ORRF
Orrstown Financial Services, Inc. Financial Services - Banks - Regional Investor Relations →
Orrstown Financial Services, Inc. (ORRF) closed at $39.48 as of 2026-02-02, trading 47.4% above its 200-week moving average of $26.78. The stock moved further from the line this week, up from 35.0% last week. With a 14-week RSI of 74, ORRF is in overbought territory.
Over the past 1347 weeks of data, ORRF has crossed below its 200-week moving average 9 times. On average, these episodes lasted 45 weeks. Historically, investors who bought ORRF at the start of these episodes saw an average one-year return of +6.1%.
With a market cap of $770 million, ORRF is a small-cap stock. Return on equity stands at 14.6%. The stock trades at 1.3x book value.
Share count has increased 73.4% over three years, indicating dilution.
Over the past 25.9 years, a hypothetical investment of $100 in ORRF would have grown to $434, compared to $754 for the S&P 500. ORRF has returned 5.8% annualized vs 8.1% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -5.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: ORRF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ORRF Crosses Below the Line?
Across 9 historical episodes, buying ORRF when it crossed below its 200-week moving average produced an average return of +5.7% after 12 months (median +2.0%), compared to +12.7% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +0.3% vs +22.3% for the index.
Each line shows $100 invested at the moment ORRF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ORRF has crossed below its 200-week MA 9 times with an average 1-year return of +6.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2001 | Sep 2001 | 1 | 2.8% | +31.4% | +347.9% |
| Mar 2007 | May 2009 | 113 | 28.2% | -8.6% | +82.9% |
| Feb 2010 | Feb 2010 | 1 | 3.0% | -10.3% | +92.5% |
| Mar 2010 | Dec 2013 | 197 | 68.8% | +7.7% | +115.6% |
| Feb 2014 | Feb 2014 | 1 | 2.7% | +8.9% | +243.4% |
| Dec 2018 | Feb 2019 | 10 | 10.7% | +14.5% | +152.4% |
| Feb 2019 | Apr 2019 | 8 | 9.4% | -9.5% | +144.8% |
| Jan 2020 | Feb 2021 | 56 | 43.2% | -12.3% | +135.5% |
| Mar 2023 | Jul 2023 | 18 | 20.2% | +33.3% | +116.5% |
| Average | 45 | — | +6.1% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02