ORI
Old Republic International Corporation Financial Services - Insurance - Property & Casualty Investor Relations →
Old Republic International Corporation (ORI) closed at $39.26 as of 2026-05-01, trading 39.5% above its 200-week moving average of $28.15. The stock is currently moving closer to the line, down from 44.0% last week. The 14-week RSI sits at 54, indicating neutral momentum.
Trading volume is running at 1.1x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.70 ratio) is neutral — neither side is clearly dominating.
Over the past 2358 weeks of data, ORI has crossed below its 200-week moving average 22 times. On average, these episodes lasted 19 weeks. Historically, investors who bought ORI at the start of these episodes saw an average one-year return of +6.2%.
With a market cap of $9.6 billion, ORI is a mid-cap stock. Return on equity stands at 17.3%, a solid level. The stock trades at 1.6x book value.
The company has been aggressively buying back shares, reducing its share count by 17.0% over the past three years.
Over the past 33.3 years, a hypothetical investment of $100 in ORI would have grown to $3222, compared to $2973 for the S&P 500. That represents an annualized return of 11.0% vs 10.7% for the index — confirming ORI as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -0.2% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ORI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ORI Crosses Below the Line?
Across 12 historical episodes, buying ORI when it crossed below its 200-week moving average produced an average return of +10.8% after 12 months (median +5.0%), compared to +15.8% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +52.5% vs +23.2% for the index.
Each line shows $100 invested at the moment ORI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ORI has crossed below its 200-week MA 22 times with an average 1-year return of +6.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 1981 | Aug 1981 | 1 | 1.3% | +14.2% | +25033.3% |
| Aug 1981 | Oct 1981 | 8 | 11.4% | +27.2% | +25442.0% |
| Dec 1986 | Jan 1987 | 7 | 7.8% | -24.3% | +9099.6% |
| Feb 1987 | Jun 1987 | 18 | 18.5% | -7.0% | +8984.2% |
| Oct 1987 | Jan 1989 | 68 | 28.8% | +0.1% | +8725.6% |
| Apr 1989 | Apr 1989 | 2 | 0.9% | +1.8% | +8557.2% |
| May 1989 | Jun 1989 | 4 | 0.5% | +0.8% | +8557.2% |
| Jan 1990 | Feb 1990 | 2 | 1.1% | +12.9% | +8601.3% |
| Mar 1990 | Apr 1990 | 1 | 1.0% | +37.1% | +8724.1% |
| Oct 1990 | Nov 1990 | 5 | 10.3% | +64.1% | +8700.1% |
| Nov 1994 | Dec 1994 | 5 | 6.9% | +65.9% | +3874.4% |
| Feb 1999 | Mar 1999 | 1 | 0.5% | -37.3% | +1644.8% |
| Mar 1999 | Apr 1999 | 5 | 3.1% | -35.1% | +1630.2% |
| May 1999 | Jul 2000 | 61 | 41.2% | +2.0% | +1695.6% |
| Jul 2007 | Oct 2007 | 10 | 7.7% | -42.8% | +605.5% |
| Oct 2007 | Apr 2010 | 130 | 53.7% | -44.9% | +700.2% |
| May 2010 | Jun 2010 | 1 | 0.8% | -3.3% | +771.4% |
| Jun 2010 | Aug 2010 | 9 | 7.0% | -4.2% | +778.3% |
| Jul 2011 | Jan 2012 | 28 | 30.4% | -19.3% | +891.4% |
| Apr 2012 | Jun 2012 | 5 | 11.7% | +51.7% | +943.5% |
| Jun 2012 | Oct 2012 | 15 | 20.1% | +43.1% | +967.8% |
| Mar 2020 | Nov 2020 | 35 | 26.6% | +34.7% | +255.8% |
| Average | 19 | — | +6.2% | — |
Frequently Asked Questions
Is ORI below its 200-week moving average?
No. Old Republic International Corporation (ORI) is currently 39.5% above its 200-week moving average of $28.15. It would need to fall to $28.15 to cross below the line.
What is ORI's 200-week moving average price?
Old Republic International Corporation's 200-week moving average is $28.15 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ORI drops below its 200-week moving average?
ORI has crossed below its 200-week moving average 22 times in our data. On average, buying at that moment produced a one-year return of +6.2%. These dips have historically been decent entry points. These episodes lasted 19 weeks on average.
Is ORI a good value right now?
Here's what our data says about ORI as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 54. Return on equity is 17.3%. Price-to-book is 1.6x. This is not a buy or sell recommendation — always do your own research.
How does ORI compare to the S&P 500?
Over the past 33.3 years, $100 invested in ORI would have grown to $3222, compared to $2973 for the S&P 500. That's 11.0% annualized vs 10.7% for the index. ORI has outperformed the broader market over this period.
Does ORI pay a dividend?
Yes. Old Republic International Corporation currently pays a dividend yield of 321.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01