PNC
The PNC Financial Services Group Inc. Financial Services - Banking Investor Relations →
The PNC Financial Services Group Inc. (PNC) closed at $220.71 as of 2026-05-01, trading 40.8% above its 200-week moving average of $156.74. The stock moved further from the line this week, up from 40.6% last week. The 14-week RSI sits at 52, indicating neutral momentum.
Trading volume is running at 0.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.92 ratio) is neutral — neither side is clearly dominating.
Over the past 2584 weeks of data, PNC has crossed below its 200-week moving average 31 times. On average, these episodes lasted 13 weeks. Historically, investors who bought PNC at the start of these episodes saw an average one-year return of +6.9%.
With a market cap of $89.0 billion, PNC is a large-cap stock. Return on equity stands at 12.1%. The stock trades at 1.4x book value.
Over the past 33.3 years, a hypothetical investment of $100 in PNC would have grown to $2150, compared to $2973 for the S&P 500. PNC has returned 9.6% annualized vs 10.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -21.6% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: PNC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PNC Crosses Below the Line?
Across 21 historical episodes, buying PNC when it crossed below its 200-week moving average produced an average return of +7.3% after 12 months (median +11.0%), compared to +6.5% for the S&P 500 over the same periods. 55% of those episodes were profitable after one year. After 24 months, the average return was +28.4% vs +25.5% for the index.
Each line shows $100 invested at the moment PNC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PNC has crossed below its 200-week MA 31 times with an average 1-year return of +6.9% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1976 | Dec 1976 | 7 | 8.4% | +11.4% | +35995.7% |
| Mar 1977 | Mar 1977 | 1 | 0.9% | +10.8% | +34256.2% |
| Sep 1977 | Oct 1977 | 2 | 3.6% | +23.5% | +33447.8% |
| Oct 1977 | Nov 1977 | 1 | 0.1% | +25.9% | +33447.8% |
| Nov 1977 | Nov 1977 | 1 | 0.2% | +20.0% | +33447.8% |
| Oct 1979 | Oct 1979 | 2 | 4.5% | +22.8% | +30895.2% |
| Feb 1980 | May 1980 | 13 | 19.0% | +37.6% | +30562.0% |
| Dec 1989 | Dec 1989 | 1 | 3.5% | -37.8% | +3897.8% |
| Jan 1990 | Mar 1990 | 7 | 3.1% | -44.7% | +3796.7% |
| Mar 1990 | Apr 1991 | 56 | 56.6% | -19.6% | +3744.7% |
| May 1991 | May 1991 | 1 | 1.0% | +67.7% | +4112.7% |
| Oct 1994 | Jan 1995 | 13 | 12.8% | +25.1% | +2505.4% |
| Jul 1995 | Jul 1995 | 2 | 1.4% | +27.3% | +2312.3% |
| Dec 1999 | May 2000 | 23 | 16.7% | +60.2% | +1051.8% |
| Sep 2001 | Sep 2001 | 1 | 1.5% | -16.7% | +793.3% |
| Oct 2001 | Oct 2001 | 1 | 0.5% | -25.1% | +782.1% |
| Jun 2002 | Oct 2003 | 70 | 30.0% | -4.0% | +757.7% |
| Jul 2004 | Aug 2004 | 4 | 1.9% | +14.5% | +731.9% |
| Jan 2008 | Jan 2008 | 1 | 3.1% | -32.5% | +542.9% |
| Mar 2008 | Mar 2008 | 1 | 0.7% | -67.3% | +521.8% |
| Jun 2008 | Jul 2008 | 5 | 8.2% | -27.8% | +513.6% |
| Oct 2008 | Oct 2008 | 2 | 5.2% | -21.1% | +517.2% |
| Nov 2008 | Mar 2010 | 68 | 69.1% | +28.4% | +718.5% |
| Jun 2010 | Jul 2010 | 1 | 2.5% | +10.6% | +525.9% |
| Aug 2010 | Nov 2010 | 12 | 9.0% | -13.6% | +531.5% |
| Nov 2010 | Nov 2010 | 1 | 3.2% | -7.5% | +541.6% |
| Jul 2011 | Oct 2011 | 12 | 20.2% | +12.5% | +531.2% |
| Oct 2011 | Nov 2011 | 4 | 7.3% | +15.2% | +546.1% |
| Mar 2020 | Nov 2020 | 36 | 30.6% | +60.8% | +143.0% |
| Mar 2023 | Dec 2023 | 40 | 23.4% | +15.0% | +82.8% |
| Mar 2025 | Apr 2025 | 3 | 1.3% | +43.3% | +50.6% |
| Average | 13 | — | +6.9% | — |
Frequently Asked Questions
Is PNC below its 200-week moving average?
No. The PNC Financial Services Group Inc. (PNC) is currently 40.8% above its 200-week moving average of $156.74. It would need to fall to $156.74 to cross below the line.
What is PNC's 200-week moving average price?
The PNC Financial Services Group Inc.'s 200-week moving average is $156.74 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when PNC drops below its 200-week moving average?
PNC has crossed below its 200-week moving average 31 times in our data. On average, buying at that moment produced a one-year return of +6.9%. These dips have historically been decent entry points. These episodes lasted 13 weeks on average.
Is PNC a good value right now?
Here's what our data says about PNC as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 52. Return on equity is 12.1%. Price-to-book is 1.4x. This is not a buy or sell recommendation — always do your own research.
How does PNC compare to the S&P 500?
Over the past 33.3 years, $100 invested in PNC would have grown to $2150, compared to $2973 for the S&P 500. That's 9.6% annualized vs 10.7% for the index. PNC has underperformed the broader market over this period.
Does PNC pay a dividend?
Yes. The PNC Financial Services Group Inc. currently pays a dividend yield of 308.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01