PAYS
Paysign, Inc. Technology - Software - Infrastructure Investor Relations →
Paysign, Inc. (PAYS) closed at $6.86 as of 2026-05-01, trading 89.6% above its 200-week moving average of $3.62. The stock moved further from the line this week, up from 73.2% last week. The 14-week RSI sits at 66, indicating neutral momentum.
Over the past 14 weeks, up-weeks have carried more volume than down-weeks (2.20 buyers-vs-sellers ratio). When trading picks up, it's more often on days the price is rising — buyers are showing more interest than sellers.
Over the past 920 weeks of data, PAYS has crossed below its 200-week moving average 19 times. On average, these episodes lasted 23 weeks. Historically, investors who bought PAYS at the start of these episodes saw an average one-year return of +53.1%.
With a market cap of $379 million, PAYS is a small-cap stock. The company generates a free cash flow yield of 2.1%. Return on equity stands at 19.1%, a solid level. The stock trades at 7.8x book value.
Share count has increased 5.2% over three years, indicating dilution. PAYS passes our Buffett quality screen: high return on equity, low debt, and positive free cash flow.
Over the past 17.7 years, a hypothetical investment of $100 in PAYS would have grown to $8575, compared to $859 for the S&P 500. That represents an annualized return of 28.7% vs 12.9% for the index — confirming PAYS as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: PAYS vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PAYS Crosses Below the Line?
Across 18 historical episodes, buying PAYS when it crossed below its 200-week moving average produced an average return of +57.9% after 12 months (median +57.0%), compared to +12.5% for the S&P 500 over the same periods. 59% of those episodes were profitable after one year. After 24 months, the average return was +121.4% vs +22.0% for the index.
Each line shows $100 invested at the moment PAYS crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PAYS has crossed below its 200-week MA 19 times with an average 1-year return of +53.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2008 | Aug 2010 | 101 | 96.8% | -77.8% | +7522.2% |
| Nov 2010 | Nov 2010 | 1 | 0.6% | -94.1% | +3935.3% |
| Dec 2010 | Jan 2011 | 6 | 41.9% | -40.0% | +6760.0% |
| Mar 2011 | May 2011 | 11 | 35.8% | -37.5% | +4187.5% |
| Jun 2011 | Jan 2012 | 30 | 92.2% | -25.0% | +5616.7% |
| Feb 2012 | Feb 2012 | 1 | 4.8% | +222.2% | +7522.2% |
| Mar 2012 | Jul 2012 | 16 | 13.6% | +177.8% | +7522.2% |
| Oct 2013 | Oct 2013 | 2 | 14.6% | +60.0% | +4473.3% |
| Dec 2013 | Feb 2014 | 8 | 18.8% | +62.5% | +4187.5% |
| Feb 2014 | Mar 2014 | 6 | 15.6% | +76.5% | +3935.3% |
| Apr 2014 | Jun 2014 | 6 | 6.5% | +405.6% | +3711.1% |
| Aug 2014 | Sep 2014 | 3 | 16.4% | +111.1% | +3711.1% |
| Nov 2015 | Mar 2016 | 18 | 26.5% | -32.0% | +2644.0% |
| Mar 2016 | Nov 2016 | 33 | 44.6% | +126.3% | +3510.5% |
| Oct 2020 | Nov 2020 | 1 | 5.1% | -47.1% | +44.1% |
| Nov 2020 | Mar 2024 | 175 | 76.6% | -57.0% | +50.4% |
| Jan 2025 | May 2025 | 18 | 31.1% | +71.2% | +140.7% |
| Feb 2026 | Feb 2026 | 2 | 4.8% | N/A | +102.4% |
| Mar 2026 | Mar 2026 | 2 | 7.3% | N/A | +99.4% |
| Average | 23 | — | +53.1% | — |
Frequently Asked Questions
Is PAYS below its 200-week moving average?
No. Paysign, Inc. (PAYS) is currently 89.6% above its 200-week moving average of $3.62. It would need to fall to $3.62 to cross below the line.
What is PAYS's 200-week moving average price?
Paysign, Inc.'s 200-week moving average is $3.62 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when PAYS drops below its 200-week moving average?
PAYS has crossed below its 200-week moving average 19 times in our data. On average, buying at that moment produced a one-year return of +53.1%. These dips have historically been decent entry points. These episodes lasted 23 weeks on average.
Is PAYS a good value right now?
Here's what our data says about PAYS as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 66. Free cash flow yield is 2.1%. Return on equity is 19.1%. Price-to-book is 7.8x. This is not a buy or sell recommendation — always do your own research.
How does PAYS compare to the S&P 500?
Over the past 17.7 years, $100 invested in PAYS would have grown to $8575, compared to $859 for the S&P 500. That's 28.7% annualized vs 12.9% for the index. PAYS has outperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01