RYAN
Ryan Specialty Holdings, Inc. Financial Services - Insurance Brokerage Investor Relations →
Ryan Specialty Holdings, Inc. (RYAN) closed at $38.12 as of 2026-09-11, trading 24.7% below its 200-week moving average of $50.64. This places RYAN in the extreme value zone. The stock is currently moving closer to the line, down from -17.2% last week. The 14-week RSI sits at 61, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.27 ratio) is neutral — neither side is clearly dominating.
Over the past 220 weeks of data, RYAN has crossed below its 200-week moving average 3 times. On average, these episodes lasted 14 weeks. Historically, investors who bought RYAN at the start of these episodes saw an average one-year return of +39.0%.
With a market cap of $9.8 billion, RYAN is a mid-cap stock. The company generates a free cash flow yield of 6.0%, which is healthy. Return on equity stands at 22.1%, indicating strong profitability. The stock trades at 9.1x book value.
Share count has increased 15.3% over three years, indicating dilution.
Over the past 4.3 years, a hypothetical investment of $100 in RYAN would have grown to $98, compared to $214 for the S&P 500. RYAN has returned -0.4% annualized vs 19.2% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 6 open-market purchases totaling $5,602,584. Multiple insiders purchased within a 30-day window — a cluster buy pattern that historically signals management confidence in the company's prospects. Notably, these purchases occurred while RYAN is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.
Free cash flow has been growing at a 21.6% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: RYAN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After RYAN Crosses Below the Line?
Across 3 historical episodes, buying RYAN when it crossed below its 200-week moving average produced an average return of +23.0% after 12 months (median +39.0%), compared to +22.0% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +80.0% vs +46.0% for the index.
Each line shows $100 invested at the moment RYAN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices RYAN would reach each dislocation threshold.
Dislocation Price Levels
Prices where RYAN's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-10-29.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $35.82 | Unusually cheap — analysis point |
| Value | +1σ | $38.98 | Cheap vs. own history |
| Fair Value | +0σ | $42.74 | Historical mean behavior |
| Expensive | -1σ | $47.31 | Expensive vs. own history |
| Deep Expensive | -2σ | $52.97 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026-07-30 | $0.60 | $0.74 | +22.9% |
| 2026-04-30 | $0.43 | $0.47 | +8.7% |
| 2026-02-12 | $0.49 | $0.45 | -8.3% |
| 2025-10-30 | $0.47 | $0.47 | +0.7% |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
the write-ups I read Simply Wall St · Visual company reports and write-ups. Free tier covers five reports a month. referral
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from RYAN's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
RYAN has crossed below its 200-week MA 3 times with an average 1-year return of +39.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 2022 | Nov 2022 | 2 | 10.6% | +30.2% | +15.1% |
| Mar 2023 | Mar 2023 | 3 | 5.1% | +47.8% | +6.8% |
| Dec 2025 | Ongoing | 37+ | 39.8% | Ongoing | -23.9% |
| Average | 14 | — | +39.0% | — |
Frequently Asked Questions
Is RYAN below its 200-week moving average?
Yes. As of 2026-09-11, Ryan Specialty Holdings, Inc. (RYAN) is trading 24.7% below its 200-week moving average of $50.64. The current price is $38.12.
What is RYAN's 200-week moving average price?
Ryan Specialty Holdings, Inc.'s 200-week moving average is $50.64 as of 2026-09-11. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when RYAN drops below its 200-week moving average?
RYAN has crossed below its 200-week moving average 3 times in our data. On average, buying at that moment produced a one-year return of +39.0%. These dips have historically been decent entry points. These episodes lasted 14 weeks on average.
Is RYAN a good value right now?
Here's what our data says about RYAN as of 2026-09-11: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 61. Free cash flow yield is 6.0%. Return on equity is 22.1%. Price-to-book is 9.1x. This is not a buy or sell recommendation — always do your own research.
How does RYAN compare to the S&P 500?
Over the past 4.3 years, $100 invested in RYAN would have grown to $98, compared to $214 for the S&P 500. That's -0.4% annualized vs 19.2% for the index. RYAN has underperformed the broader market over this period.
Does RYAN pay a dividend?
Yes. Ryan Specialty Holdings, Inc. currently pays a dividend yield of 136.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-11