PRI
Primerica Inc. Financial Services - Insurance Investor Relations →
Primerica Inc. (PRI) closed at $281.78 as of 2026-06-19, trading 25.6% above its 200-week moving average of $224.32. The stock is currently moving closer to the line, down from 26.2% last week. With a 14-week RSI of 72, PRI is in overbought territory.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.82 ratio) is neutral — neither side is clearly dominating.
Over the past 798 weeks of data, PRI has crossed below its 200-week moving average 9 times. On average, these episodes lasted 6 weeks. Historically, investors who bought PRI at the start of these episodes saw an average one-year return of +64.5%.
With a market cap of $8.8 billion, PRI is a mid-cap stock. The company generates a free cash flow yield of 12.2%, which is notably high. Return on equity stands at 32.3%, indicating strong profitability. The stock trades at 3.5x book value.
The company has been aggressively buying back shares, reducing its share count by 13.6% over the past three years.
Over the past 15.3 years, a hypothetical investment of $100 in PRI would have grown to $1340, compared to $740 for the S&P 500. That represents an annualized return of 18.4% vs 13.9% for the index — confirming PRI as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 6.1% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: PRI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PRI Crosses Below the Line?
Across 9 historical episodes, buying PRI when it crossed below its 200-week moving average produced an average return of +54.9% after 12 months (median +59.0%), compared to +22.9% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +88.9% vs +49.4% for the index.
Each line shows $100 invested at the moment PRI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices PRI would reach each dislocation threshold.
Dislocation Price Levels
Prices where PRI's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-08-05.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $236.83 | Unusually cheap — potential buy zone |
| Value | +1σ | $247.61 | Cheap vs. own history |
| Fair Value | +0σ | $259.42 | Historical mean behavior |
| Expensive | -1σ | $272.42 | Expensive vs. own history |
| Deep Expensive | -2σ | $286.78 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from PRI's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
PRI has crossed below its 200-week MA 9 times with an average 1-year return of +64.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 2011 | Oct 2011 | 28 | 13.6% | +12.2% | +1372.7% |
| Nov 2011 | Nov 2011 | 1 | 2.2% | +30.1% | +1444.9% |
| Dec 2011 | Dec 2011 | 1 | 1.9% | +31.6% | +1438.6% |
| Feb 2016 | Feb 2016 | 1 | 0.8% | +104.3% | +707.9% |
| Mar 2020 | Apr 2020 | 3 | 34.9% | +143.7% | +394.2% |
| Apr 2020 | Apr 2020 | 1 | 0.7% | +68.9% | +220.8% |
| May 2022 | Jul 2022 | 12 | 10.2% | +59.7% | +158.9% |
| Aug 2022 | Sep 2022 | 1 | 2.7% | +68.5% | +141.8% |
| Sep 2022 | Oct 2022 | 2 | 2.7% | +61.9% | +139.9% |
| Average | 6 | — | +64.5% | — |
Frequently Asked Questions
Is PRI below its 200-week moving average?
No. Primerica Inc. (PRI) is currently 25.6% above its 200-week moving average of $224.32. It would need to fall to $224.32 to cross below the line.
What is PRI's 200-week moving average price?
Primerica Inc.'s 200-week moving average is $224.32 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when PRI drops below its 200-week moving average?
PRI has crossed below its 200-week moving average 9 times in our data. On average, buying at that moment produced a one-year return of +64.5%. These dips have historically been decent entry points. These episodes lasted 6 weeks on average.
Is PRI a good value right now?
Here's what our data says about PRI as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 72 (overbought). Free cash flow yield is 12.2%. Return on equity is 32.3%. Price-to-book is 3.5x. This is not a buy or sell recommendation — always do your own research.
How does PRI compare to the S&P 500?
Over the past 15.3 years, $100 invested in PRI would have grown to $1340, compared to $740 for the S&P 500. That's 18.4% annualized vs 13.9% for the index. PRI has outperformed the broader market over this period.
Does PRI pay a dividend?
Yes. Primerica Inc. currently pays a dividend yield of 158.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19