OBT
Orange County Bancorp, Inc. Financial Services - Banks - Regional Investor Relations →
Orange County Bancorp, Inc. (OBT) closed at $35.21 as of 2026-02-02, trading 52.5% above its 200-week moving average of $23.09. The stock moved further from the line this week, up from 34.0% last week. With a 14-week RSI of 89, OBT is in overbought territory.
Over the past 1116 weeks of data, OBT has crossed below its 200-week moving average 10 times. On average, these episodes lasted 29 weeks. Historically, investors who bought OBT at the start of these episodes saw an average one-year return of +5.4%.
With a market cap of $471 million, OBT is a small-cap stock. Return on equity stands at 17.7%, a solid level. The stock trades at 1.7x book value.
Over the past 21.5 years, a hypothetical investment of $100 in OBT would have grown to $470, compared to $922 for the S&P 500. OBT has returned 7.5% annualized vs 10.9% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 21.4% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: OBT vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After OBT Crosses Below the Line?
Across 10 historical episodes, buying OBT when it crossed below its 200-week moving average produced an average return of +4.3% after 12 months (median -9.0%), compared to +16.2% for the S&P 500 over the same periods. 33% of those episodes were profitable after one year. After 24 months, the average return was +7.9% vs +13.2% for the index.
Each line shows $100 invested at the moment OBT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
OBT has crossed below its 200-week MA 10 times with an average 1-year return of +5.4% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jun 2006 | Jul 2006 | 5 | 0.9% | -8.1% | +358.9% |
| Jul 2006 | Jul 2006 | 1 | 4.7% | -4.0% | +379.5% |
| Aug 2006 | Aug 2006 | 1 | 2.8% | -11.8% | +370.1% |
| Sep 2006 | Oct 2006 | 1 | 0.9% | -11.5% | +361.1% |
| Oct 2006 | Nov 2007 | 58 | 13.2% | -3.8% | +361.1% |
| Dec 2007 | Jun 2011 | 181 | 27.5% | -12.5% | +379.5% |
| Jan 2012 | Feb 2012 | 1 | 0.1% | +9.2% | +458.6% |
| Mar 2020 | Nov 2020 | 36 | 13.0% | +26.9% | +221.0% |
| May 2023 | Jun 2023 | 5 | 4.9% | +64.6% | +131.5% |
| Apr 2025 | Apr 2025 | 1 | 0.7% | N/A | +67.8% |
| Average | 29 | — | +5.4% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02