OPBK
OP Bancorp Financial Services - Banks - Regional Investor Relations →
OP Bancorp (OPBK) closed at $14.20 as of 2026-02-02, trading 31.4% above its 200-week moving average of $10.81. The stock moved further from the line this week, up from 28.5% last week. The 14-week RSI sits at 60, indicating neutral momentum.
Over the past 1021 weeks of data, OPBK has crossed below its 200-week moving average 6 times. On average, these episodes lasted 63 weeks. Historically, investors who bought OPBK at the start of these episodes saw an average one-year return of +13.0%.
With a market cap of $211 million, OPBK is a small-cap stock. Return on equity stands at 11.9%. The stock trades at 0.9x book value.
Over the past 19.7 years, a hypothetical investment of $100 in OPBK would have grown to $137, compared to $776 for the S&P 500. OPBK has returned 1.6% annualized vs 11.0% for the index, underperforming the broader market over this period.
Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: OPBK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OPBK Crosses Below the Line?
Across 6 historical episodes, buying OPBK when it crossed below its 200-week moving average produced an average return of +15.8% after 12 months (median +41.0%), compared to +21.5% for the S&P 500 over the same periods. 83% of those episodes were profitable after one year. After 24 months, the average return was +29.6% vs +27.8% for the index.
Each line shows $100 invested at the moment OPBK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OPBK has crossed below its 200-week MA 6 times with an average 1-year return of +13.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 2007 | Sep 2012 | 293 | 96.2% | -56.0% | +48.0% |
| Oct 2016 | Nov 2016 | 4 | 0.3% | +49.6% | +200.9% |
| Feb 2020 | Feb 2021 | 50 | 35.7% | +8.1% | +103.3% |
| Mar 2023 | Jul 2023 | 19 | 18.1% | +13.8% | +74.6% |
| Sep 2023 | Nov 2023 | 9 | 7.7% | +41.9% | +71.5% |
| Apr 2024 | Apr 2024 | 3 | 2.6% | +20.7% | +68.6% |
| Average | 63 | — | +13.0% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02