PNFP
Pinnacle Financial Partners Inc. Financial Services - Banking Investor Relations →
Pinnacle Financial Partners Inc. (PNFP) closed at $102.26 as of 2026-02-02, trading 22.0% above its 200-week moving average of $83.82. The stock moved further from the line this week, up from 13.0% last week. With a 14-week RSI of 75, PNFP is in overbought territory.
Over the past 1280 weeks of data, PNFP has crossed below its 200-week moving average 17 times. On average, these episodes lasted 19 weeks. Historically, investors who bought PNFP at the start of these episodes saw an average one-year return of +4.9%.
With a market cap of $15.4 billion, PNFP is a large-cap stock. Return on equity stands at 9.5%. The stock trades at 1.1x book value.
Over the past 24.7 years, a hypothetical investment of $100 in PNFP would have grown to $3118, compared to $889 for the S&P 500. That represents an annualized return of 15.0% vs 9.3% for the index — confirming PNFP as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 7 open-market purchases totaling $3,527,519. Multiple insiders purchased within a 30-day window — a cluster buy pattern that historically signals management confidence in the company's prospects.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: PNFP vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PNFP Crosses Below the Line?
Across 17 historical episodes, buying PNFP when it crossed below its 200-week moving average produced an average return of +6.5% after 12 months (median +17.0%), compared to +5.5% for the S&P 500 over the same periods. 59% of those episodes were profitable after one year. After 24 months, the average return was +39.8% vs +25.6% for the index.
Each line shows $100 invested at the moment PNFP crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PNFP has crossed below its 200-week MA 17 times with an average 1-year return of +4.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2001 | Sep 2001 | 1 | 4.4% | +66.4% | +3283.8% |
| Oct 2001 | Nov 2001 | 1 | 0.6% | +55.0% | +3147.5% |
| Jul 2007 | Aug 2007 | 2 | 8.7% | +9.0% | +393.5% |
| Dec 2007 | Apr 2008 | 16 | 18.7% | +5.8% | +359.6% |
| May 2008 | Sep 2008 | 18 | 25.9% | -25.3% | +344.5% |
| Oct 2008 | Oct 2008 | 3 | 9.8% | -51.6% | +368.4% |
| Nov 2008 | Nov 2008 | 2 | 10.8% | -54.8% | +354.7% |
| Dec 2008 | Jan 2012 | 164 | 60.9% | -54.2% | +343.3% |
| Feb 2012 | Mar 2012 | 1 | 0.4% | +33.9% | +606.8% |
| Oct 2018 | Feb 2019 | 18 | 20.1% | +1.5% | +98.9% |
| Mar 2019 | Apr 2019 | 7 | 8.9% | -9.3% | +94.3% |
| May 2019 | Jul 2019 | 9 | 7.7% | -37.8% | +97.0% |
| Jul 2019 | Oct 2019 | 11 | 10.2% | -29.3% | +94.7% |
| Feb 2020 | Nov 2020 | 39 | 42.6% | +56.4% | +108.1% |
| Mar 2023 | Jul 2023 | 19 | 32.2% | +41.6% | +76.9% |
| Aug 2023 | Nov 2023 | 13 | 13.1% | +39.2% | +58.1% |
| Jun 2024 | Jun 2024 | 1 | 0.5% | +37.3% | +39.0% |
| Average | 19 | — | +4.9% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02