SLF
Sun Life Financial Financial Services Investor Relations →
Sun Life Financial (SLF) closed at $82.25 as of 2026-07-24, trading 55.7% above its 200-week moving average of $52.83. The stock moved further from the line this week, up from 55.5% last week. With a 14-week RSI of 81, SLF is in overbought territory.
Over the past 14 weeks, down-weeks have had more trading volume than up-weeks (0.50 buyers-vs-sellers ratio). That means when people are active, they're more often selling than buying. Sellers are still more in control than buyers.
Over the past 1326 weeks of data, SLF has crossed below its 200-week moving average 13 times. On average, these episodes lasted 20 weeks. Historically, investors who bought SLF at the start of these episodes saw an average one-year return of +20.9%.
With a market cap of $45.6 billion, SLF is a large-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at 12.0%. The stock trades at 2.7x book value.
The company has been aggressively buying back shares, reducing its share count by 5.6% over the past three years.
Over the past 25.5 years, a hypothetical investment of $100 in SLF would have grown to $990, compared to $942 for the S&P 500. That represents an annualized return of 9.4% vs 9.2% for the index — confirming SLF as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: SLF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After SLF Crosses Below the Line?
Across 13 historical episodes, buying SLF when it crossed below its 200-week moving average produced an average return of +21.4% after 12 months (median +28.0%), compared to +14.5% for the S&P 500 over the same periods. 69% of those episodes were profitable after one year. After 24 months, the average return was +41.7% vs +31.9% for the index.
Each line shows $100 invested at the moment SLF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices SLF would reach each dislocation threshold.
Dislocation Price Levels
Prices where SLF's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-08-06.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $58.95 | Unusually cheap — potential buy zone |
| Value | +1σ | $63.14 | Cheap vs. own history |
| Fair Value | +0σ | $67.96 | Historical mean behavior |
| Expensive | -1σ | $73.58 | Expensive vs. own history |
| Deep Expensive | -2σ | $80.21 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from SLF's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
SLF has crossed below its 200-week MA 13 times with an average 1-year return of +20.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Mar 2001 | Mar 2001 | 2 | 3.6% | +21.5% | +1073.8% |
| Sep 2001 | Sep 2001 | 1 | 8.2% | -4.6% | +1050.1% |
| Jul 2002 | Mar 2003 | 35 | 23.4% | +8.0% | +941.4% |
| Jul 2008 | Jan 2011 | 131 | 67.4% | -4.6% | +351.6% |
| Jun 2011 | Jun 2011 | 3 | 4.1% | -22.8% | +404.5% |
| Jul 2011 | Apr 2012 | 40 | 34.7% | -19.5% | +409.8% |
| Apr 2012 | Aug 2012 | 17 | 18.4% | +31.8% | +505.0% |
| Sep 2012 | Oct 2012 | 1 | 0.0% | +44.2% | +480.9% |
| Jan 2016 | Feb 2016 | 6 | 9.2% | +44.6% | +327.6% |
| Dec 2018 | Jan 2019 | 4 | 4.9% | +38.2% | +227.2% |
| Mar 2020 | Jun 2020 | 12 | 30.3% | +54.6% | +200.1% |
| Jun 2020 | Jul 2020 | 2 | 2.7% | +52.0% | +191.9% |
| Sep 2022 | Oct 2022 | 5 | 6.7% | +28.1% | +132.8% |
| Average | 20 | — | +20.9% | — |
Frequently Asked Questions
Is SLF below its 200-week moving average?
No. Sun Life Financial (SLF) is currently 55.7% above its 200-week moving average of $52.83. It would need to fall to $52.83 to cross below the line.
What is SLF's 200-week moving average price?
Sun Life Financial's 200-week moving average is $52.83 as of 2026-07-24. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when SLF drops below its 200-week moving average?
SLF has crossed below its 200-week moving average 13 times in our data. On average, buying at that moment produced a one-year return of +20.9%. These dips have historically been decent entry points. These episodes lasted 20 weeks on average.
Is SLF a good value right now?
Here's what our data says about SLF as of 2026-07-24: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 81 (overbought). Free cash flow is currently negative. Return on equity is 12.0%. Price-to-book is 2.7x. This is not a buy or sell recommendation — always do your own research.
How does SLF compare to the S&P 500?
Over the past 25.5 years, $100 invested in SLF would have grown to $990, compared to $942 for the S&P 500. That's 9.4% annualized vs 9.2% for the index. SLF has outperformed the broader market over this period.
Does SLF pay a dividend?
Yes. Sun Life Financial currently pays a dividend yield of 332.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-24