SBCF
Seacoast Banking Corporation Financial Services - Banking Investor Relations →
Seacoast Banking Corporation (SBCF) closed at $30.84 as of 2026-06-19, trading 18.4% above its 200-week moving average of $26.05. The stock is currently moving closer to the line, down from 22.4% last week. The 14-week RSI sits at 56, indicating neutral momentum.
Trading volume is running at 1.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.80 ratio) is neutral — neither side is clearly dominating.
Over the past 2163 weeks of data, SBCF has crossed below its 200-week moving average 19 times. On average, these episodes lasted 30 weeks. Historically, investors who bought SBCF at the start of these episodes saw an average one-year return of +17.0%.
With a market cap of $3.0 billion, SBCF is a mid-cap stock. Return on equity stands at 5.5%. The stock trades at 1.1x book value.
Share count has increased 36.7% over three years, indicating dilution.
Over the past 33.5 years, a hypothetical investment of $100 in SBCF would have grown to $194, compared to $3097 for the S&P 500. SBCF has returned 2.0% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: SBCF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After SBCF Crosses Below the Line?
Across 15 historical episodes, buying SBCF when it crossed below its 200-week moving average produced an average return of +21.3% after 12 months (median +15.0%), compared to +12.8% for the S&P 500 over the same periods. 69% of those episodes were profitable after one year. After 24 months, the average return was +32.2% vs +3.5% for the index.
Each line shows $100 invested at the moment SBCF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices SBCF would reach each dislocation threshold.
Dislocation Price Levels
Prices where SBCF's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-07-23.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $28.54 | Unusually cheap — potential buy zone |
| Value | +1σ | $29.65 | Cheap vs. own history |
| Fair Value | +0σ | $30.84 | Historical mean behavior |
| Expensive | -1σ | $32.13 | Expensive vs. own history |
| Deep Expensive | -2σ | $33.54 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from SBCF's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
SBCF has crossed below its 200-week MA 19 times with an average 1-year return of +17.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 1987 | Nov 1987 | 1 | 2.6% | +25.1% | +375.5% |
| Nov 1987 | Dec 1987 | 2 | 1.1% | +23.2% | +362.9% |
| Dec 1987 | Jan 1988 | 1 | 0.7% | +25.6% | +363.0% |
| Mar 1990 | May 1991 | 60 | 40.8% | -15.5% | +268.1% |
| Jun 1991 | Aug 1991 | 7 | 6.3% | +49.9% | +293.8% |
| Nov 1991 | Feb 1992 | 11 | 8.8% | +57.3% | +265.7% |
| Oct 1998 | Oct 1998 | 2 | 6.6% | +22.6% | +32.3% |
| Mar 1999 | Mar 1999 | 2 | 2.2% | +1.4% | +19.4% |
| Oct 1999 | Oct 1999 | 1 | 0.9% | -8.3% | +11.8% |
| Jan 2000 | Jan 2001 | 51 | 14.7% | +7.4% | +8.8% |
| Mar 2001 | Mar 2001 | 1 | 2.3% | +72.3% | +5.4% |
| Apr 2001 | Apr 2001 | 1 | 2.6% | +76.4% | +5.3% |
| Apr 2007 | Apr 2007 | 2 | 2.1% | -52.5% | -64.2% |
| Jul 2007 | Jan 2013 | 289 | 90.5% | -51.6% | -63.7% |
| Mar 2020 | Nov 2020 | 38 | 37.8% | +53.1% | +40.8% |
| Mar 2023 | Dec 2023 | 40 | 33.6% | -2.5% | +28.0% |
| Jan 2024 | Nov 2024 | 44 | 20.6% | +2.3% | +21.9% |
| Dec 2024 | Jan 2025 | 6 | 8.0% | +17.6% | +16.1% |
| Mar 2025 | Jun 2025 | 16 | 19.0% | +18.3% | +21.9% |
| Average | 30 | — | +17.0% | — |
Frequently Asked Questions
Is SBCF below its 200-week moving average?
No. Seacoast Banking Corporation (SBCF) is currently 18.4% above its 200-week moving average of $26.05. It would need to fall to $26.05 to cross below the line.
What is SBCF's 200-week moving average price?
Seacoast Banking Corporation's 200-week moving average is $26.05 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when SBCF drops below its 200-week moving average?
SBCF has crossed below its 200-week moving average 19 times in our data. On average, buying at that moment produced a one-year return of +17.0%. These dips have historically been decent entry points. These episodes lasted 30 weeks on average.
Is SBCF a good value right now?
Here's what our data says about SBCF as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 56. Return on equity is 5.5%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does SBCF compare to the S&P 500?
Over the past 33.5 years, $100 invested in SBCF would have grown to $194, compared to $3097 for the S&P 500. That's 2.0% annualized vs 10.8% for the index. SBCF has underperformed the broader market over this period.
Does SBCF pay a dividend?
Yes. Seacoast Banking Corporation currently pays a dividend yield of 243.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19