PRAA
PRA Group, Inc. Financial Services - Debt Purchasing Investor Relations →
PRA Group, Inc. (PRAA) closed at $17.46 as of 2026-03-20, trading 26.9% below its 200-week moving average of $23.87. This places PRAA in the extreme value zone. The stock moved further from the line this week, up from -30.2% last week. The 14-week RSI sits at 50, indicating neutral momentum.
Trading volume is running at 1.3x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.28 ratio) is neutral — neither side is clearly dominating.
Over the past 1171 weeks of data, PRAA has crossed below its 200-week moving average 16 times. On average, these episodes lasted 30 weeks. Historically, investors who bought PRAA at the start of these episodes saw an average one-year return of +8.0%.
With a market cap of $681 million, PRAA is a small-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at -26.0%. The stock trades at 0.7x book value.
Over the past 22.5 years, a hypothetical investment of $100 in PRAA would have grown to $206, compared to $932 for the S&P 500. PRAA has returned 3.3% annualized vs 10.4% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: PRAA vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PRAA Crosses Below the Line?
Across 16 historical episodes, buying PRAA when it crossed below its 200-week moving average produced an average return of +10.1% after 12 months (median +26.0%), compared to +7.2% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +33.2% vs +20.6% for the index.
Each line shows $100 invested at the moment PRAA crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PRAA has crossed below its 200-week MA 16 times with an average 1-year return of +8.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2003 | Oct 2003 | 2 | 3.6% | +42.4% | +126.9% |
| Jan 2004 | Jan 2004 | 1 | 1.0% | +52.8% | +118.7% |
| Feb 2004 | Mar 2004 | 1 | 0.3% | +53.8% | +116.0% |
| May 2004 | May 2004 | 2 | 3.0% | +40.1% | +113.6% |
| Nov 2007 | Mar 2008 | 19 | 29.1% | -14.6% | +35.2% |
| Apr 2008 | Apr 2008 | 3 | 2.1% | -20.0% | +28.9% |
| May 2008 | Sep 2008 | 17 | 14.9% | -19.6% | +28.5% |
| Oct 2008 | Jul 2009 | 41 | 52.3% | +42.7% | +53.2% |
| Nov 2015 | Jul 2018 | 139 | 53.0% | -31.3% | -61.2% |
| Jul 2018 | Aug 2019 | 56 | 39.4% | -23.1% | -54.9% |
| Mar 2020 | May 2020 | 11 | 40.1% | +17.9% | -46.4% |
| Oct 2020 | Nov 2020 | 1 | 0.7% | +25.6% | -48.8% |
| Jan 2021 | Feb 2021 | 2 | 4.3% | +40.5% | -48.3% |
| May 2022 | Jun 2022 | 3 | 1.8% | -42.2% | -52.2% |
| Aug 2022 | Jan 2023 | 21 | 17.3% | -45.5% | -51.7% |
| Apr 2023 | Ongoing | 153+ | 65.3% | Ongoing | -53.8% |
| Average | 30 | — | +8.0% | — |
Frequently Asked Questions
Is PRAA below its 200-week moving average?
Yes. As of 2026-03-20, PRA Group, Inc. (PRAA) is trading 26.9% below its 200-week moving average of $23.87. The current price is $17.46.
What is PRAA's 200-week moving average price?
PRA Group, Inc.'s 200-week moving average is $23.87 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when PRAA drops below its 200-week moving average?
PRAA has crossed below its 200-week moving average 16 times in our data. On average, buying at that moment produced a one-year return of +8.0%. These dips have historically been decent entry points. These episodes lasted 30 weeks on average.
Is PRAA a good value right now?
Here's what our data says about PRAA as of 2026-03-20: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 50. Free cash flow is currently negative. Return on equity is -26.0%. Price-to-book is 0.7x. This is not a buy or sell recommendation — always do your own research.
How does PRAA compare to the S&P 500?
Over the past 22.5 years, $100 invested in PRAA would have grown to $206, compared to $932 for the S&P 500. That's 3.3% annualized vs 10.4% for the index. PRAA has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20