PAYS
Paysign, Inc. Technology - Software - Infrastructure Investor Relations →
Paysign, Inc. (PAYS) closed at $3.72 as of 2026-02-02, trading 8.4% above its 200-week moving average of $3.43. The stock is currently moving closer to the line, down from 21.9% last week. With a 14-week RSI of 18, PAYS is in oversold territory.
Over the past 908 weeks of data, PAYS has crossed below its 200-week moving average 17 times. On average, these episodes lasted 26 weeks. Historically, investors who bought PAYS at the start of these episodes saw an average one-year return of +53.1%.
With a market cap of $205 million, PAYS is a small-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at 20.4%, indicating strong profitability. The stock trades at 4.5x book value.
Share count has increased 3.3% over three years, indicating dilution.
Over the past 17.5 years, a hypothetical investment of $100 in PAYS would have grown to $4650, compared to $823 for the S&P 500. That represents an annualized return of 24.5% vs 12.8% for the index — confirming PAYS as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: PAYS vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After PAYS Crosses Below the Line?
Across 17 historical episodes, buying PAYS when it crossed below its 200-week moving average produced an average return of +57.9% after 12 months (median +57.0%), compared to +12.5% for the S&P 500 over the same periods. 59% of those episodes were profitable after one year. After 24 months, the average return was +121.4% vs +22.0% for the index.
Each line shows $100 invested at the moment PAYS crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
PAYS has crossed below its 200-week MA 17 times with an average 1-year return of +53.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2008 | Aug 2010 | 101 | 96.8% | -77.8% | +4033.3% |
| Nov 2010 | Nov 2010 | 1 | 0.6% | -94.1% | +2088.2% |
| Dec 2010 | Jan 2011 | 6 | 41.9% | -40.0% | +3620.0% |
| Mar 2011 | May 2011 | 11 | 35.8% | -37.5% | +2225.0% |
| Jun 2011 | Jan 2012 | 30 | 92.2% | -25.0% | +3000.0% |
| Feb 2012 | Feb 2012 | 1 | 4.8% | +222.2% | +4033.3% |
| Mar 2012 | Jul 2012 | 16 | 13.6% | +177.8% | +4033.3% |
| Oct 2013 | Oct 2013 | 2 | 14.6% | +60.0% | +2380.0% |
| Dec 2013 | Feb 2014 | 8 | 18.8% | +62.5% | +2225.0% |
| Feb 2014 | Mar 2014 | 6 | 15.6% | +76.5% | +2088.2% |
| Apr 2014 | Jun 2014 | 6 | 6.5% | +405.6% | +1966.7% |
| Aug 2014 | Sep 2014 | 3 | 16.4% | +111.1% | +1966.7% |
| Nov 2015 | Mar 2016 | 18 | 26.5% | -32.0% | +1388.0% |
| Mar 2016 | Nov 2016 | 33 | 44.6% | +126.3% | +1857.9% |
| Oct 2020 | Nov 2020 | 1 | 5.1% | -47.1% | -21.8% |
| Nov 2020 | Mar 2024 | 175 | 76.6% | -57.0% | -18.4% |
| Jan 2025 | May 2025 | 18 | 31.1% | +71.2% | +30.5% |
| Average | 26 | — | +53.1% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02