OZK
Bank OZK Financial Services - Banks - Regional Investor Relations →
Bank OZK (OZK) closed at $51.40 as of 2026-02-02, trading 27.3% above its 200-week moving average of $40.37. The stock moved further from the line this week, up from 18.1% last week. With a 14-week RSI of 71, OZK is in overbought territory.
Over the past 1442 weeks of data, OZK has crossed below its 200-week moving average 10 times. On average, these episodes lasted 41 weeks. Historically, investors who bought OZK at the start of these episodes saw an average one-year return of +1.8%.
With a market cap of $5.8 billion, OZK is a mid-cap stock. Return on equity stands at 12.1%. The stock trades at 1.0x book value.
The company has been aggressively buying back shares, reducing its share count by 9.6% over the past three years.
Over the past 27.8 years, a hypothetical investment of $100 in OZK would have grown to $5042, compared to $988 for the S&P 500. That represents an annualized return of 15.2% vs 8.6% for the index — confirming OZK as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 14.3% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: OZK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OZK Crosses Below the Line?
Across 10 historical episodes, buying OZK when it crossed below its 200-week moving average produced an average return of +2.1% after 12 months (median -2.0%), compared to +9.9% for the S&P 500 over the same periods. 44% of those episodes were profitable after one year. After 24 months, the average return was +0.8% vs +11.8% for the index.
Each line shows $100 invested at the moment OZK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OZK has crossed below its 200-week MA 10 times with an average 1-year return of +1.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Aug 1998 | Jun 2001 | 149 | 48.7% | -15.0% | +5938.4% |
| Mar 2007 | Apr 2007 | 4 | 1.7% | -22.8% | +1036.8% |
| May 2007 | Aug 2007 | 14 | 7.4% | -16.8% | +1012.9% |
| Oct 2007 | Oct 2008 | 54 | 48.8% | -0.2% | +1006.0% |
| Nov 2008 | Dec 2009 | 56 | 40.1% | -9.0% | +1023.3% |
| Jul 2018 | Jan 2021 | 130 | 57.8% | -25.8% | +63.8% |
| Apr 2023 | Apr 2023 | 2 | 1.3% | +37.9% | +73.2% |
| May 2023 | May 2023 | 2 | 5.6% | +45.3% | +70.9% |
| Jun 2024 | Jun 2024 | 1 | 0.1% | +22.9% | +45.3% |
| Mar 2025 | Apr 2025 | 2 | 5.0% | N/A | +40.1% |
| Average | 41 | — | +1.8% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02