NU
Nu Holdings Ltd. Financial Services - Fintech Investor Relations →
Nu Holdings Ltd. (NU) closed at $17.40 as of 2026-02-02, trading 78.5% above its 200-week moving average of $9.75. The stock is currently moving closer to the line, down from 83.1% last week. The 14-week RSI sits at 59, indicating neutral momentum.
Over the past 169 weeks of data, NU has crossed below its 200-week moving average 1 time. On average, these episodes lasted 25 weeks. Historically, investors who bought NU at the start of these episodes saw an average one-year return of +86.8%.
With a market cap of $84.3 billion, NU is a large-cap stock. Return on equity stands at 27.8%, indicating strong profitability. The stock trades at 8.0x book value.
Share count has increased 4.5% over three years, indicating dilution.
Over the past 3.3 years, a hypothetical investment of $100 in NU would have grown to $390, compared to $177 for the S&P 500. That represents an annualized return of 50.4% vs 18.7% for the index — confirming NU as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Growth of $100: NU vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After NU Crosses Below the Line?
Across 1 historical episodes, buying NU when it crossed below its 200-week moving average produced an average return of +86.0% after 12 months (median +86.0%), compared to +14.0% for the S&P 500 over the same periods. 100% of those episodes were profitable after one year. After 24 months, the average return was +181.0% vs +52.0% for the index.
Each line shows $100 invested at the moment NU crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
NU has crossed below its 200-week MA 1 time with an average 1-year return of +86.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Nov 2022 | May 2023 | 25 | 38.0% | +86.8% | +302.8% |
| Average | 25 | — | +86.8% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02