SSB
SouthState Corporation Financial Services - Banking Investor Relations →
SouthState Corporation (SSB) closed at $105.09 as of 2026-07-31, trading 25.7% above its 200-week moving average of $83.63. The stock is currently moving closer to the line, down from 27.0% last week. The 14-week RSI sits at 68, indicating neutral momentum.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.00 ratio) is neutral — neither side is clearly dominating.
Over the past 1491 weeks of data, SSB has crossed below its 200-week moving average 27 times. On average, these episodes lasted 13 weeks. Historically, investors who bought SSB at the start of these episodes saw an average one-year return of +8.5%.
With a market cap of $10.2 billion, SSB is a large-cap stock. Return on equity stands at 10.6%. The stock trades at 1.1x book value.
Share count has increased 31.0% over three years, indicating dilution.
Over the past 28.6 years, a hypothetical investment of $100 in SSB would have grown to $1047, compared to $1242 for the S&P 500. SSB has returned 8.6% annualized vs 9.2% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -48.8% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: SSB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After SSB Crosses Below the Line?
Across 27 historical episodes, buying SSB when it crossed below its 200-week moving average produced an average return of +7.3% after 12 months (median +16.0%), compared to +3.9% for the S&P 500 over the same periods. 67% of those episodes were profitable after one year. After 24 months, the average return was +20.2% vs +18.0% for the index.
Each line shows $100 invested at the moment SSB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices SSB would reach each dislocation threshold.
Dislocation Price Levels
Prices where SSB's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $90.97 | Unusually cheap — potential buy zone |
| Value | +1σ | $93.24 | Cheap vs. own history |
| Fair Value | +0σ | $95.63 | Historical mean behavior |
| Expensive | -1σ | $98.14 | Expensive vs. own history |
| Deep Expensive | -2σ | $100.79 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from SSB's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
SSB has crossed below its 200-week MA 27 times with an average 1-year return of +8.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 1998 | Jan 1998 | 3 | 4.3% | +34.3% | +1040.6% |
| Feb 1998 | Mar 1998 | 1 | 1.0% | +36.9% | +999.6% |
| Jun 1998 | Jun 1998 | 1 | 0.1% | +23.8% | +972.5% |
| Sep 1999 | Sep 1999 | 1 | 4.3% | -31.1% | +922.0% |
| Nov 1999 | Aug 2001 | 89 | 40.3% | -33.4% | +886.5% |
| Sep 2001 | Jan 2002 | 16 | 11.8% | +54.5% | +1043.9% |
| Jul 2007 | Aug 2007 | 1 | 1.1% | +19.2% | +420.9% |
| Oct 2007 | Nov 2007 | 1 | 1.4% | +14.2% | +412.3% |
| Dec 2007 | Feb 2008 | 5 | 7.3% | +15.9% | +419.6% |
| Feb 2008 | Mar 2008 | 4 | 9.1% | -33.6% | +403.7% |
| Apr 2008 | Apr 2008 | 1 | 4.2% | -20.9% | +417.0% |
| Jun 2008 | Jul 2008 | 3 | 11.3% | -16.6% | +433.4% |
| Oct 2008 | Nov 2008 | 3 | 4.2% | -13.9% | +399.7% |
| Jan 2009 | Feb 2010 | 56 | 44.4% | +0.3% | +395.2% |
| Aug 2010 | Sep 2010 | 4 | 4.9% | -4.5% | +388.5% |
| May 2011 | Oct 2011 | 21 | 15.1% | +17.7% | +399.8% |
| Nov 2011 | Dec 2011 | 5 | 11.5% | +31.2% | +393.0% |
| Oct 2018 | Sep 2019 | 47 | 24.1% | +5.6% | +70.0% |
| Sep 2019 | Oct 2019 | 2 | 1.0% | -35.9% | +66.4% |
| Jan 2020 | Feb 2020 | 1 | 2.0% | -5.0% | +64.2% |
| Feb 2020 | Nov 2020 | 40 | 42.8% | +19.3% | +81.2% |
| Jan 2021 | Feb 2021 | 1 | 2.8% | +20.8% | +72.8% |
| Jul 2021 | Aug 2021 | 2 | 4.2% | +18.1% | +73.6% |
| Aug 2021 | Sep 2021 | 6 | 8.3% | +25.7% | +72.1% |
| Mar 2023 | Jul 2023 | 16 | 14.2% | +22.8% | +60.2% |
| Aug 2023 | Nov 2023 | 12 | 6.8% | +42.0% | +61.0% |
| Jun 2024 | Jun 2024 | 2 | 2.3% | +22.2% | +54.5% |
| Average | 13 | — | +8.5% | — |
Frequently Asked Questions
Is SSB below its 200-week moving average?
No. SouthState Corporation (SSB) is currently 25.7% above its 200-week moving average of $83.63. It would need to fall to $83.63 to cross below the line.
What is SSB's 200-week moving average price?
SouthState Corporation's 200-week moving average is $83.63 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when SSB drops below its 200-week moving average?
SSB has crossed below its 200-week moving average 27 times in our data. On average, buying at that moment produced a one-year return of +8.5%. These dips have historically been decent entry points. These episodes lasted 13 weeks on average.
Is SSB a good value right now?
Here's what our data says about SSB as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 68. Return on equity is 10.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does SSB compare to the S&P 500?
Over the past 28.6 years, $100 invested in SSB would have grown to $1047, compared to $1242 for the S&P 500. That's 8.6% annualized vs 9.2% for the index. SSB has underperformed the broader market over this period.
Does SSB pay a dividend?
Yes. SouthState Corporation currently pays a dividend yield of 251.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31