OMF
OneMain Holdings, Inc. Financial Services - Credit Services Investor Relations →
OneMain Holdings, Inc. (OMF) closed at $51.48 as of 2026-03-20, trading 24.6% above its 200-week moving average of $41.31. The stock is currently moving closer to the line, down from 26.4% last week. With a 14-week RSI of 16, OMF is in oversold territory.
A big spike in selling this week — 2.4x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 600 weeks of data, OMF has crossed below its 200-week moving average 9 times. On average, these episodes lasted 18 weeks. Historically, investors who bought OMF at the start of these episodes saw an average one-year return of +42.4%.
With a market cap of $6.1 billion, OMF is a mid-cap stock. Return on equity stands at 23.8%, indicating strong profitability. The stock trades at 1.8x book value.
Over the past 11.6 years, a hypothetical investment of $100 in OMF would have grown to $348, compared to $402 for the S&P 500. OMF has returned 11.4% annualized vs 12.8% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 9.5% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: OMF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OMF Crosses Below the Line?
Across 9 historical episodes, buying OMF when it crossed below its 200-week moving average produced an average return of +57.2% after 12 months (median +50.0%), compared to +20.4% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +89.9% vs +46.1% for the index.
Each line shows $100 invested at the moment OMF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OMF has crossed below its 200-week MA 9 times with an average 1-year return of +42.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2016 | Jan 2018 | 103 | 42.3% | -22.7% | +269.2% |
| Jan 2018 | Apr 2018 | 13 | 9.7% | -5.0% | +255.3% |
| May 2018 | Jun 2018 | 1 | 0.9% | -7.9% | +245.2% |
| Oct 2018 | Feb 2019 | 19 | 28.7% | +18.4% | +249.5% |
| May 2019 | Jun 2019 | 1 | 1.6% | -10.4% | +274.8% |
| Mar 2020 | Jul 2020 | 19 | 43.6% | +248.2% | +433.8% |
| Sep 2022 | Oct 2022 | 5 | 10.9% | +41.3% | +124.9% |
| Dec 2022 | Jan 2023 | 2 | 0.5% | +62.8% | +104.1% |
| Mar 2023 | Mar 2023 | 1 | 0.1% | +57.1% | +96.0% |
| Average | 18 | — | +42.4% | — |
Frequently Asked Questions
Is OMF below its 200-week moving average?
No. OneMain Holdings, Inc. (OMF) is currently 24.6% above its 200-week moving average of $41.31. It would need to fall to $41.31 to cross below the line.
What is OMF's 200-week moving average price?
OneMain Holdings, Inc.'s 200-week moving average is $41.31 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when OMF drops below its 200-week moving average?
OMF has crossed below its 200-week moving average 9 times in our data. On average, buying at that moment produced a one-year return of +42.4%. These dips have historically been decent entry points. These episodes lasted 18 weeks on average.
Is OMF a good value right now?
Here's what our data says about OMF as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 16 (oversold). Return on equity is 23.8%. Price-to-book is 1.8x. This is not a buy or sell recommendation — always do your own research.
How does OMF compare to the S&P 500?
Over the past 11.6 years, $100 invested in OMF would have grown to $348, compared to $402 for the S&P 500. That's 11.4% annualized vs 12.8% for the index. OMF has underperformed the broader market over this period.
Does OMF pay a dividend?
Yes. OneMain Holdings, Inc. currently pays a dividend yield of 816.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20