RF
Regions Financial Corporation Financial Services - Banking Investor Relations →
Regions Financial Corporation (RF) closed at $28.19 as of 2026-05-01, trading 38.6% above its 200-week moving average of $20.34. The stock moved further from the line this week, up from 36.9% last week. The 14-week RSI sits at 54, indicating neutral momentum.
Trading volume is running at 0.6x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.87 ratio) is neutral — neither side is clearly dominating.
Over the past 2358 weeks of data, RF has crossed below its 200-week moving average 28 times. On average, these episodes lasted 19 weeks. Historically, investors who bought RF at the start of these episodes saw an average one-year return of +27.8%.
With a market cap of $24.1 billion, RF is a large-cap stock. Return on equity stands at 11.9%. The stock trades at 1.4x book value.
The company has been aggressively buying back shares, reducing its share count by 7.2% over the past three years.
Over the past 33.3 years, a hypothetical investment of $100 in RF would have grown to $635, compared to $2973 for the S&P 500. RF has returned 5.7% annualized vs 10.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -8.6% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: RF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After RF Crosses Below the Line?
Across 17 historical episodes, buying RF when it crossed below its 200-week moving average produced an average return of +24.0% after 12 months (median +27.0%), compared to +7.8% for the S&P 500 over the same periods. 82% of those episodes were profitable after one year. After 24 months, the average return was +38.2% vs +14.4% for the index.
Each line shows $100 invested at the moment RF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
RF has crossed below its 200-week MA 28 times with an average 1-year return of +27.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 1982 | Sep 1982 | 21 | 16.9% | +24.0% | +4695.0% |
| Nov 1987 | Feb 1988 | 13 | 14.9% | +4.4% | +1828.1% |
| Mar 1988 | Jun 1988 | 16 | 13.0% | +10.3% | +1726.3% |
| Jul 1988 | Jan 1989 | 29 | 10.8% | +14.7% | +1598.8% |
| Feb 1989 | Mar 1989 | 6 | 6.4% | +5.7% | +1543.4% |
| Dec 1989 | Dec 1989 | 2 | 4.8% | +12.9% | +1523.3% |
| Jan 1990 | Mar 1990 | 7 | 2.9% | +20.0% | +1466.8% |
| Mar 1990 | May 1990 | 10 | 6.8% | +45.9% | +1506.5% |
| Aug 1990 | Aug 1990 | 2 | 6.2% | +79.5% | +1510.9% |
| Sep 1990 | Oct 1990 | 4 | 5.4% | +85.2% | +1523.9% |
| Oct 1990 | Nov 1990 | 3 | 1.2% | +86.6% | +1500.7% |
| Sep 1999 | Feb 2001 | 75 | 39.7% | -24.7% | +175.6% |
| Mar 2001 | Apr 2001 | 4 | 8.0% | +25.8% | +177.0% |
| May 2001 | May 2001 | 1 | 0.6% | +22.3% | +165.8% |
| Jun 2001 | Jun 2001 | 1 | 0.2% | +20.6% | +164.5% |
| Aug 2001 | Nov 2001 | 10 | 8.8% | +27.2% | +168.3% |
| Nov 2001 | Dec 2001 | 1 | 0.1% | +25.0% | +168.8% |
| Jul 2007 | Aug 2007 | 3 | 6.0% | -67.7% | +63.7% |
| Sep 2007 | Mar 2012 | 238 | 88.5% | -60.7% | +63.0% |
| Apr 2012 | Apr 2012 | 2 | 3.9% | +33.5% | +604.4% |
| May 2012 | Jun 2012 | 4 | 5.8% | +48.5% | +602.1% |
| Jan 2016 | Apr 2016 | 14 | 13.7% | +83.6% | +396.3% |
| Jun 2016 | Jul 2016 | 3 | 6.3% | +62.4% | +370.4% |
| Feb 2020 | Nov 2020 | 37 | 43.2% | +59.8% | +169.4% |
| May 2023 | May 2023 | 3 | 8.9% | +26.1% | +95.3% |
| Jun 2023 | Jun 2023 | 1 | 1.5% | +17.7% | +88.4% |
| Sep 2023 | Nov 2023 | 10 | 19.2% | +42.5% | +84.8% |
| Mar 2025 | Apr 2025 | 2 | 2.6% | +47.9% | +57.5% |
| Average | 19 | — | +27.8% | — |
Frequently Asked Questions
Is RF below its 200-week moving average?
No. Regions Financial Corporation (RF) is currently 38.6% above its 200-week moving average of $20.34. It would need to fall to $20.34 to cross below the line.
What is RF's 200-week moving average price?
Regions Financial Corporation's 200-week moving average is $20.34 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when RF drops below its 200-week moving average?
RF has crossed below its 200-week moving average 28 times in our data. On average, buying at that moment produced a one-year return of +27.8%. These dips have historically been decent entry points. These episodes lasted 19 weeks on average.
Is RF a good value right now?
Here's what our data says about RF as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 54. Return on equity is 11.9%. Price-to-book is 1.4x. This is not a buy or sell recommendation — always do your own research.
How does RF compare to the S&P 500?
Over the past 33.3 years, $100 invested in RF would have grown to $635, compared to $2973 for the S&P 500. That's 5.7% annualized vs 10.7% for the index. RF has underperformed the broader market over this period.
Does RF pay a dividend?
Yes. Regions Financial Corporation currently pays a dividend yield of 376.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01