263.7% |
| May 2011 | Jun 2011 | 4 | 2.5% | +11.4% | +261.8% |
| Jul 2011 | Dec 2011 | 23 | 24.6% | +27.7% | +271.0% |
| Jan 2016 | Feb 2016 | 7 | 6.4% | +45.0% | +151.5% |
| Mar 2016 | Apr 2016 | 2 | 3.5% | +37.5% | +146.6% |
| May 2016 | May 2016 | 1 | 2.2% | +33.8% | +149.5% |
| Mar 2020 | Nov 2020 | 36 | 39.5% | +50.7% | +79.6% |
| May 2022 | May 2022 | 2 | 3.3% | -38.5% | +46.5% |
| Jun 2022 | Jun 2022 | 2 | 2.8% | -25.2% | +46.2% |
| Aug 2022 | Sep 2022 | 1 | 1.3% | -29.6% | +43.0% |
| Sep 2022 | Jan 2023 | 16 | 12.0% | -32.9% | +49.9% |
| Feb 2023 | Jul 2024 | 72 | 40.6% | -18.4% | +40.6% |
| Mar 2025 | May 2025 | 6 | 12.9% | N/A | +66.5% |
| Jun 2025 | Jun 2025 | 1 | 0.2% | N/A | +46.7% |
| Average | 15 | — | +8.9% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02