OZK
Bank OZK Financial Services - Banks - Regional Investor Relations →
Bank OZK (OZK) closed at $48.57 as of 2026-05-01, trading 19.2% above its 200-week moving average of $40.75. The stock moved further from the line this week, up from 16.7% last week. The 14-week RSI sits at 57, indicating neutral momentum.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.02 ratio) is neutral — neither side is clearly dominating.
Over the past 1454 weeks of data, OZK has crossed below its 200-week moving average 10 times. On average, these episodes lasted 41 weeks. Historically, investors who bought OZK at the start of these episodes saw an average one-year return of +4.3%.
With a market cap of $5.3 billion, OZK is a mid-cap stock. Return on equity stands at 11.8%. The stock trades at 0.9x book value.
The company has been aggressively buying back shares, reducing its share count by 5.8% over the past three years.
Over the past 27.9 years, a hypothetical investment of $100 in OZK would have grown to $4811, compared to $1031 for the S&P 500. That represents an annualized return of 14.9% vs 8.7% for the index — confirming OZK as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -0.2% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: OZK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OZK Crosses Below the Line?
Across 10 historical episodes, buying OZK when it crossed below its 200-week moving average produced an average return of +4.5% after 12 months (median +13.0%), compared to +10.7% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +0.8% vs +11.8% for the index.
Each line shows $100 invested at the moment OZK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OZK has crossed below its 200-week MA 10 times with an average 1-year return of +4.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 1998 | Jun 2001 | 149 | 48.7% | -15.0% | +5662.4% |
| Mar 2007 | Apr 2007 | 4 | 1.7% | -22.8% | +984.9% |
| May 2007 | Aug 2007 | 14 | 7.4% | -16.8% | +962.0% |
| Oct 2007 | Oct 2008 | 54 | 48.8% | -0.2% | +955.5% |
| Nov 2008 | Dec 2009 | 56 | 40.1% | -9.0% | +972.0% |
| Jul 2018 | Jan 2021 | 130 | 57.8% | -25.8% | +56.3% |
| Apr 2023 | Apr 2023 | 2 | 1.3% | +37.9% | +65.2% |
| May 2023 | May 2023 | 2 | 5.6% | +45.3% | +63.1% |
| Jun 2024 | Jun 2024 | 1 | 0.1% | +22.9% | +38.6% |
| Mar 2025 | Apr 2025 | 2 | 5.0% | +26.3% | +33.7% |
| Average | 41 | — | +4.3% | — |
Frequently Asked Questions
Is OZK below its 200-week moving average?
No. Bank OZK (OZK) is currently 19.2% above its 200-week moving average of $40.75. It would need to fall to $40.75 to cross below the line.
What is OZK's 200-week moving average price?
Bank OZK's 200-week moving average is $40.75 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when OZK drops below its 200-week moving average?
OZK has crossed below its 200-week moving average 10 times in our data. On average, buying at that moment produced a one-year return of +4.3%. These dips have historically been decent entry points. These episodes lasted 41 weeks on average.
Is OZK a good value right now?
Here's what our data says about OZK as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 57. Return on equity is 11.8%. Price-to-book is 0.9x. This is not a buy or sell recommendation — always do your own research.
How does OZK compare to the S&P 500?
Over the past 27.9 years, $100 invested in OZK would have grown to $4811, compared to $1031 for the S&P 500. That's 14.9% annualized vs 8.7% for the index. OZK has outperformed the broader market over this period.
Does OZK pay a dividend?
Yes. Bank OZK currently pays a dividend yield of 375.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01