NEWT

NewtekOne, Inc. Financial Services - Banks - Regional Investor Relations →

NO
26.0% ABOVE
↑ Moving away Was 22.8% last week
-15% -10% -5% 0% 5% 10% 15%+
Buy Threshold $11.77
14-Week RSI 63
Rel. Volume (14w) This week's trading vs. the 14-week average 1.0x
Buyers vs. Sellers (14w) Are up-weeks or down-weeks getting more volume? 0.99

NewtekOne, Inc. (NEWT) closed at $14.83 as of 2026-07-31, trading 26.0% above its 200-week moving average of $11.77. The stock moved further from the line this week, up from 22.8% last week. The 14-week RSI sits at 63, indicating neutral momentum.

Trading volume is running at 1.0x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.99 ratio) is neutral — neither side is clearly dominating.

Over the past 1300 weeks of data, NEWT has crossed below its 200-week moving average 9 times. On average, these episodes lasted 59 weeks. Historically, investors who bought NEWT at the start of these episodes saw an average one-year return of +18.5%.

With a market cap of $428 million, NEWT is a small-cap stock. Free cash flow yield is currently negative, meaning the company is burning cash. Return on equity stands at 18.3%, a solid level. The stock trades at 1.2x book value.

Share count has increased 16.5% over three years, indicating dilution.

Over the past 24.9 years, a hypothetical investment of $100 in NEWT would have grown to $287, compared to $1119 for the S&P 500. NEWT has returned 4.3% annualized vs 10.2% for the index, underperforming the broader market over this period.

Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.

Business Health

Annual financials — how the underlying business has performed over the past several years.

Cash Flow Free cash flow & net income ($M)

Revenue Annual revenue ($M) — business growth proxy

Total Debt Balance sheet debt ($M)

ROIC Return on invested capital (%)

FCF Yield Free cash flow / market cap (%) — Yartseva signal

Gross Margin Pricing power & competitive moat (%)

Shares Outstanding Buybacks vs dilution (millions)

Growth of $100: NEWT vs S&P 500

Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.

What Happens After NEWT Crosses Below the Line?

Across 9 historical episodes, buying NEWT when it crossed below its 200-week moving average produced an average return of +26.9% after 12 months (median +0.0%), compared to +19.5% for the S&P 500 over the same periods. 38% of those episodes were profitable after one year. After 24 months, the average return was +34.1% vs +41.5% for the index.

Each line shows $100 invested at the moment NEWT crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.

Dislocation Scores Experimental

Each score measures deviation from NEWT's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.

⚠ Earnings quality deteriorating — net income is outrunning free cash flow vs this company's own norm. Cheapness signals here deserve extra scrutiny.
Yield Dislocation -0.99σ Dividend yield vs own 10-yr norm
Drawdown Score -0.36σ Distance from line vs own history
Sector-Relative +1.11σ Vs sector median this week
Buyback Acceleration +3.8pp YoY share change vs own 3-yr pace (− = accelerating)
Insider Intensity 86th TTM buys / market cap, percentile of buyers
FCF Yield vs History +0.8pp Vs own recent annual mean
Earnings Quality Deteriorating Accrual gap trend (+141.9pp of revenue)

Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.

Historical Touches

NEWT has crossed below its 200-week MA 9 times with an average 1-year return of +18.5% after recovery.

Crossed BelowRecoveredWeeksMax Depth1-Year ReturnReturn Since Touch
Sep 2001Apr 20023118.9%N/A+213.3%
Jul 2002Dec 20022311.1%+41.7%+187.2%
Jun 2004Mar 201029887.1%-46.7%+145.0%
Feb 2016Feb 201614.6%+87.2%+297.6%
Mar 2020May 20201032.8%+122.5%+89.3%
Sep 2022Jan 20231817.7%-9.8%+8.7%
Feb 2023Jul 20232038.8%-24.1%+16.9%
Aug 2023Jan 202612540.6%-22.7%+1.8%
Feb 2026Apr 2026613.7%N/A+24.5%
Average59+18.5%

Frequently Asked Questions

Is NEWT below its 200-week moving average?

No. NewtekOne, Inc. (NEWT) is currently 26.0% above its 200-week moving average of $11.77. It would need to fall to $11.77 to cross below the line.

What is NEWT's 200-week moving average price?

NewtekOne, Inc.'s 200-week moving average is $11.77 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.

What happens when NEWT drops below its 200-week moving average?

NEWT has crossed below its 200-week moving average 9 times in our data. On average, buying at that moment produced a one-year return of +18.5%. These dips have historically been decent entry points. These episodes lasted 59 weeks on average.

Is NEWT a good value right now?

Here's what our data says about NEWT as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 63. Free cash flow is currently negative. Return on equity is 18.3%. Price-to-book is 1.2x. This is not a buy or sell recommendation — always do your own research.

How does NEWT compare to the S&P 500?

Over the past 24.9 years, $100 invested in NEWT would have grown to $287, compared to $1119 for the S&P 500. That's 4.3% annualized vs 10.2% for the index. NEWT has underperformed the broader market over this period.

Does NEWT pay a dividend?

Yes. NewtekOne, Inc. currently pays a dividend yield of 512.00%.

Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.

Data as of week of 2026-07-31