PAYX

Paychex, Inc. Technology - Software - Application Investor Relations →

YES
16.4% BELOW
↓ Approaching Was -13.5% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $117.88
14-Week RSI 30

Paychex, Inc. (PAYX) closed at $98.53 as of 2026-02-02, trading 16.4% below its 200-week moving average of $117.88. This places PAYX in the extreme value zone. The stock is currently moving closer to the line, down from -13.5% last week. The 14-week RSI sits at 30, indicating neutral momentum.

Over the past 2167 weeks of data, PAYX has crossed below its 200-week moving average 18 times. On average, these episodes lasted 19 weeks. Historically, investors who bought PAYX at the start of these episodes saw an average one-year return of +22.1%.

With a market cap of $35.4 billion, PAYX is a large-cap stock. The company generates a free cash flow yield of 5.8%, which is healthy. Return on equity stands at 40.9%, indicating strong profitability. The stock trades at 9.1x book value.

Over the past 33.2 years, a hypothetical investment of $100 in PAYX would have grown to $10429, compared to $2849 for the S&P 500. That represents an annualized return of 15.0% vs 10.6% for the index — confirming PAYX as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.

Free cash flow has been growing at a 5.5% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.

Growth of $100: PAYX vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After PAYX Crosses Below the Line?

Across 14 historical episodes, buying PAYX when it crossed below its 200-week moving average produced an average return of +12.9% after 12 months (median +5.0%), compared to +7.5% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +31.4% vs +20.1% for the index.

Each line shows $100 invested at the moment PAYX crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

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Historical Touches

PAYX has crossed below its 200-week MA 18 times with an average 1-year return of +22.1% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Jul 1984Jan 19852324.7%+78.4%+140900.9%
Jan 1990Feb 199011.8%+8.6%+32774.8%
Feb 1990Dec 19904129.9%+21.9%+33669.5%
Dec 1990Jan 1991414.8%+92.0%+31976.1%
Jun 2002Aug 20036032.5%-0.3%+560.6%
Feb 2004Mar 200457.5%-7.6%+481.0%
Jun 2004Nov 20041913.8%-10.8%+481.2%
Jan 2005Mar 2005116.7%+21.8%+509.1%
Apr 2005Jun 2005116.6%+30.0%+510.3%
Dec 2007Mar 20081312.8%-17.7%+441.3%
May 2008Aug 20081211.3%-18.4%+430.6%
Aug 2008Nov 20096637.9%-12.6%+426.0%
Dec 2009Mar 2010128.3%+4.8%+447.2%
Mar 2010Nov 20103517.0%+8.1%+445.0%
Aug 2011Oct 2011108.3%+24.2%+480.6%
Mar 2020Apr 2020320.3%+90.6%+126.4%
May 2020May 202013.5%+63.2%+85.5%
Oct 2025Ongoing15+16.4%Ongoing-14.1%
Average19+22.1%

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of Friday close, 2026-02-02