OPBK
OP Bancorp Financial Services - Banks - Regional Investor Relations →
OP Bancorp (OPBK) closed at $12.47 as of 2026-03-20, trading 14.6% above its 200-week moving average of $10.89. The stock is currently moving closer to the line, down from 19.1% last week. With a 14-week RSI of 27, OPBK is in oversold territory.
A big spike in selling this week — 2.1x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 1027 weeks of data, OPBK has crossed below its 200-week moving average 6 times. On average, these episodes lasted 63 weeks. Historically, investors who bought OPBK at the start of these episodes saw an average one-year return of +13.0%.
With a market cap of $186 million, OPBK is a small-cap stock. Return on equity stands at 11.8%. The stock trades at 0.8x book value.
Over the past 19.8 years, a hypothetical investment of $100 in OPBK would have grown to $120, compared to $731 for the S&P 500. OPBK has returned 0.9% annualized vs 10.6% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -34.3% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: OPBK vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OPBK Crosses Below the Line?
Across 6 historical episodes, buying OPBK when it crossed below its 200-week moving average produced an average return of +15.8% after 12 months (median +41.0%), compared to +21.5% for the S&P 500 over the same periods. 83% of those episodes were profitable after one year. After 24 months, the average return was +29.6% vs +27.8% for the index.
Each line shows $100 invested at the moment OPBK crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OPBK has crossed below its 200-week MA 6 times with an average 1-year return of +13.0% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 2007 | Sep 2012 | 293 | 96.2% | -56.0% | +30.0% |
| Oct 2016 | Nov 2016 | 4 | 0.3% | +49.6% | +164.2% |
| Feb 2020 | Feb 2021 | 50 | 35.7% | +8.1% | +78.6% |
| Mar 2023 | Jul 2023 | 19 | 18.1% | +13.8% | +53.4% |
| Sep 2023 | Nov 2023 | 9 | 7.7% | +41.9% | +50.6% |
| Apr 2024 | Apr 2024 | 3 | 2.6% | +20.7% | +48.0% |
| Average | 63 | — | +13.0% | — |
Frequently Asked Questions
Is OPBK below its 200-week moving average?
No. OP Bancorp (OPBK) is currently 14.6% above its 200-week moving average of $10.89. It would need to fall to $10.89 to cross below the line.
What is OPBK's 200-week moving average price?
OP Bancorp's 200-week moving average is $10.89 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when OPBK drops below its 200-week moving average?
OPBK has crossed below its 200-week moving average 6 times in our data. On average, buying at that moment produced a one-year return of +13.0%. These dips have historically been decent entry points. These episodes lasted 63 weeks on average.
Is OPBK a good value right now?
Here's what our data says about OPBK as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 27 (oversold). Return on equity is 11.8%. Price-to-book is 0.8x. This is not a buy or sell recommendation — always do your own research.
How does OPBK compare to the S&P 500?
Over the past 19.8 years, $100 invested in OPBK would have grown to $120, compared to $731 for the S&P 500. That's 0.9% annualized vs 10.6% for the index. OPBK has underperformed the broader market over this period.
Does OPBK pay a dividend?
Yes. OP Bancorp currently pays a dividend yield of 385.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20