SLF

Sun Life Financial Financial Services Investor Relations →

NO
47.8% ABOVE
↓ Approaching Was 50.8% last week
-15% -10% -5% 0% 5% 10% 15%+
Signal Threshold $53.91
14-Week RSI 67
Rel. Volume (14w) This week's trading vs. the 14-week average 0.9x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 0.91

Sun Life Financial (SLF) closed at $79.67 as of 2026-09-11, trading 47.8% above its 200-week moving average of $53.91. The stock is currently moving closer to the line, down from 50.8% last week. The 14-week RSI sits at 67, indicating neutral momentum.

Trading volume is running at 0.9x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.91 ratio) is neutral — neither side is clearly dominating.

Over the past 1333 weeks of data, SLF has crossed below its 200-week moving average 13 times. On average, these episodes lasted 20 weeks. Historically, investors who bought SLF at the start of these episodes saw an average one-year return of +20.9%.

With a market cap of $44.3 billion, SLF is a large-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at 13.1%. The stock trades at 2.5x book value.

The company has been aggressively buying back shares, reducing its share count by 5.6% over the past three years.

Over the past 25.7 years, a hypothetical investment of $100 in SLF would have grown to $968, compared to $974 for the S&P 500. SLF has returned 9.2% annualized vs 9.3% for the index, underperforming the broader market over this period.

Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: SLF vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After SLF Crosses Below the Line?

Across 13 historical episodes, buying SLF when it crossed below its 200-week moving average produced an average return of +21.4% after 12 months (median +28.0%), compared to +14.5% for the S&P 500 over the same periods. 69% of those episodes were profitable after one year. After 24 months, the average return was +41.7% vs +31.9% for the index.

Each line shows $100 invested at the moment SLF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Bean Score Experimental

The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices SLF would reach each dislocation threshold.

Current Bean Score +1.05σ
Current FCF Yield 10.25%
Baseline Yield 10.34%
Historical σ 1.07pp

Dislocation Price Levels

Prices where SLF's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-11-04.

LevelσPriceSignal
Deep Value+2σ$72.46Unusually cheap — analysis point
Value+1σ$80.05Cheap vs. own history
Fair Value+0σ$89.43Historical mean behavior
Expensive-1σ$101.29Expensive vs. own history
Deep Expensive-2σ$116.78Unusually expensive — analysis point

Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end

Recent Earnings

DateEPS Est.EPS ActualSurprise
2026-08-06$1.94$2.02+4.0%
2026-05-06$1.89$1.89
2026-02-11$1.87$1.96+5.0%
2025-11-05$1.83$1.86+1.8%
Data depth: 2 quarterly baselines, 23 price observations — Limited history (4+ quarters preferred for reliability)

Signal Accuracy Collecting Data

The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"

12 / 13 weeks minimum

the write-ups I read Simply Wall St · Visual company reports and write-ups. Free tier covers five reports a month. referral

Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.

Dislocation Scores Experimental

Each score measures deviation from SLF's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

⚠ Earnings quality deteriorating — net income is outrunning free cash flow vs this company's own norm. Cheapness signals here deserve extra scrutiny.
Yield Dislocation -1.79σ Dividend yield vs own 10-yr norm
Drawdown Score -1.41σ Distance from line vs own history
Sector-Relative -0.99σ Vs sector median this week
Buyback Acceleration -1.6pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity N/A TTM buys / market cap, percentile of buyers
FCF Yield vs History -44.3pp Vs own recent annual mean
Earnings Quality Deteriorating Accrual gap trend (+16.5pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

Historical Touches

SLF has crossed below its 200-week MA 13 times with an average 1-year return of +20.9% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Mar 2001Mar 200123.6%+21.5%+1046.9%
Sep 2001Sep 200118.2%-4.6%+1023.8%
Jul 2002Mar 20033523.4%+8.0%+917.5%
Jul 2008Jan 201113167.4%-4.6%+341.2%
Jun 2011Jun 201134.1%-22.8%+393.0%
Jul 2011Apr 20124034.7%-19.5%+398.1%
Apr 2012Aug 20121718.4%+31.8%+491.2%
Sep 2012Oct 201210.0%+44.2%+467.6%
Jan 2016Feb 201669.2%+44.6%+317.8%
Dec 2018Jan 201944.9%+38.2%+219.7%
Mar 2020Jun 20201230.3%+54.6%+193.2%
Jun 2020Jul 202022.7%+52.0%+185.2%
Sep 2022Oct 202256.7%+28.1%+127.5%
Average20+20.9%

Frequently Asked Questions

Is SLF below its 200-week moving average?

No. Sun Life Financial (SLF) is currently 47.8% above its 200-week moving average of $53.91. It would need to fall to $53.91 to cross below the line.

What is SLF's 200-week moving average price?

Sun Life Financial's 200-week moving average is $53.91 as of 2026-09-11. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when SLF drops below its 200-week moving average?

SLF has crossed below its 200-week moving average 13 times in our data. On average, buying at that moment produced a one-year return of +20.9%. These dips have historically been decent entry points. These episodes lasted 20 weeks on average.

Is SLF a good value right now?

Here's what our data says about SLF as of 2026-09-11: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 67. Free cash flow is currently negative. Return on equity is 13.1%. Price-to-book is 2.5x. This is not a buy or sell recommendation — always do your own research.

How does SLF compare to the S&P 500?

Over the past 25.7 years, $100 invested in SLF would have grown to $968, compared to $974 for the S&P 500. That's 9.2% annualized vs 9.3% for the index. SLF has underperformed the broader market over this period.

Does SLF pay a dividend?

Yes. Sun Life Financial currently pays a dividend yield of 349.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-09-11