PRI
Primerica Inc. Financial Services - Insurance Investor Relations →
Primerica Inc. (PRI) closed at $275.87 as of 2026-02-02, trading 29.9% above its 200-week moving average of $212.29. The stock moved further from the line this week, up from 24.3% last week. The 14-week RSI sits at 61, indicating neutral momentum.
Over the past 779 weeks of data, PRI has crossed below its 200-week moving average 9 times. On average, these episodes lasted 6 weeks. Historically, investors who bought PRI at the start of these episodes saw an average one-year return of +64.5%.
With a market cap of $8.9 billion, PRI is a mid-cap stock. The company generates a free cash flow yield of 13.5%, which is notably high. Return on equity stands at 34.0%, indicating strong profitability. The stock trades at 3.9x book value.
The company has been aggressively buying back shares, reducing its share count by 15.2% over the past three years.
Over the past 15 years, a hypothetical investment of $100 in PRI would have grown to $1300, compared to $681 for the S&P 500. That represents an annualized return of 18.6% vs 13.6% for the index — confirming PRI as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 9.6% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: PRI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PRI Crosses Below the Line?
Across 9 historical episodes, buying PRI when it crossed below its 200-week moving average produced an average return of +54.9% after 12 months (median +59.0%), compared to +22.9% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +88.9% vs +49.4% for the index.
Each line shows $100 invested at the moment PRI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PRI has crossed below its 200-week MA 9 times with an average 1-year return of +64.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Apr 2011 | Oct 2011 | 28 | 13.6% | +12.2% | +1329.0% |
| Nov 2011 | Nov 2011 | 1 | 2.2% | +30.1% | +1399.1% |
| Dec 2011 | Dec 2011 | 1 | 1.9% | +31.6% | +1393.0% |
| Feb 2016 | Feb 2016 | 1 | 0.8% | +104.3% | +684.0% |
| Mar 2020 | Apr 2020 | 3 | 34.9% | +143.7% | +379.6% |
| Apr 2020 | Apr 2020 | 1 | 0.7% | +68.9% | +211.3% |
| May 2022 | Jul 2022 | 12 | 10.2% | +59.7% | +151.2% |
| Aug 2022 | Sep 2022 | 1 | 2.7% | +68.5% | +134.6% |
| Sep 2022 | Oct 2022 | 2 | 2.7% | +61.9% | +132.8% |
| Average | 6 | — | +64.5% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02