NBN
Northeast Bank Financial Services - Banks - Regional Investor Relations →
Northeast Bank (NBN) closed at $124.17 as of 2026-07-31, trading 66.2% above its 200-week moving average of $74.72. The stock is currently moving closer to the line, down from 74.0% last week. The 14-week RSI sits at 53, indicating neutral momentum.
Trading volume is running at 1.4x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.12 ratio) is neutral — neither side is clearly dominating.
Over the past 1984 weeks of data, NBN has crossed below its 200-week moving average 16 times. On average, these episodes lasted 40 weeks. The average one-year return after crossing below was -1.2%, suggesting these dips have not historically been reliable buying opportunities for this stock.
Return on equity stands at 19.0%, a solid level. The stock trades at 1.9x book value.
Share count has increased 14.6% over three years, indicating dilution.
Over the past 33.6 years, a hypothetical investment of $100 in NBN would have grown to $4828, compared to $3098 for the S&P 500. That represents an annualized return of 12.2% vs 10.8% for the index — confirming NBN as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 22% compound annual rate, with 4 consecutive years of positive cash generation.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: NBN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After NBN Crosses Below the Line?
Across 13 historical episodes, buying NBN when it crossed below its 200-week moving average produced an average return of +1.6% after 12 months (median -9.0%), compared to +19.4% for the S&P 500 over the same periods. 31% of those episodes were profitable after one year. After 24 months, the average return was -5.7% vs +18.2% for the index.
Each line shows $100 invested at the moment NBN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices NBN would reach each dislocation threshold.
Dislocation Price Levels
Prices where NBN's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $108.86 | Unusually cheap — potential buy zone |
| Value | +1σ | $120.41 | Cheap vs. own history |
| Fair Value | +0σ | $134.70 | Historical mean behavior |
| Expensive | -1σ | $152.83 | Expensive vs. own history |
| Deep Expensive | -2σ | $176.61 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from NBN's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
NBN has crossed below its 200-week MA 16 times with an average 1-year return of +-1.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 1988 | Aug 1988 | 1 | 4.6% | +15.0% | +5246.9% |
| Oct 1989 | Jul 1990 | 39 | 26.8% | -9.3% | +4850.8% |
| Jul 1990 | Feb 1992 | 80 | 22.8% | -21.2% | +5041.2% |
| Mar 1992 | Jul 1992 | 14 | 5.8% | +22.8% | +5263.8% |
| Sep 1998 | Sep 1998 | 1 | 0.4% | -11.9% | +1780.2% |
| Sep 1998 | Oct 1998 | 3 | 21.8% | -8.8% | +1903.9% |
| Nov 1998 | Jan 1999 | 7 | 8.1% | -8.6% | +1894.5% |
| Mar 1999 | May 1999 | 9 | 8.6% | -16.6% | +1762.6% |
| May 1999 | May 2001 | 103 | 29.9% | -21.2% | +1687.4% |
| Oct 2006 | Jan 2007 | 10 | 2.3% | -9.3% | +746.2% |
| Feb 2007 | Mar 2010 | 162 | 60.7% | -17.2% | +729.2% |
| May 2010 | May 2010 | 3 | 0.9% | +22.4% | +1050.2% |
| Jun 2010 | Jun 2010 | 2 | 2.7% | +16.1% | +1086.2% |
| Aug 2011 | Aug 2011 | 2 | 11.0% | -9.7% | +1288.3% |
| Apr 2012 | May 2015 | 159 | 26.6% | -7.7% | +1204.8% |
| Feb 2020 | Nov 2020 | 37 | 46.5% | +46.2% | +601.8% |
| Average | 40 | — | +-1.2% | — |
Frequently Asked Questions
Is NBN below its 200-week moving average?
No. Northeast Bank (NBN) is currently 66.2% above its 200-week moving average of $74.72. It would need to fall to $74.72 to cross below the line.
What is NBN's 200-week moving average price?
Northeast Bank's 200-week moving average is $74.72 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when NBN drops below its 200-week moving average?
NBN has crossed below its 200-week moving average 16 times in our data. The average one-year return after these crossings was -1.2%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 40 weeks on average.
Is NBN a good value right now?
Here's what our data says about NBN as of 2026-07-31: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 53. Return on equity is 19.0%. Price-to-book is 1.9x. This is not a buy or sell recommendation — always do your own research.
How does NBN compare to the S&P 500?
Over the past 33.6 years, $100 invested in NBN would have grown to $4828, compared to $3098 for the S&P 500. That's 12.2% annualized vs 10.8% for the index. NBN has outperformed the broader market over this period.
Does NBN pay a dividend?
Yes. Northeast Bank currently pays a dividend yield of 3.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31