RF
Regions Financial Corporation Financial Services - Banking Investor Relations →
Regions Financial Corporation (RF) closed at $30.93 as of 2026-02-02, trading 55.2% above its 200-week moving average of $19.93. The stock moved further from the line this week, up from 43.5% last week. With a 14-week RSI of 86, RF is in overbought territory.
Over the past 2346 weeks of data, RF has crossed below its 200-week moving average 28 times. On average, these episodes lasted 19 weeks. Historically, investors who bought RF at the start of these episodes saw an average one-year return of +27.1%.
With a market cap of $27.1 billion, RF is a large-cap stock. Return on equity stands at 11.7%. The stock trades at 1.5x book value.
Over the past 33.2 years, a hypothetical investment of $100 in RF would have grown to $690, compared to $2849 for the S&P 500. RF has returned 6.0% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -21.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: RF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After RF Crosses Below the Line?
Across 17 historical episodes, buying RF when it crossed below its 200-week moving average produced an average return of +22.5% after 12 months (median +27.0%), compared to +7.1% for the S&P 500 over the same periods. 81% of those episodes were profitable after one year. After 24 months, the average return was +38.2% vs +14.4% for the index.
Each line shows $100 invested at the moment RF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
RF has crossed below its 200-week MA 28 times with an average 1-year return of +27.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 1982 | Sep 1982 | 21 | 16.9% | +24.0% | +5110.9% |
| Nov 1987 | Feb 1988 | 13 | 14.9% | +4.4% | +1995.4% |
| Mar 1988 | Jun 1988 | 16 | 13.0% | +10.3% | +1884.7% |
| Jul 1988 | Jan 1989 | 29 | 10.8% | +14.7% | +1746.2% |
| Feb 1989 | Mar 1989 | 6 | 6.4% | +5.7% | +1686.0% |
| Dec 1989 | Dec 1989 | 2 | 4.8% | +12.9% | +1664.1% |
| Jan 1990 | Mar 1990 | 7 | 2.9% | +20.0% | +1602.8% |
| Mar 1990 | May 1990 | 10 | 6.8% | +45.9% | +1645.9% |
| Aug 1990 | Aug 1990 | 2 | 6.2% | +79.5% | +1650.6% |
| Sep 1990 | Oct 1990 | 4 | 5.4% | +85.2% | +1664.8% |
| Oct 1990 | Nov 1990 | 3 | 1.2% | +86.6% | +1639.6% |
| Sep 1999 | Feb 2001 | 75 | 39.7% | -24.7% | +199.5% |
| Mar 2001 | Apr 2001 | 4 | 8.0% | +25.8% | +201.1% |
| May 2001 | May 2001 | 1 | 0.6% | +22.3% | +188.8% |
| Jun 2001 | Jun 2001 | 1 | 0.2% | +20.6% | +187.4% |
| Aug 2001 | Nov 2001 | 10 | 8.8% | +27.2% | +191.6% |
| Nov 2001 | Dec 2001 | 1 | 0.1% | +25.0% | +192.1% |
| Jul 2007 | Aug 2007 | 3 | 6.0% | -67.7% | +77.9% |
| Sep 2007 | Mar 2012 | 238 | 88.5% | -60.7% | +77.1% |
| Apr 2012 | Apr 2012 | 2 | 3.9% | +33.5% | +665.5% |
| May 2012 | Jun 2012 | 4 | 5.8% | +48.5% | +663.0% |
| Jan 2016 | Apr 2016 | 14 | 13.7% | +83.6% | +439.4% |
| Jun 2016 | Jul 2016 | 3 | 6.3% | +62.4% | +411.2% |
| Feb 2020 | Nov 2020 | 37 | 43.2% | +59.8% | +192.7% |
| May 2023 | May 2023 | 3 | 8.9% | +26.1% | +112.3% |
| Jun 2023 | Jun 2023 | 1 | 1.5% | +17.7% | +104.7% |
| Sep 2023 | Nov 2023 | 10 | 19.2% | +42.5% | +100.8% |
| Mar 2025 | Apr 2025 | 2 | 2.6% | N/A | +71.1% |
| Average | 19 | — | +27.1% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02