SCHW
The Charles Schwab Corporation Financial Services - Brokerage Investor Relations →
The Charles Schwab Corporation (SCHW) closed at $105.08 as of 2026-02-02, trading 45.9% above its 200-week moving average of $72.03. The stock moved further from the line this week, up from 44.6% last week. With a 14-week RSI of 70, SCHW is in overbought territory.
Over the past 1954 weeks of data, SCHW has crossed below its 200-week moving average 24 times. On average, these episodes lasted 20 weeks. Historically, investors who bought SCHW at the start of these episodes saw an average one-year return of +10.6%.
With a market cap of $190.7 billion, SCHW is a large-cap stock. Return on equity stands at 18.1%, a solid level. The stock trades at 4.4x book value.
Over the past 33.2 years, a hypothetical investment of $100 in SCHW would have grown to $15193, compared to $2849 for the S&P 500. That represents an annualized return of 16.4% vs 10.6% for the index — confirming SCHW as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: SCHW vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After SCHW Crosses Below the Line?
Across 23 historical episodes, buying SCHW when it crossed below its 200-week moving average produced an average return of +4.3% after 12 months (median -4.0%), compared to +16.2% for the S&P 500 over the same periods. 48% of those episodes were profitable after one year. After 24 months, the average return was +16.0% vs +32.3% for the index.
Each line shows $100 invested at the moment SCHW crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
SCHW has crossed below its 200-week MA 24 times with an average 1-year return of +10.6% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 1988 | Jan 1989 | 19 | 15.3% | +130.7% | +105513.1% |
| Feb 2001 | Dec 2004 | 199 | 67.7% | -34.9% | +612.3% |
| Jan 2005 | May 2005 | 19 | 10.5% | +40.9% | +1138.6% |
| Oct 2008 | Oct 2008 | 1 | 4.1% | +11.7% | +704.9% |
| Nov 2008 | Nov 2008 | 2 | 2.8% | +11.5% | +689.4% |
| Dec 2008 | Apr 2009 | 18 | 34.6% | +11.9% | +681.8% |
| May 2009 | Jun 2009 | 3 | 4.0% | +1.1% | +666.6% |
| Jun 2009 | Jul 2009 | 4 | 7.5% | -15.8% | +672.6% |
| Aug 2009 | Sep 2009 | 4 | 2.1% | -24.4% | +628.8% |
| Oct 2009 | Nov 2009 | 3 | 5.5% | -15.3% | +620.3% |
| Nov 2009 | Nov 2009 | 1 | 2.2% | -13.9% | +625.9% |
| Dec 2009 | Dec 2009 | 1 | 0.1% | -6.2% | +608.4% |
| Jan 2010 | Feb 2010 | 3 | 3.9% | -1.3% | +604.1% |
| May 2010 | Jan 2011 | 36 | 27.9% | +6.4% | +645.3% |
| Jan 2011 | Feb 2011 | 2 | 1.8% | -33.3% | +613.6% |
| Mar 2011 | Mar 2011 | 1 | 2.9% | -11.2% | +620.6% |
| May 2011 | Dec 2012 | 86 | 36.6% | -24.6% | +615.0% |
| Feb 2016 | Feb 2016 | 1 | 2.9% | +76.7% | +422.1% |
| Aug 2019 | Sep 2019 | 5 | 9.2% | -6.0% | +212.4% |
| Sep 2019 | Oct 2019 | 3 | 12.1% | +7.5% | +221.5% |
| Feb 2020 | Nov 2020 | 37 | 27.3% | +54.2% | +179.2% |
| Mar 2023 | Jul 2023 | 18 | 17.2% | +21.0% | +94.0% |
| Aug 2023 | Nov 2023 | 15 | 17.2% | +11.9% | +82.2% |
| Jul 2024 | Oct 2024 | 12 | 6.9% | +56.5% | +72.6% |
| Average | 20 | — | +10.6% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02