OVBC
Ohio Valley Banc Corp. Financial Services - Banks - Regional Investor Relations →
Ohio Valley Banc Corp. (OVBC) closed at $44.85 as of 2026-09-18, trading 54.5% above its 200-week moving average of $29.03. The stock is currently moving closer to the line, down from 61.4% last week. The 14-week RSI sits at 35, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.77 ratio) is neutral — neither side is clearly dominating.
Over the past 1615 weeks of data, OVBC has crossed below its 200-week moving average 22 times. On average, these episodes lasted 24 weeks. Historically, investors who bought OVBC at the start of these episodes saw an average one-year return of +16.0%.
With a market cap of $211 million, OVBC is a small-cap stock. Return on equity stands at 8.5%. The stock trades at 1.2x book value.
Over the past 31 years, a hypothetical investment of $100 in OVBC would have grown to $1366, compared to $2230 for the S&P 500. OVBC has returned 8.8% annualized vs 10.5% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 6.8% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: OVBC vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OVBC Crosses Below the Line?
Across 22 historical episodes, buying OVBC when it crossed below its 200-week moving average produced an average return of +13.2% after 12 months (median +12.0%), compared to +15.8% for the S&P 500 over the same periods. 64% of those episodes were profitable after one year. After 24 months, the average return was +27.5% vs +36.3% for the index.
Each line shows $100 invested at the moment OVBC crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices OVBC would reach each dislocation threshold.
Dislocation Price Levels
Prices where OVBC's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-10-26.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $40.95 | Unusually cheap — analysis point |
| Value | +1σ | $42.66 | Cheap vs. own history |
| Fair Value | +0σ | $44.53 | Historical mean behavior |
| Expensive | -1σ | $46.56 | Expensive vs. own history |
| Deep Expensive | -2σ | $48.80 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
the write-ups I read Simply Wall St · Visual company reports and write-ups. Free tier covers five reports a month. referral
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from OVBC's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
OVBC has crossed below its 200-week MA 22 times with an average 1-year return of +16.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2000 | Jul 2003 | 145 | 24.9% | -4.2% | +407.8% |
| Jul 2008 | May 2009 | 42 | 23.1% | +32.9% | +269.0% |
| Oct 2009 | Feb 2010 | 16 | 14.7% | -12.7% | +266.1% |
| Mar 2010 | Feb 2011 | 49 | 25.0% | +0.6% | +261.8% |
| Apr 2011 | Apr 2012 | 55 | 20.2% | -9.7% | +267.0% |
| Jul 2012 | Jul 2012 | 1 | 0.7% | +23.6% | +286.8% |
| Sep 2012 | Oct 2012 | 6 | 1.2% | +13.4% | +287.1% |
| Nov 2012 | Dec 2012 | 5 | 2.6% | +20.9% | +290.5% |
| Jan 2013 | Feb 2013 | 4 | 4.7% | +32.2% | +289.3% |
| Dec 2018 | Dec 2018 | 1 | 7.6% | +52.1% | +111.4% |
| Aug 2019 | Aug 2019 | 1 | 0.9% | -22.0% | +80.0% |
| Jan 2020 | Feb 2020 | 1 | 0.3% | -32.4% | +69.4% |
| Feb 2020 | Jan 2022 | 100 | 40.8% | -22.9% | +69.6% |
| Oct 2022 | Nov 2022 | 5 | 8.6% | -0.7% | +103.2% |
| Nov 2022 | Jan 2023 | 9 | 4.5% | -6.6% | +95.3% |
| Feb 2023 | Aug 2023 | 26 | 11.6% | +1.3% | +91.9% |
| Aug 2023 | Jan 2024 | 21 | 10.2% | +3.8% | +100.7% |
| Mar 2024 | Jul 2024 | 21 | 18.5% | +37.2% | +101.2% |
| Aug 2024 | Aug 2024 | 1 | 1.8% | +52.5% | +101.6% |
| Sep 2024 | Sep 2024 | 1 | 3.7% | +64.7% | +104.7% |
| Sep 2024 | Nov 2024 | 5 | 3.1% | +55.4% | +97.5% |
| Dec 2024 | Feb 2025 | 6 | 7.6% | +73.1% | +99.8% |
| Average | 24 | — | +16.0% | — |
Frequently Asked Questions
Is OVBC below its 200-week moving average?
No. Ohio Valley Banc Corp. (OVBC) is currently 54.5% above its 200-week moving average of $29.03. It would need to fall to $29.03 to cross below the line.
What is OVBC's 200-week moving average price?
Ohio Valley Banc Corp.'s 200-week moving average is $29.03 as of 2026-09-18. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when OVBC drops below its 200-week moving average?
OVBC has crossed below its 200-week moving average 22 times in our data. On average, buying at that moment produced a one-year return of +16.0%. These dips have historically been decent entry points. These episodes lasted 24 weeks on average.
Is OVBC a good value right now?
Here's what our data says about OVBC as of 2026-09-18: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 35. Return on equity is 8.5%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.
How does OVBC compare to the S&P 500?
Over the past 31 years, $100 invested in OVBC would have grown to $1366, compared to $2230 for the S&P 500. That's 8.8% annualized vs 10.5% for the index. OVBC has underperformed the broader market over this period.
Does OVBC pay a dividend?
Yes. Ohio Valley Banc Corp. currently pays a dividend yield of 223.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-18