LDI
loanDepot, Inc. Financial Services - Mortgage Finance Investor Relations →
loanDepot, Inc. (LDI) closed at $2.15 as of 2026-02-02, trading 3.5% above its 200-week moving average of $2.08. The stock is currently moving closer to the line, down from 4.6% last week. The 14-week RSI sits at 38, indicating neutral momentum.
Over the past 212 weeks of data, LDI has crossed below its 200-week moving average 2 times. On average, these episodes lasted 95 weeks. The average one-year return after crossing below was -51.6%, suggesting these dips have not historically been reliable buying opportunities for this stock.
With a market cap of $742 million, LDI is a small-cap stock. Return on equity stands at -27.7%. The stock trades at 1.8x book value.
Share count has increased 42.9% over three years, indicating dilution.
Over the past 4.2 years, a hypothetical investment of $100 in LDI would have grown to $58, compared to $162 for the S&P 500. LDI has returned -12.2% annualized vs 12.3% for the index, underperforming the broader market over this period.
Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: LDI vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After LDI Crosses Below the Line?
Across 2 historical episodes, buying LDI when it crossed below its 200-week moving average produced an average return of -25.0% after 12 months (median -25.0%), compared to -8.0% for the S&P 500 over the same periods. After 24 months, the average return was -24.0% vs +11.0% for the index.
Each line shows $100 invested at the moment LDI crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
LDI has crossed below its 200-week MA 2 times with an average 1-year return of +-51.6% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Jan 2022 | Sep 2025 | 189 | 83.0% | -51.6% | -54.1% |
| Dec 2025 | Jan 2026 | 1 | 0.9% | N/A | +2.9% |
| Average | 95 | — | +-51.6% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02