MCB
Metropolitan Bank Holding Corp. Financial Services - Banks - Regional Investor Relations →
Metropolitan Bank Holding Corp. (MCB) closed at $80.34 as of 2026-03-20, trading 42.4% above its 200-week moving average of $56.43. The stock moved further from the line this week, up from 39.9% last week. The 14-week RSI sits at 51, indicating neutral momentum.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.03 ratio) is neutral — neither side is clearly dominating.
Over the past 388 weeks of data, MCB has crossed below its 200-week moving average 7 times. On average, these episodes lasted 28 weeks. Historically, investors who bought MCB at the start of these episodes saw an average one-year return of +10.5%.
With a market cap of $999 million, MCB is a small-cap stock. Return on equity stands at 9.7%. The stock trades at 1.1x book value.
The company has been aggressively buying back shares, reducing its share count by 7.9% over the past three years.
Over the past 7.5 years, a hypothetical investment of $100 in MCB would have grown to $212, compared to $269 for the S&P 500. MCB has returned 10.6% annualized vs 14.1% for the index, underperforming the broader market over this period.
Free cash flow has been volatile over the past several years, making the quality of earnings harder to assess.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: MCB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After MCB Crosses Below the Line?
Across 7 historical episodes, buying MCB when it crossed below its 200-week moving average produced an average return of +19.6% after 12 months (median +14.0%), compared to +24.9% for the S&P 500 over the same periods. 57% of those episodes were profitable after one year. After 24 months, the average return was +76.4% vs +54.2% for the index.
Each line shows $100 invested at the moment MCB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
MCB has crossed below its 200-week MA 7 times with an average 1-year return of +10.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 2018 | Jun 2019 | 35 | 30.0% | +6.0% | +111.6% |
| Jul 2019 | Oct 2019 | 12 | 13.7% | -25.9% | +102.6% |
| Mar 2020 | Jan 2021 | 46 | 51.7% | +26.5% | +103.3% |
| Dec 2022 | Dec 2022 | 1 | 1.1% | -5.1% | +45.7% |
| Feb 2023 | Nov 2024 | 89 | 62.4% | -24.6% | +44.9% |
| Dec 2024 | Jan 2025 | 4 | 6.6% | +37.1% | +36.7% |
| Feb 2025 | Apr 2025 | 9 | 18.2% | +59.4% | +36.1% |
| Average | 28 | — | +10.5% | — |
Frequently Asked Questions
Is MCB below its 200-week moving average?
No. Metropolitan Bank Holding Corp. (MCB) is currently 42.4% above its 200-week moving average of $56.43. It would need to fall to $56.43 to cross below the line.
What is MCB's 200-week moving average price?
Metropolitan Bank Holding Corp.'s 200-week moving average is $56.43 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when MCB drops below its 200-week moving average?
MCB has crossed below its 200-week moving average 7 times in our data. On average, buying at that moment produced a one-year return of +10.5%. These dips have historically been decent entry points. These episodes lasted 28 weeks on average.
Is MCB a good value right now?
Here's what our data says about MCB as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 51. Return on equity is 9.7%. Price-to-book is 1.1x. This is not a buy or sell recommendation — always do your own research.
How does MCB compare to the S&P 500?
Over the past 7.5 years, $100 invested in MCB would have grown to $212, compared to $269 for the S&P 500. That's 10.6% annualized vs 14.1% for the index. MCB has underperformed the broader market over this period.
Does MCB pay a dividend?
Yes. Metropolitan Bank Holding Corp. currently pays a dividend yield of 62.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20