PRI
Primerica Inc. Financial Services - Insurance Investor Relations →
Primerica Inc. (PRI) closed at $276.96 as of 2026-05-01, trading 26.0% above its 200-week moving average of $219.84. The stock is currently moving closer to the line, down from 27.8% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.72 ratio) is neutral — neither side is clearly dominating.
Over the past 791 weeks of data, PRI has crossed below its 200-week moving average 9 times. On average, these episodes lasted 6 weeks. Historically, investors who bought PRI at the start of these episodes saw an average one-year return of +64.5%.
With a market cap of $8.8 billion, PRI is a mid-cap stock. The company generates a free cash flow yield of 12.9%, which is notably high. Return on equity stands at 31.9%, indicating strong profitability. The stock trades at 3.6x book value.
The company has been aggressively buying back shares, reducing its share count by 13.6% over the past three years.
Over the past 15.2 years, a hypothetical investment of $100 in PRI would have grown to $1311, compared to $710 for the S&P 500. That represents an annualized return of 18.5% vs 13.8% for the index — confirming PRI as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 6.1% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: PRI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PRI Crosses Below the Line?
Across 9 historical episodes, buying PRI when it crossed below its 200-week moving average produced an average return of +54.9% after 12 months (median +59.0%), compared to +22.9% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +88.9% vs +49.4% for the index.
Each line shows $100 invested at the moment PRI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PRI has crossed below its 200-week MA 9 times with an average 1-year return of +64.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 2011 | Oct 2011 | 28 | 13.6% | +12.2% | +1341.3% |
| Nov 2011 | Nov 2011 | 1 | 2.2% | +30.1% | +1412.0% |
| Dec 2011 | Dec 2011 | 1 | 1.9% | +31.6% | +1405.8% |
| Feb 2016 | Feb 2016 | 1 | 0.8% | +104.3% | +690.7% |
| Mar 2020 | Apr 2020 | 3 | 34.9% | +143.7% | +383.7% |
| Apr 2020 | Apr 2020 | 1 | 0.7% | +68.9% | +213.9% |
| May 2022 | Jul 2022 | 12 | 10.2% | +59.7% | +153.4% |
| Aug 2022 | Sep 2022 | 1 | 2.7% | +68.5% | +136.6% |
| Sep 2022 | Oct 2022 | 2 | 2.7% | +61.9% | +134.8% |
| Average | 6 | — | +64.5% | — |
Frequently Asked Questions
Is PRI below its 200-week moving average?
No. Primerica Inc. (PRI) is currently 26.0% above its 200-week moving average of $219.84. It would need to fall to $219.84 to cross below the line.
What is PRI's 200-week moving average price?
Primerica Inc.'s 200-week moving average is $219.84 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when PRI drops below its 200-week moving average?
PRI has crossed below its 200-week moving average 9 times in our data. On average, buying at that moment produced a one-year return of +64.5%. These dips have historically been decent entry points. These episodes lasted 6 weeks on average.
Is PRI a good value right now?
Here's what our data says about PRI as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 60. Free cash flow yield is 12.9%. Return on equity is 31.9%. Price-to-book is 3.6x. This is not a buy or sell recommendation — always do your own research.
How does PRI compare to the S&P 500?
Over the past 15.2 years, $100 invested in PRI would have grown to $1311, compared to $710 for the S&P 500. That's 18.5% annualized vs 13.8% for the index. PRI has outperformed the broader market over this period.
Does PRI pay a dividend?
Yes. Primerica Inc. currently pays a dividend yield of 156.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01