PYPL
PayPal Holdings Inc. Financial Services - Payments Investor Relations →
PayPal Holdings Inc. (PYPL) closed at $40.42 as of 2026-02-02, trading 43.0% below its 200-week moving average of $70.93. This places PYPL in the extreme value zone. The stock is currently moving closer to the line, down from -26.1% last week. With a 14-week RSI of 7, PYPL is in oversold territory.
Over the past 504 weeks of data, PYPL has crossed below its 200-week moving average 2 times. On average, these episodes lasted 106 weeks. Historically, investors who bought PYPL at the start of these episodes saw an average one-year return of +54.9%.
With a market cap of $37.8 billion, PYPL is a large-cap stock. The company generates a free cash flow yield of 8.7%, which is notably high. Return on equity stands at 25.7%, indicating strong profitability. The stock trades at 1.8x book value.
The company has been aggressively buying back shares, reducing its share count by 19.0% over the past three years.
Over the past 9.8 years, a hypothetical investment of $100 in PYPL would have grown to $112, compared to $387 for the S&P 500. PYPL has returned 1.1% annualized vs 14.9% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: PYPL vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PYPL Crosses Below the Line?
Across 2 historical episodes, buying PYPL when it crossed below its 200-week moving average produced an average return of +8.0% after 12 months (median +48.0%), compared to +5.0% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +39.5% vs +23.0% for the index.
Each line shows $100 invested at the moment PYPL crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PYPL has crossed below its 200-week MA 2 times with an average 1-year return of +54.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 2016 | Jun 2016 | 1 | 3.3% | +54.9% | +15.5% |
| Jan 2022 | Ongoing | 210+ | 66.1% | Ongoing | -67.9% |
| Average | 106 | — | +54.9% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02