OPFI
OppFi Inc. Financial Services - Credit Services Investor Relations →
OppFi Inc. (OPFI) closed at $9.07 as of 2026-02-02, trading 72.8% above its 200-week moving average of $5.25. The stock is currently moving closer to the line, down from 82.4% last week. The 14-week RSI sits at 44, indicating neutral momentum.
Over the past 224 weeks of data, OPFI has crossed below its 200-week moving average 1 time. On average, these episodes lasted 154 weeks. The average one-year return after crossing below was -64.4%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $792 million, OPFI is a small-cap stock. Return on equity stands at 48.9%, indicating strong profitability. The stock trades at 5.1x book value.
Share count has increased 61.7% over three years, indicating dilution.
Over the past 4.4 years, a hypothetical investment of $100 in OPFI would have grown to $152, compared to $160 for the S&P 500. OPFI has returned 10.0% annualized vs 11.2% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 26.7% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: OPFI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OPFI Crosses Below the Line?
Across 1 historical episodes, buying OPFI when it crossed below its 200-week moving average produced an average return of -66.0% after 12 months (median -66.0%), compared to -15.0% for the S&P 500 over the same periods. After 24 months, the average return was -64.0% vs -6.0% for the index.
Each line shows $100 invested at the moment OPFI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OPFI has crossed below its 200-week MA 1 time with an average 1-year return of +-64.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2021 | Oct 2024 | 154 | 70.0% | -64.4% | +52.5% |
| Average | 154 | — | +-64.4% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02