MOFG
MidWestOne Financial Group, Inc. Financial Services - Banks - Regional Investor Relations →
MidWestOne Financial Group, Inc. (MOFG) closed at $49.31 as of 2026-02-27, trading 85.4% above its 200-week moving average of $26.60. The stock is currently moving closer to the line, down from 86.2% last week. With a 14-week RSI of 83, MOFG is in overbought territory.
Over the past 895 weeks of data, MOFG has crossed below its 200-week moving average 9 times. On average, these episodes lasted 24 weeks. The average one-year return after crossing below was -0.2%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $1017 million, MOFG is a small-cap stock. Return on equity stands at 10.0%. The stock trades at 1.7x book value.
Share count has increased 32.6% over three years, indicating dilution.
Over the past 17.2 years, a hypothetical investment of $100 in MOFG would have grown to $920, compared to $1129 for the S&P 500. MOFG has returned 13.8% annualized vs 15.2% for the index, underperforming the broader market over this period.
Free cash flow has been declining at a -17.8% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: MOFG vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After MOFG Crosses Below the Line?
Across 9 historical episodes, buying MOFG when it crossed below its 200-week moving average produced an average return of +1.4% after 12 months (median +15.0%), compared to +19.8% for the S&P 500 over the same periods. 50% of those episodes were profitable after one year. After 24 months, the average return was +29.1% vs +41.1% for the index.
Each line shows $100 invested at the moment MOFG crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
MOFG has crossed below its 200-week MA 9 times with an average 1-year return of +-0.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2009 | Feb 2010 | 58 | 48.0% | -9.5% | +689.8% |
| Oct 2018 | Feb 2019 | 17 | 19.0% | +12.6% | +123.6% |
| Mar 2019 | Sep 2019 | 27 | 13.1% | -4.9% | +108.1% |
| Sep 2019 | Oct 2019 | 1 | 1.1% | -35.3% | +107.1% |
| Feb 2020 | Feb 2021 | 50 | 45.7% | -0.7% | +113.1% |
| Feb 2021 | Mar 2021 | 1 | 0.4% | +15.4% | +114.6% |
| Mar 2023 | Dec 2023 | 40 | 31.6% | -12.6% | +104.5% |
| Jan 2024 | Jul 2024 | 24 | 18.6% | +33.0% | +115.0% |
| Apr 2025 | Apr 2025 | 1 | 1.1% | N/A | +99.8% |
| Average | 24 | — | +-0.2% | — |
Frequently Asked Questions
Is MOFG below its 200-week moving average?
No. MidWestOne Financial Group, Inc. (MOFG) is currently 85.4% above its 200-week moving average of $26.60. It would need to fall to $26.60 to cross below the line.
What is MOFG's 200-week moving average price?
MidWestOne Financial Group, Inc.'s 200-week moving average is $26.60 as of 2026-02-27. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when MOFG drops below its 200-week moving average?
MOFG has crossed below its 200-week moving average 9 times in our data. The average one-year return after these crossings was -0.2%, meaning the dips were not reliable buying signals for this particular stock. These episodes lasted 24 weeks on average.
Is MOFG a good value right now?
Here's what our data says about MOFG as of 2026-02-27: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 83 (overbought). Return on equity is 10.0%. Price-to-book is 1.7x. This is not a buy or sell recommendation — always do your own research.
How does MOFG compare to the S&P 500?
Over the past 17.2 years, $100 invested in MOFG would have grown to $920, compared to $1129 for the S&P 500. That's 13.8% annualized vs 15.2% for the index. MOFG has underperformed the broader market over this period.
Does MOFG pay a dividend?
Yes. MidWestOne Financial Group, Inc. currently pays a dividend yield of 1.97%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-02-27