LKFN
Lakeland Financial Corporation Financial Services - Banks - Regional Investor Relations →
Lakeland Financial Corporation (LKFN) closed at $62.62 as of 2026-02-02, trading 4.8% above its 200-week moving average of $59.78. The stock moved further from the line this week, up from -0.3% last week. With a 14-week RSI of 71, LKFN is in overbought territory.
Over the past 1438 weeks of data, LKFN has crossed below its 200-week moving average 26 times. On average, these episodes lasted 14 weeks. Historically, investors who bought LKFN at the start of these episodes saw an average one-year return of +11.5%.
With a market cap of $1599 million, LKFN is a small-cap stock. Return on equity stands at 14.3%. The stock trades at 2.1x book value.
Over the past 27.7 years, a hypothetical investment of $100 in LKFN would have grown to $1832, compared to $998 for the S&P 500. That represents an annualized return of 11.1% vs 8.7% for the index — confirming LKFN as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
In the past 12 months, corporate insiders have made 4 open-market purchases totaling $1,439,887.
Free cash flow has been declining at a -4.5% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: LKFN vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After LKFN Crosses Below the Line?
Across 26 historical episodes, buying LKFN when it crossed below its 200-week moving average produced an average return of +12.9% after 12 months (median +4.0%), compared to +4.0% for the S&P 500 over the same periods. 52% of those episodes were profitable after one year. After 24 months, the average return was +29.2% vs +14.6% for the index.
Each line shows $100 invested at the moment LKFN crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
LKFN has crossed below its 200-week MA 26 times with an average 1-year return of +11.5% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jul 1998 | Aug 2001 | 161 | 41.6% | -21.8% | +1629.9% |
| Sep 2001 | Oct 2001 | 3 | 3.6% | +56.8% | +2169.3% |
| Nov 2001 | Nov 2001 | 3 | 1.3% | +59.0% | +2139.4% |
| Nov 2007 | Dec 2007 | 4 | 5.2% | +10.6% | +659.0% |
| Dec 2007 | Jan 2008 | 4 | 7.8% | +26.4% | +708.9% |
| Mar 2008 | Mar 2008 | 1 | 0.3% | -23.0% | +647.1% |
| Jun 2008 | Jul 2008 | 2 | 4.9% | -1.2% | +657.6% |
| Aug 2008 | Aug 2008 | 1 | 1.5% | +1.3% | +626.0% |
| Aug 2008 | Sep 2008 | 1 | 2.0% | +2.6% | +627.0% |
| Oct 2008 | Oct 2008 | 2 | 8.8% | +6.1% | +629.9% |
| Nov 2008 | Nov 2008 | 1 | 8.6% | -9.3% | +671.8% |
| Jan 2009 | Sep 2009 | 34 | 28.2% | -9.7% | +651.7% |
| Sep 2009 | Oct 2009 | 1 | 3.0% | -4.3% | +614.0% |
| Oct 2009 | Apr 2010 | 24 | 18.8% | -4.6% | +592.6% |
| May 2010 | Jun 2010 | 1 | 0.3% | +10.7% | +602.4% |
| Jul 2010 | Jul 2010 | 1 | 3.5% | +26.1% | +626.4% |
| Aug 2010 | Nov 2010 | 12 | 6.6% | +11.0% | +620.7% |
| Feb 2020 | Jun 2020 | 16 | 23.9% | +73.3% | +81.0% |
| Sep 2020 | Oct 2020 | 3 | 7.1% | +54.5% | +70.4% |
| Apr 2023 | Dec 2023 | 34 | 25.0% | +5.3% | +20.1% |
| Apr 2024 | Apr 2024 | 3 | 3.8% | -9.0% | +14.1% |
| Jun 2024 | Jul 2024 | 4 | 5.1% | +1.3% | +10.4% |
| Aug 2024 | Aug 2024 | 1 | 0.2% | +1.9% | +6.7% |
| Mar 2025 | Jun 2025 | 17 | 17.7% | N/A | +3.9% |
| Jul 2025 | Aug 2025 | 2 | 1.7% | N/A | +3.4% |
| Oct 2025 | Ongoing | 18+ | 6.7% | Ongoing | +4.3% |
| Average | 14 | — | +11.5% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02