SF

Stifel Financial Corp. Financial Services - Investment Banking Investor Relations →

NO
44.9% ABOVE
↑ Moving away Was 41.8% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $57.24
14-Week RSI 61
Rel. Volume (14w) This week's trading vs. the 14-week average 1.1x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 0.93

Stifel Financial Corp. (SF) closed at $82.91 as of 2026-07-31, trading 44.9% above its 200-week moving average of $57.24. The stock moved further from the line this week, up from 41.8% last week. The 14-week RSI sits at 61, indicating neutral momentum.

Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.93 ratio) is neutral — neither side is clearly dominating.

Over the past 2197 weeks of data, SF has crossed below its 200-week moving average 25 times. On average, these episodes lasted 22 weeks. Historically, investors who bought SF at the start of these episodes saw an average one-year return of +35.3%.

With a market cap of $12.6 billion, SF is a large-cap stock. The stock trades at 2.4x book value.

Over the past 33.6 years, a hypothetical investment of $100 in SF would have grown to $12516, compared to $3098 for the S&P 500. That represents an annualized return of 15.5% vs 10.8% for the index — confirming SF as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.

Free cash flow has been declining at a -0.6% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: SF vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After SF Crosses Below the Line?

Across 21 historical episodes, buying SF when it crossed below its 200-week moving average produced an average return of +39.8% after 12 months (median +35.0%), compared to +19.8% for the S&P 500 over the same periods. 95% of those episodes were profitable after one year. After 24 months, the average return was +61.0% vs +34.9% for the index.

Each line shows $100 invested at the moment SF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Bean Score Experimental

The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices SF would reach each dislocation threshold.

Current Bean Score -0.41σ
Current FCF Yield 7.95%
Baseline Yield 7.85%
Historical σ 0.68pp

Dislocation Price Levels

Prices where SF's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).

LevelσPriceSignal
Deep Value+2σ$60.70Unusually cheap — potential buy zone
Value+1σ$65.32Cheap vs. own history
Fair Value+0σ$70.69Historical mean behavior
Expensive-1σ$77.03Expensive vs. own history
Deep Expensive-2σ$84.61Unusually expensive — potential trim zone

Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end

Data depth: 2 quarterly baselines, 26 price observations — Limited history (4+ quarters preferred for reliability)

Signal Accuracy Collecting Data

The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"

12 / 13 weeks minimum

Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.

Dislocation Scores Experimental

Each score measures deviation from SF's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

Yield Dislocation +0.42σ Dividend yield vs own 10-yr norm
Drawdown Score -0.59σ Distance from line vs own history
Sector-Relative N/A Vs sector median this week
Buyback Acceleration +0.7pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity 2th TTM buys / market cap, percentile of buyers
FCF Yield vs History N/A Vs own recent annual mean
Earnings Quality Improving Accrual gap trend (-6.3pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

Historical Touches

SF has crossed below its 200-week MA 25 times with an average 1-year return of +35.3% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Jun 1984Feb 19853338.7%+16.7%+16873.9%
Mar 1985Nov 19853718.0%+54.4%+14193.8%
Jul 1986Aug 198612.0%+98.4%+13256.5%
Oct 1987Oct 199120853.3%-19.4%+13041.1%
Dec 1991Dec 199114.1%+32.2%+17612.0%
Aug 1994Jul 19955022.8%+9.0%+12900.5%
Aug 1995May 19964017.5%+6.8%+12273.2%
Jul 1996Aug 199641.7%+66.0%+11792.4%
Sep 1999Oct 199922.4%+36.0%+7140.3%
May 2000Jun 200023.1%+37.8%+6660.7%
Sep 2001Feb 20022110.9%+26.7%+6266.8%
Dec 2002Jan 200342.4%+57.0%+5577.1%
Aug 2011Jan 20122317.5%+5.8%+644.2%
May 2012Sep 20121611.3%+12.1%+581.5%
Sep 2012Jan 20131613.3%+24.2%+533.0%
Feb 2013Mar 201311.2%+39.4%+516.7%
Mar 2013May 2013109.7%+45.4%+519.6%
Sep 2015Oct 201530.5%-8.3%+407.4%
Dec 2015Nov 20164835.1%+23.9%+406.1%
May 2017Jun 201734.4%+33.4%+372.6%
Jun 2017Jun 201714.4%+31.5%+392.6%
Oct 2018Nov 2018410.3%+14.1%+342.9%
Dec 2018Jan 2019618.4%+37.9%+363.0%
Mar 2020Aug 20202632.8%+90.3%+312.3%
Sep 2020Sep 202014.8%+111.1%+314.1%
Average22+35.3%

Frequently Asked Questions

Is SF below its 200-week moving average?

No. Stifel Financial Corp. (SF) is currently 44.9% above its 200-week moving average of $57.24. It would need to fall to $57.24 to cross below the line.

What is SF's 200-week moving average price?

Stifel Financial Corp.'s 200-week moving average is $57.24 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when SF drops below its 200-week moving average?

SF has crossed below its 200-week moving average 25 times in our data. On average, buying at that moment produced a one-year return of +35.3%. These dips have historically been decent entry points. These episodes lasted 22 weeks on average.

Is SF a good value right now?

Here's what our data says about SF as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 61. Price-to-book is 2.4x. This is not a buy or sell recommendation — always do your own research.

How does SF compare to the S&P 500?

Over the past 33.6 years, $100 invested in SF would have grown to $12516, compared to $3098 for the S&P 500. That's 15.5% annualized vs 10.8% for the index. SF has outperformed the broader market over this period.

Does SF pay a dividend?

Yes. Stifel Financial Corp. currently pays a dividend yield of 157.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-07-31