OPFI
OppFi Inc. Financial Services - Credit Services Investor Relations →
OppFi Inc. (OPFI) closed at $7.96 as of 2026-03-20, trading 46.8% above its 200-week moving average of $5.42. The stock is currently moving closer to the line, down from 53.4% last week. With a 14-week RSI of 16, OPFI is in oversold territory.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.78 ratio) is neutral — neither side is clearly dominating.
Over the past 230 weeks of data, OPFI has crossed below its 200-week moving average 1 time. On average, these episodes lasted 154 weeks. The average one-year return after crossing below was -64.4%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $687 million, OPFI is a small-cap stock. Return on equity stands at 53.9%, indicating strong profitability. The stock trades at 3.7x book value.
Share count has increased 84.8% over three years, indicating dilution.
Over the past 4.5 years, a hypothetical investment of $100 in OPFI would have grown to $134, compared to $150 for the S&P 500. OPFI has returned 6.7% annualized vs 9.5% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 18.4% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: OPFI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OPFI Crosses Below the Line?
Across 1 historical episodes, buying OPFI when it crossed below its 200-week moving average produced an average return of -66.0% after 12 months (median -66.0%), compared to -15.0% for the S&P 500 over the same periods. After 24 months, the average return was -64.0% vs -6.0% for the index.
Each line shows $100 invested at the moment OPFI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OPFI has crossed below its 200-week MA 1 time with an average 1-year return of +-64.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2021 | Oct 2024 | 154 | 70.0% | -64.4% | +33.8% |
| Average | 154 | — | +-64.4% | — |
Frequently Asked Questions
Is OPFI below its 200-week moving average?
No. OppFi Inc. (OPFI) is currently 46.8% above its 200-week moving average of $5.42. It would need to fall to $5.42 to cross below the line.
What is OPFI's 200-week moving average price?
OppFi Inc.'s 200-week moving average is $5.42 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when OPFI drops below its 200-week moving average?
OPFI has crossed below its 200-week moving average 1 time in our data. The average one-year return after these crossings was -64.4%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 154 weeks on average.
Is OPFI a good value right now?
Here's what our data says about OPFI as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 16 (oversold). Return on equity is 53.9%. Price-to-book is 3.7x. This is not a buy or sell recommendation — always do your own research.
How does OPFI compare to the S&P 500?
Over the past 4.5 years, $100 invested in OPFI would have grown to $134, compared to $150 for the S&P 500. That's 6.7% annualized vs 9.5% for the index. OPFI has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20