PNC
The PNC Financial Services Group Inc. Financial Services - Banking Investor Relations →
The PNC Financial Services Group Inc. (PNC) closed at $242.48 as of 2026-02-02, trading 57.9% above its 200-week moving average of $153.53. The stock moved further from the line this week, up from 45.8% last week. With a 14-week RSI of 91, PNC is in overbought territory.
Over the past 2572 weeks of data, PNC has crossed below its 200-week moving average 31 times. On average, these episodes lasted 13 weeks. Historically, investors who bought PNC at the start of these episodes saw an average one-year return of +5.7%.
With a market cap of $98.0 billion, PNC is a large-cap stock. Return on equity stands at 12.2%. The stock trades at 1.6x book value.
The company has been aggressively buying back shares, reducing its share count by 5.7% over the past three years.
Over the past 33.2 years, a hypothetical investment of $100 in PNC would have grown to $2344, compared to $2849 for the S&P 500. PNC has returned 10.0% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 3% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: PNC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PNC Crosses Below the Line?
Across 21 historical episodes, buying PNC when it crossed below its 200-week moving average produced an average return of +5.4% after 12 months (median +4.0%), compared to +5.8% for the S&P 500 over the same periods. 53% of those episodes were profitable after one year. After 24 months, the average return was +28.4% vs +25.5% for the index.
Each line shows $100 invested at the moment PNC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PNC has crossed below its 200-week MA 31 times with an average 1-year return of +5.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1976 | Dec 1976 | 7 | 8.4% | +11.4% | +39253.7% |
| Mar 1977 | Mar 1977 | 1 | 0.9% | +10.8% | +37357.2% |
| Sep 1977 | Oct 1977 | 2 | 3.6% | +23.5% | +36475.8% |
| Oct 1977 | Nov 1977 | 1 | 0.1% | +25.9% | +36475.8% |
| Nov 1977 | Nov 1977 | 1 | 0.2% | +20.0% | +36475.8% |
| Oct 1979 | Oct 1979 | 2 | 4.5% | +22.8% | +33692.9% |
| Feb 1980 | May 1980 | 13 | 19.0% | +37.6% | +33329.5% |
| Dec 1989 | Dec 1989 | 1 | 3.5% | -37.8% | +4258.7% |
| Jan 1990 | Mar 1990 | 7 | 3.1% | -44.7% | +4148.4% |
| Mar 1990 | Apr 1991 | 56 | 56.6% | -19.6% | +4091.7% |
| May 1991 | May 1991 | 1 | 1.0% | +67.7% | +4492.9% |
| Oct 1994 | Jan 1995 | 13 | 12.8% | +25.1% | +2740.6% |
| Jul 1995 | Jul 1995 | 2 | 1.4% | +27.3% | +2530.0% |
| Dec 1999 | May 2000 | 23 | 16.7% | +60.2% | +1155.7% |
| Sep 2001 | Sep 2001 | 1 | 1.5% | -16.7% | +873.9% |
| Oct 2001 | Oct 2001 | 1 | 0.5% | -25.1% | +861.7% |
| Jun 2002 | Oct 2003 | 70 | 30.0% | -4.0% | +835.2% |
| Jul 2004 | Aug 2004 | 4 | 1.9% | +14.5% | +807.0% |
| Jan 2008 | Jan 2008 | 1 | 3.1% | -32.5% | +600.9% |
| Mar 2008 | Mar 2008 | 1 | 0.7% | -67.3% | +577.9% |
| Jun 2008 | Jul 2008 | 5 | 8.2% | -27.8% | +569.0% |
| Oct 2008 | Oct 2008 | 2 | 5.2% | -21.1% | +572.9% |
| Nov 2008 | Mar 2010 | 68 | 69.1% | +28.4% | +792.4% |
| Jun 2010 | Jul 2010 | 1 | 2.5% | +10.6% | +582.4% |
| Aug 2010 | Nov 2010 | 12 | 9.0% | -13.6% | +588.5% |
| Nov 2010 | Nov 2010 | 1 | 3.2% | -7.5% | +599.5% |
| Jul 2011 | Oct 2011 | 12 | 20.2% | +12.5% | +588.1% |
| Oct 2011 | Nov 2011 | 4 | 7.3% | +15.2% | +604.5% |
| Mar 2020 | Nov 2020 | 36 | 30.6% | +60.8% | +164.9% |
| Mar 2023 | Dec 2023 | 40 | 23.4% | +15.0% | +99.3% |
| Mar 2025 | Apr 2025 | 3 | 1.3% | N/A | +64.1% |
| Average | 13 | — | +5.7% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02