ROOT
Root Inc. Financial Services - Insurtech Investor Relations →
Root Inc. (ROOT) closed at $45.59 as of 2026-03-20, trading 7.5% below its 200-week moving average of $49.26. This places ROOT in the deep value zone. The stock moved further from the line this week, up from -11.0% last week. With a 14-week RSI of 17, ROOT is in oversold territory.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.94 ratio) is neutral — neither side is clearly dominating.
Over the past 233 weeks of data, ROOT has crossed below its 200-week moving average 2 times. On average, these episodes lasted 82 weeks. The average one-year return after crossing below was -90.9%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $709 million, ROOT is a small-cap stock. The company generates a free cash flow yield of 11.7%, which is notably high. Return on equity stands at 11.3%. The stock trades at 2.5x book value.
Share count has increased 9.2% over three years, indicating dilution. This stock also meets the Yartseva multibagger criteria as a small-cap with strong free cash flow yield and reasonable book value.
Over the past 4.5 years, a hypothetical investment of $100 in ROOT would have grown to $55, compared to $150 for the S&P 500. ROOT has returned -12.6% annualized vs 9.5% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ROOT vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ROOT Crosses Below the Line?
Across 1 historical episodes, buying ROOT when it crossed below its 200-week moving average produced an average return of -91.0% after 12 months (median -91.0%), compared to -15.0% for the S&P 500 over the same periods. After 24 months, the average return was -88.0% vs -6.0% for the index.
Each line shows $100 invested at the moment ROOT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ROOT has crossed below its 200-week MA 2 times with an average 1-year return of +-90.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2021 | Oct 2024 | 160 | 96.7% | -90.9% | -49.3% |
| Mar 2026 | Ongoing | 3+ | 11.0% | Ongoing | -5.0% |
| Average | 82 | — | +-90.9% | — |
Frequently Asked Questions
Is ROOT below its 200-week moving average?
Yes. As of 2026-03-20, Root Inc. (ROOT) is trading 7.5% below its 200-week moving average of $49.26. The current price is $45.59.
What is ROOT's 200-week moving average price?
Root Inc.'s 200-week moving average is $49.26 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ROOT drops below its 200-week moving average?
ROOT has crossed below its 200-week moving average 2 times in our data. The average one-year return after these crossings was -90.9%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 82 weeks on average.
Is ROOT a good value right now?
Here's what our data says about ROOT as of 2026-03-20: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 17 (oversold). Free cash flow yield is 11.7%. Return on equity is 11.3%. Price-to-book is 2.5x. This is not a buy or sell recommendation — always do your own research.
How does ROOT compare to the S&P 500?
Over the past 4.5 years, $100 invested in ROOT would have grown to $55, compared to $150 for the S&P 500. That's -12.6% annualized vs 9.5% for the index. ROOT has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20