OMF
OneMain Holdings, Inc. Financial Services - Credit Services Investor Relations →
OneMain Holdings, Inc. (OMF) closed at $61.64 as of 2026-02-02, trading 48.9% above its 200-week moving average of $41.40. The stock is currently moving closer to the line, down from 58.8% last week. The 14-week RSI sits at 56, indicating neutral momentum.
Over the past 594 weeks of data, OMF has crossed below its 200-week moving average 9 times. On average, these episodes lasted 18 weeks. Historically, investors who bought OMF at the start of these episodes saw an average one-year return of +42.4%.
With a market cap of $7.3 billion, OMF is a mid-cap stock. Return on equity stands at 23.8%, indicating strong profitability. The stock trades at 2.1x book value.
The company has been aggressively buying back shares, reducing its share count by 6.6% over the past three years.
Over the past 11.5 years, a hypothetical investment of $100 in OMF would have grown to $408, compared to $426 for the S&P 500. OMF has returned 13.0% annualized vs 13.4% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 6.3% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: OMF vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OMF Crosses Below the Line?
Across 9 historical episodes, buying OMF when it crossed below its 200-week moving average produced an average return of +57.2% after 12 months (median +50.0%), compared to +20.4% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +89.9% vs +46.1% for the index.
Each line shows $100 invested at the moment OMF crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OMF has crossed below its 200-week MA 9 times with an average 1-year return of +42.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2016 | Jan 2018 | 103 | 42.3% | -22.7% | +333.9% |
| Jan 2018 | Apr 2018 | 13 | 9.7% | -5.0% | +317.6% |
| May 2018 | Jun 2018 | 1 | 0.9% | -7.9% | +305.7% |
| Oct 2018 | Feb 2019 | 19 | 28.7% | +18.4% | +310.8% |
| May 2019 | Jun 2019 | 1 | 1.6% | -10.4% | +340.5% |
| Mar 2020 | Jul 2020 | 19 | 43.6% | +248.2% | +527.3% |
| Sep 2022 | Oct 2022 | 5 | 10.9% | +41.3% | +164.3% |
| Dec 2022 | Jan 2023 | 2 | 0.5% | +62.8% | +139.9% |
| Mar 2023 | Mar 2023 | 1 | 0.1% | +57.1% | +130.4% |
| Average | 18 | — | +42.4% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02