ORRF
Orrstown Financial Services, Inc. Financial Services - Banks - Regional Investor Relations →
Orrstown Financial Services, Inc. (ORRF) closed at $34.76 as of 2026-03-20, trading 28.6% above its 200-week moving average of $27.03. The stock moved further from the line this week, up from 26.8% last week. The 14-week RSI sits at 41, indicating neutral momentum.
A big jump in activity this week — 2.4x the usual volume, and the price went up. Significantly more people than usual decided to buy. This kind of surge, especially on a stock already below its 200-week average, can be an early sign that sentiment is shifting.
Over the past 1353 weeks of data, ORRF has crossed below its 200-week moving average 9 times. On average, these episodes lasted 45 weeks. Historically, investors who bought ORRF at the start of these episodes saw an average one-year return of +6.1%.
With a market cap of $682 million, ORRF is a small-cap stock. Return on equity stands at 14.6%. The stock trades at 1.1x book value.
Share count has increased 82.8% over three years, indicating dilution.
Over the past 26 years, a hypothetical investment of $100 in ORRF would have grown to $385, compared to $710 for the S&P 500. ORRF has returned 5.3% annualized vs 7.8% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 25.9% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ORRF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ORRF Crosses Below the Line?
Across 9 historical episodes, buying ORRF when it crossed below its 200-week moving average produced an average return of +5.7% after 12 months (median +2.0%), compared to +12.7% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +0.3% vs +22.3% for the index.
Each line shows $100 invested at the moment ORRF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ORRF has crossed below its 200-week MA 9 times with an average 1-year return of +6.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2001 | Sep 2001 | 1 | 2.8% | +31.4% | +297.4% |
| Mar 2007 | May 2009 | 113 | 28.2% | -8.6% | +62.3% |
| Feb 2010 | Feb 2010 | 1 | 3.0% | -10.3% | +70.8% |
| Mar 2010 | Dec 2013 | 197 | 68.8% | +7.7% | +91.2% |
| Feb 2014 | Feb 2014 | 1 | 2.7% | +8.9% | +204.7% |
| Dec 2018 | Feb 2019 | 10 | 10.7% | +14.5% | +123.9% |
| Feb 2019 | Apr 2019 | 8 | 9.4% | -9.5% | +117.2% |
| Jan 2020 | Feb 2021 | 56 | 43.2% | -12.3% | +109.0% |
| Mar 2023 | Jul 2023 | 18 | 20.2% | +33.3% | +92.1% |
| Average | 45 | — | +6.1% | — |
Frequently Asked Questions
Is ORRF below its 200-week moving average?
No. Orrstown Financial Services, Inc. (ORRF) is currently 28.6% above its 200-week moving average of $27.03. It would need to fall to $27.03 to cross below the line.
What is ORRF's 200-week moving average price?
Orrstown Financial Services, Inc.'s 200-week moving average is $27.03 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ORRF drops below its 200-week moving average?
ORRF has crossed below its 200-week moving average 9 times in our data. On average, buying at that moment produced a one-year return of +6.1%. These dips have historically been decent entry points. These episodes lasted 45 weeks on average.
Is ORRF a good value right now?
Here's what our data says about ORRF as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 41. Return on equity is 14.6%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does ORRF compare to the S&P 500?
Over the past 26 years, $100 invested in ORRF would have grown to $385, compared to $710 for the S&P 500. That's 5.3% annualized vs 7.8% for the index. ORRF has underperformed the broader market over this period.
Does ORRF pay a dividend?
Yes. Orrstown Financial Services, Inc. currently pays a dividend yield of 316.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20