TCBI
Texas Capital Bancshares Inc. Financial Services - Banking Investor Relations →
Texas Capital Bancshares Inc. (TCBI) closed at $91.98 as of 2026-03-20, trading 34.5% above its 200-week moving average of $68.38. The stock is currently moving closer to the line, down from 35.7% last week. The 14-week RSI sits at 45, indicating neutral momentum.
Trading volume is running at 1.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.82 ratio) is neutral — neither side is clearly dominating.
Over the past 1131 weeks of data, TCBI has crossed below its 200-week moving average 23 times. On average, these episodes lasted 16 weeks. Historically, investors who bought TCBI at the start of these episodes saw an average one-year return of +12.4%.
With a market cap of $4.1 billion, TCBI is a mid-cap stock. Return on equity stands at 9.4%. The stock trades at 1.2x book value.
The company has been aggressively buying back shares, reducing its share count by 9.3% over the past three years.
Over the past 21.8 years, a hypothetical investment of $100 in TCBI would have grown to $559, compared to $875 for the S&P 500. TCBI has returned 8.2% annualized vs 10.5% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 36.5% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: TCBI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After TCBI Crosses Below the Line?
Across 23 historical episodes, buying TCBI when it crossed below its 200-week moving average produced an average return of +14.0% after 12 months (median +12.0%), compared to +9.2% for the S&P 500 over the same periods. 64% of those episodes were profitable after one year. After 24 months, the average return was +32.5% vs +15.0% for the index.
Each line shows $100 invested at the moment TCBI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
TCBI has crossed below its 200-week MA 23 times with an average 1-year return of +12.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 2006 | Aug 2006 | 3 | 1.1% | +3.8% | +386.4% |
| Sep 2006 | Oct 2006 | 4 | 3.4% | +18.1% | +398.0% |
| Jan 2007 | Jan 2007 | 2 | 1.6% | -21.1% | +385.1% |
| Jul 2007 | Aug 2007 | 2 | 1.5% | -14.6% | +373.1% |
| Dec 2007 | Mar 2010 | 117 | 64.4% | -26.1% | +385.4% |
| May 2010 | Jun 2010 | 1 | 1.3% | +41.6% | +431.7% |
| Jun 2010 | Jul 2010 | 1 | 5.8% | +58.8% | +458.1% |
| Jul 2010 | Oct 2010 | 11 | 11.2% | +86.1% | +493.0% |
| Jan 2015 | Feb 2015 | 2 | 6.4% | -22.7% | +112.5% |
| Dec 2015 | Aug 2016 | 36 | 34.6% | +58.5% | +85.7% |
| Oct 2018 | Jan 2021 | 117 | 68.5% | -16.7% | +37.6% |
| Jan 2021 | Feb 2021 | 1 | 7.1% | +2.8% | +52.7% |
| Jun 2021 | Aug 2021 | 7 | 3.5% | -17.6% | +47.5% |
| Aug 2021 | Nov 2021 | 9 | 10.6% | -3.8% | +52.6% |
| Nov 2021 | Jan 2022 | 7 | 6.6% | -3.2% | +58.2% |
| Mar 2022 | Jul 2022 | 16 | 11.1% | -14.0% | +61.5% |
| Dec 2022 | Dec 2022 | 1 | 1.1% | +13.8% | +67.9% |
| Mar 2023 | Jul 2023 | 17 | 20.5% | +9.3% | +70.5% |
| Oct 2023 | Nov 2023 | 6 | 2.9% | +47.5% | +71.7% |
| Apr 2024 | Apr 2024 | 3 | 2.1% | +9.7% | +62.7% |
| Jun 2024 | Jul 2024 | 5 | 3.3% | +29.5% | +56.7% |
| Aug 2024 | Aug 2024 | 1 | 0.1% | +33.4% | +53.0% |
| Apr 2025 | Apr 2025 | 1 | 0.3% | N/A | +48.3% |
| Average | 16 | — | +12.4% | — |
Frequently Asked Questions
Is TCBI below its 200-week moving average?
No. Texas Capital Bancshares Inc. (TCBI) is currently 34.5% above its 200-week moving average of $68.38. It would need to fall to $68.38 to cross below the line.
What is TCBI's 200-week moving average price?
Texas Capital Bancshares Inc.'s 200-week moving average is $68.38 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when TCBI drops below its 200-week moving average?
TCBI has crossed below its 200-week moving average 23 times in our data. On average, buying at that moment produced a one-year return of +12.4%. These dips have historically been decent entry points. These episodes lasted 16 weeks on average.
Is TCBI a good value right now?
Here's what our data says about TCBI as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 45. Return on equity is 9.4%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does TCBI compare to the S&P 500?
Over the past 21.8 years, $100 invested in TCBI would have grown to $559, compared to $875 for the S&P 500. That's 8.2% annualized vs 10.5% for the index. TCBI has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20