NSP
Insperity, Inc. Industrials - Staffing & Employment Services Investor Relations →
Insperity, Inc. (NSP) closed at $50.61 as of 2026-07-31, trading 32.0% below its 200-week moving average of $74.40. This places NSP in the extreme value zone. The stock moved further from the line this week, up from -35.2% last week. With a 14-week RSI of 77, NSP is in overbought territory.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.91 ratio) is neutral — neither side is clearly dominating.
Over the past 1491 weeks of data, NSP has crossed below its 200-week moving average 16 times. On average, these episodes lasted 33 weeks. Historically, investors who bought NSP at the start of these episodes saw an average one-year return of +25.5%.
Return on equity stands at -18.5%. The stock trades at 41.5x book value.
Over the past 28.6 years, a hypothetical investment of $100 in NSP would have grown to $930, compared to $1242 for the S&P 500. NSP has returned 8.1% annualized vs 9.2% for the index, underperforming the broader market over this period.
In the past 12 months, corporate insiders have made 15 open-market purchases totaling $16,876,565. Multiple insiders purchased within a 30-day window — a cluster buy pattern that historically signals management confidence in the company's prospects. Notably, these purchases occurred while NSP is trading below its 200-week moving average — insiders are buying when the market is most pessimistic.
Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: NSP vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After NSP Crosses Below the Line?
Across 16 historical episodes, buying NSP when it crossed below its 200-week moving average produced an average return of +9.9% after 12 months (median +9.0%), compared to +7.9% for the S&P 500 over the same periods. 56% of those episodes were profitable after one year. After 24 months, the average return was +68.8% vs +20.3% for the index.
Each line shows $100 invested at the moment NSP crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices NSP would reach each dislocation threshold.
Dislocation Price Levels
Prices where NSP's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $11.40 | Unusually cheap — potential buy zone |
| Value | +1σ | $19.86 | Cheap vs. own history |
| Fair Value | +0σ | $76.97 | Historical mean behavior |
| Expensive | -1σ | N/A | Expensive vs. own history |
| Deep Expensive | -2σ | N/A | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from NSP's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
NSP has crossed below its 200-week MA 16 times with an average 1-year return of +25.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 1998 | Sep 1998 | 1 | 4.9% | -47.3% | +1171.3% |
| Oct 1998 | Oct 1998 | 2 | 11.5% | -42.6% | +1266.8% |
| Nov 1998 | Jan 1999 | 9 | 15.9% | -41.0% | +1177.1% |
| Jan 1999 | Dec 1999 | 47 | 57.2% | +67.7% | +2176.1% |
| Jan 2000 | Jan 2000 | 1 | 10.6% | +140.4% | +1485.6% |
| Feb 2000 | Feb 2000 | 1 | 5.8% | +143.6% | +1405.3% |
| Apr 2002 | May 2005 | 157 | 89.0% | -54.3% | +1027.2% |
| Dec 2007 | Sep 2010 | 144 | 51.6% | -31.6% | +485.2% |
| Aug 2011 | Oct 2011 | 8 | 15.8% | +10.1% | +569.4% |
| Nov 2011 | Nov 2011 | 1 | 7.0% | +30.2% | +602.4% |
| Feb 2014 | Feb 2014 | 1 | 0.2% | +94.4% | +441.8% |
| Sep 2014 | Oct 2014 | 5 | 3.3% | +68.4% | +422.4% |
| Feb 2020 | Oct 2020 | 34 | 56.7% | +35.1% | -6.8% |
| Mar 2022 | Mar 2022 | 1 | 2.3% | +39.0% | -32.3% |
| May 2024 | Jul 2024 | 7 | 9.5% | -29.8% | -40.3% |
| Jul 2024 | Ongoing | 105+ | 75.2% | Ongoing | -41.3% |
| Average | 33 | — | +25.5% | — |
Frequently Asked Questions
Is NSP below its 200-week moving average?
Yes. As of 2026-07-31, Insperity, Inc. (NSP) is trading 32.0% below its 200-week moving average of $74.40. The current price is $50.61.
What is NSP's 200-week moving average price?
Insperity, Inc.'s 200-week moving average is $74.40 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when NSP drops below its 200-week moving average?
NSP has crossed below its 200-week moving average 16 times in our data. On average, buying at that moment produced a one-year return of +25.5%. These dips have historically been decent entry points. These episodes lasted 33 weeks on average.
Is NSP a good value right now?
Here's what our data says about NSP as of 2026-07-31: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 77 (overbought). Return on equity is -18.5%. Price-to-book is 41.5x. This is not a buy or sell recommendation — always do your own research.
How does NSP compare to the S&P 500?
Over the past 28.6 years, $100 invested in NSP would have grown to $930, compared to $1242 for the S&P 500. That's 8.1% annualized vs 9.2% for the index. NSP has underperformed the broader market over this period.
Does NSP pay a dividend?
Yes. Insperity, Inc. currently pays a dividend yield of 444.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31