OPBK
OP Bancorp Financial Services - Banks - Regional Investor Relations →
OP Bancorp (OPBK) closed at $14.67 as of 2026-05-01, trading 33.1% above its 200-week moving average of $11.02. The stock moved further from the line this week, up from 30.6% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.98 ratio) is neutral — neither side is clearly dominating.
Over the past 1033 weeks of data, OPBK has crossed below its 200-week moving average 6 times. On average, these episodes lasted 63 weeks. Historically, investors who bought OPBK at the start of these episodes saw an average one-year return of +13.0%.
With a market cap of $218 million, OPBK is a small-cap stock. Return on equity stands at 12.3%. The stock trades at 1.0x book value.
Over the past 19.8 years, a hypothetical investment of $100 in OPBK would have grown to $142, compared to $810 for the S&P 500. OPBK has returned 1.8% annualized vs 11.1% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -34.3% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: OPBK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OPBK Crosses Below the Line?
Across 6 historical episodes, buying OPBK when it crossed below its 200-week moving average produced an average return of +15.8% after 12 months (median +41.0%), compared to +21.5% for the S&P 500 over the same periods. 83% of those episodes were profitable after one year. After 24 months, the average return was +35.2% vs +31.0% for the index.
Each line shows $100 invested at the moment OPBK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OPBK has crossed below its 200-week MA 6 times with an average 1-year return of +13.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 2007 | Sep 2012 | 293 | 96.2% | -56.0% | +52.9% |
| Oct 2016 | Nov 2016 | 4 | 0.3% | +49.6% | +210.8% |
| Feb 2020 | Feb 2021 | 50 | 35.7% | +8.1% | +110.1% |
| Mar 2023 | Jul 2023 | 19 | 18.1% | +13.8% | +80.4% |
| Sep 2023 | Nov 2023 | 9 | 7.7% | +41.9% | +77.2% |
| Apr 2024 | Apr 2024 | 3 | 2.6% | +20.7% | +74.2% |
| Average | 63 | — | +13.0% | — |
Frequently Asked Questions
Is OPBK below its 200-week moving average?
No. OP Bancorp (OPBK) is currently 33.1% above its 200-week moving average of $11.02. It would need to fall to $11.02 to cross below the line.
What is OPBK's 200-week moving average price?
OP Bancorp's 200-week moving average is $11.02 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when OPBK drops below its 200-week moving average?
OPBK has crossed below its 200-week moving average 6 times in our data. On average, buying at that moment produced a one-year return of +13.0%. These dips have historically been decent entry points. These episodes lasted 63 weeks on average.
Is OPBK a good value right now?
Here's what our data says about OPBK as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 60. Return on equity is 12.3%. Price-to-book is 1.0x. This is not a buy or sell recommendation — always do your own research.
How does OPBK compare to the S&P 500?
Over the past 19.8 years, $100 invested in OPBK would have grown to $142, compared to $810 for the S&P 500. That's 1.8% annualized vs 11.1% for the index. OPBK has underperformed the broader market over this period.
Does OPBK pay a dividend?
Yes. OP Bancorp currently pays a dividend yield of 382.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01