LKFN
Lakeland Financial Corporation Financial Services - Banks - Regional Investor Relations →
Lakeland Financial Corporation (LKFN) closed at $61.38 as of 2026-05-01, trading 4.0% above its 200-week moving average of $59.02. The stock moved further from the line this week, up from 0.3% last week. The 14-week RSI sits at 58, indicating neutral momentum.
Trading volume is running at 1.2x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.81 ratio) is neutral — neither side is clearly dominating.
Over the past 1450 weeks of data, LKFN has crossed below its 200-week moving average 27 times. On average, these episodes lasted 13 weeks. Historically, investors who bought LKFN at the start of these episodes saw an average one-year return of +10.8%.
With a market cap of $1529 million, LKFN is a small-cap stock. Return on equity stands at 15.2%, a solid level. The stock trades at 2.0x book value.
Over the past 27.8 years, a hypothetical investment of $100 in LKFN would have grown to $1811, compared to $1042 for the S&P 500. That represents an annualized return of 11.0% vs 8.8% for the index — confirming LKFN as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -14.2% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: LKFN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After LKFN Crosses Below the Line?
Across 27 historical episodes, buying LKFN when it crossed below its 200-week moving average produced an average return of +12.9% after 12 months (median +6.0%), compared to +4.6% for the S&P 500 over the same periods. 54% of those episodes were profitable after one year. After 24 months, the average return was +28.2% vs +16.1% for the index.
Each line shows $100 invested at the moment LKFN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
LKFN has crossed below its 200-week MA 27 times with an average 1-year return of +10.8% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 1998 | Aug 2001 | 161 | 41.6% | -21.8% | +1610.4% |
| Sep 2001 | Oct 2001 | 3 | 3.6% | +56.8% | +2143.8% |
| Nov 2001 | Nov 2001 | 3 | 1.3% | +59.0% | +2114.3% |
| Nov 2007 | Dec 2007 | 4 | 5.2% | +10.6% | +650.5% |
| Dec 2007 | Jan 2008 | 4 | 7.8% | +26.4% | +699.8% |
| Mar 2008 | Mar 2008 | 1 | 0.3% | -23.0% | +638.7% |
| Jun 2008 | Jul 2008 | 2 | 4.9% | -1.2% | +649.0% |
| Aug 2008 | Aug 2008 | 1 | 1.5% | +1.3% | +617.8% |
| Aug 2008 | Sep 2008 | 1 | 2.0% | +2.6% | +618.9% |
| Oct 2008 | Oct 2008 | 2 | 8.8% | +6.1% | +621.7% |
| Nov 2008 | Nov 2008 | 1 | 8.6% | -9.3% | +663.1% |
| Jan 2009 | Sep 2009 | 34 | 28.2% | -9.7% | +643.2% |
| Sep 2009 | Oct 2009 | 1 | 3.0% | -4.3% | +606.0% |
| Oct 2009 | Apr 2010 | 24 | 18.8% | -4.6% | +584.8% |
| May 2010 | Jun 2010 | 1 | 0.3% | +10.7% | +594.5% |
| Jul 2010 | Jul 2010 | 1 | 3.5% | +26.1% | +618.3% |
| Aug 2010 | Nov 2010 | 12 | 6.6% | +11.0% | +612.6% |
| Feb 2020 | Jun 2020 | 16 | 23.9% | +73.3% | +78.9% |
| Sep 2020 | Oct 2020 | 3 | 7.1% | +54.5% | +68.5% |
| Apr 2023 | Dec 2023 | 34 | 25.0% | +5.3% | +18.8% |
| Apr 2024 | Apr 2024 | 3 | 3.8% | -9.0% | +12.8% |
| Jun 2024 | Jul 2024 | 4 | 5.1% | +1.3% | +9.1% |
| Aug 2024 | Aug 2024 | 1 | 0.2% | +1.9% | +5.5% |
| Mar 2025 | Jun 2025 | 17 | 17.7% | -5.6% | +2.7% |
| Jul 2025 | Aug 2025 | 2 | 1.7% | N/A | +2.2% |
| Oct 2025 | Feb 2026 | 17 | 6.7% | N/A | +3.1% |
| Feb 2026 | Apr 2026 | 6 | 7.2% | N/A | +6.6% |
| Average | 13 | — | +10.8% | — |
Frequently Asked Questions
Is LKFN below its 200-week moving average?
No. Lakeland Financial Corporation (LKFN) is currently 4.0% above its 200-week moving average of $59.02. It would need to fall to $59.02 to cross below the line.
What is LKFN's 200-week moving average price?
Lakeland Financial Corporation's 200-week moving average is $59.02 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when LKFN drops below its 200-week moving average?
LKFN has crossed below its 200-week moving average 27 times in our data. On average, buying at that moment produced a one-year return of +10.8%. These dips have historically been decent entry points. These episodes lasted 13 weeks on average.
Is LKFN a good value right now?
Here's what our data says about LKFN as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 58. Return on equity is 15.2%. Price-to-book is 2.0x. This is not a buy or sell recommendation — always do your own research.
How does LKFN compare to the S&P 500?
Over the past 27.8 years, $100 invested in LKFN would have grown to $1811, compared to $1042 for the S&P 500. That's 11.0% annualized vs 8.8% for the index. LKFN has outperformed the broader market over this period.
Does LKFN pay a dividend?
Yes. Lakeland Financial Corporation currently pays a dividend yield of 339.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01