NRIM
Northrim BanCorp, Inc. Financial Services - Banks - Regional Investor Relations →
Northrim BanCorp, Inc. (NRIM) closed at $25.85 as of 2026-02-02, trading 76.3% above its 200-week moving average of $14.66. The stock moved further from the line this week, up from 61.6% last week. The 14-week RSI sits at 62, indicating neutral momentum.
Over the past 1790 weeks of data, NRIM has crossed below its 200-week moving average 15 times. On average, these episodes lasted 22 weeks. Historically, investors who bought NRIM at the start of these episodes saw an average one-year return of +17.3%.
With a market cap of $572 million, NRIM is a small-cap stock. Return on equity stands at 21.8%, indicating strong profitability. The stock trades at 1.8x book value.
The company has been aggressively buying back shares, reducing its share count by 8.3% over the past three years.
Over the past 33.2 years, a hypothetical investment of $100 in NRIM would have grown to $7446, compared to $2849 for the S&P 500. That represents an annualized return of 13.9% vs 10.6% for the index — confirming NRIM as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -100% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: NRIM vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After NRIM Crosses Below the Line?
Across 15 historical episodes, buying NRIM when it crossed below its 200-week moving average produced an average return of +21.5% after 12 months (median +28.0%), compared to +7.3% for the S&P 500 over the same periods. 67% of those episodes were profitable after one year. After 24 months, the average return was +49.7% vs +21.0% for the index.
Each line shows $100 invested at the moment NRIM crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
NRIM has crossed below its 200-week MA 15 times with an average 1-year return of +17.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 1992 | Feb 1993 | 53 | 18.9% | -13.8% | +6576.0% |
| Nov 1994 | Feb 1995 | 14 | 17.8% | +45.7% | +6095.3% |
| Feb 1995 | Mar 1995 | 1 | 3.7% | +56.8% | +5857.0% |
| Apr 1995 | Apr 1995 | 1 | 4.0% | +65.5% | +5857.0% |
| Sep 1999 | Oct 1999 | 4 | 7.3% | -8.1% | +2823.3% |
| Nov 1999 | Dec 2000 | 57 | 27.2% | -4.6% | +2662.9% |
| Jan 2001 | Jan 2001 | 1 | 1.0% | +48.4% | +2469.7% |
| Oct 2007 | Oct 2007 | 1 | 2.3% | -32.4% | +777.8% |
| Nov 2007 | Feb 2008 | 12 | 14.9% | -33.2% | +830.7% |
| Feb 2008 | Jul 2010 | 127 | 65.3% | -54.7% | +756.3% |
| Aug 2010 | Nov 2010 | 12 | 8.0% | +16.2% | +925.4% |
| Jan 2015 | Feb 2015 | 1 | 3.5% | +14.6% | +635.4% |
| Feb 2016 | Feb 2016 | 1 | 5.6% | +38.1% | +579.1% |
| Mar 2020 | Nov 2020 | 35 | 37.3% | +72.2% | +353.7% |
| Apr 2023 | May 2023 | 3 | 5.4% | +49.5% | +233.8% |
| Average | 22 | — | +17.3% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02