MCB
Metropolitan Bank Holding Corp. Financial Services - Banks - Regional Investor Relations →
Metropolitan Bank Holding Corp. (MCB) closed at $96.39 as of 2026-02-02, trading 70.6% above its 200-week moving average of $56.49. The stock moved further from the line this week, up from 63.6% last week. With a 14-week RSI of 89, MCB is in overbought territory.
Over the past 382 weeks of data, MCB has crossed below its 200-week moving average 7 times. On average, these episodes lasted 28 weeks. Historically, investors who bought MCB at the start of these episodes saw an average one-year return of +2.3%.
With a market cap of $993 million, MCB is a small-cap stock. Return on equity stands at 9.7%. The stock trades at 1.3x book value.
Share count has increased 2.5% over three years, indicating dilution.
Over the past 7.4 years, a hypothetical investment of $100 in MCB would have grown to $255, compared to $285 for the S&P 500. MCB has returned 13.5% annualized vs 15.2% for the index, underperforming the broader market over this period.
Free cash flow has been growing at a 63.6% compound annual rate, with 4 consecutive years of positive cash generation.
Growth of $100: MCB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After MCB Crosses Below the Line?
Across 7 historical episodes, buying MCB when it crossed below its 200-week moving average produced an average return of +22.6% after 12 months (median +14.0%), compared to +25.0% for the S&P 500 over the same periods. 57% of those episodes were profitable after one year. After 24 months, the average return was +76.4% vs +54.2% for the index.
Each line shows $100 invested at the moment MCB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
MCB has crossed below its 200-week MA 7 times with an average 1-year return of +2.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2018 | Jun 2019 | 35 | 30.0% | +6.0% | +153.9% |
| Jul 2019 | Oct 2019 | 12 | 13.7% | -25.9% | +143.0% |
| Mar 2020 | Jan 2021 | 46 | 51.7% | +26.5% | +144.0% |
| Dec 2022 | Dec 2022 | 1 | 1.1% | -5.1% | +74.8% |
| Feb 2023 | Nov 2024 | 89 | 62.4% | -24.6% | +73.9% |
| Dec 2024 | Jan 2025 | 4 | 6.6% | +37.1% | +64.0% |
| Feb 2025 | Apr 2025 | 9 | 18.2% | N/A | +63.3% |
| Average | 28 | — | +2.3% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02