RLI
RLI Corp. Financial Services - Insurance Investor Relations →
RLI Corp. (RLI) closed at $61.72 as of 2026-02-02, trading 2.5% below its 200-week moving average of $63.31. This places RLI in the below line zone. The stock moved further from the line this week, up from -7.6% last week. The 14-week RSI sits at 59, indicating neutral momentum.
Over the past 2346 weeks of data, RLI has crossed below its 200-week moving average 14 times. On average, these episodes lasted 20 weeks. Historically, investors who bought RLI at the start of these episodes saw an average one-year return of +18.5%.
With a market cap of $5.7 billion, RLI is a mid-cap stock. Return on equity stands at 24.4%, indicating strong profitability. The stock trades at 3.2x book value.
Over the past 33.2 years, a hypothetical investment of $100 in RLI would have grown to $9229, compared to $2849 for the S&P 500. That represents an annualized return of 14.6% vs 10.6% for the index — confirming RLI as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 13.8% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Growth of $100: RLI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After RLI Crosses Below the Line?
Across 12 historical episodes, buying RLI when it crossed below its 200-week moving average produced an average return of +21.4% after 12 months (median +24.0%), compared to +11.0% for the S&P 500 over the same periods. 70% of those episodes were profitable after one year. After 24 months, the average return was +50.8% vs +28.0% for the index.
Each line shows $100 invested at the moment RLI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
RLI has crossed below its 200-week MA 14 times with an average 1-year return of +18.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 1981 | Nov 1982 | 90 | 39.1% | -21.4% | +82442.2% |
| Oct 1987 | Apr 1990 | 131 | 39.3% | -9.7% | +29193.8% |
| Nov 1994 | Dec 1994 | 3 | 0.9% | +52.9% | +11245.8% |
| Feb 2000 | Mar 2000 | 5 | 13.6% | +45.6% | +4232.1% |
| Apr 2008 | Apr 2008 | 1 | 0.8% | +11.7% | +1128.6% |
| Jun 2008 | Jul 2008 | 2 | 1.6% | -6.4% | +1116.9% |
| Oct 2008 | Oct 2008 | 2 | 1.0% | +11.3% | +1075.6% |
| Feb 2009 | Mar 2009 | 5 | 15.1% | +11.2% | +1087.9% |
| Apr 2009 | Aug 2009 | 15 | 14.1% | +24.6% | +1097.1% |
| Oct 2009 | Nov 2009 | 6 | 2.9% | +15.8% | +1019.9% |
| Jan 2010 | Feb 2010 | 3 | 1.4% | +16.2% | +1025.6% |
| Dec 2010 | Dec 2010 | 1 | 1.2% | +70.3% | +985.5% |
| Oct 2025 | Dec 2025 | 9 | 8.4% | N/A | +1.0% |
| Dec 2025 | Ongoing | 6+ | 9.8% | Ongoing | -1.2% |
| Average | 20 | — | +18.5% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02