KNSL
Kinsale Capital Group, Inc. Financial Services - Insurance - Property & Casualty Investor Relations →
Kinsale Capital Group, Inc. (KNSL) closed at $356.42 as of 2026-07-31, trading 9.2% below its 200-week moving average of $392.49. This places KNSL in the deep value zone. The stock moved further from the line this week, up from -10.9% last week. The 14-week RSI sits at 54, indicating neutral momentum.
Trading volume is running at 1.3x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.17 ratio) is neutral — neither side is clearly dominating.
Over the past 474 weeks of data, KNSL has crossed below its 200-week moving average 2 times. On average, these episodes lasted 13 weeks.
With a market cap of $8.1 billion, KNSL is a mid-cap stock. The company generates a free cash flow yield of 12.1%, which is notably high. Return on equity stands at 30.3%, indicating strong profitability. The stock trades at 4.2x book value.
KNSL passes our Buffett quality screen: high return on equity, low debt, and positive free cash flow.
Over the past 9.1 years, a hypothetical investment of $100 in KNSL would have grown to $887, compared to $348 for the S&P 500. That represents an annualized return of 27.2% vs 14.7% for the index — confirming KNSL as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 21.6% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: KNSL vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After KNSL Crosses Below the Line?
Each line shows $100 invested at the moment KNSL crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices KNSL would reach each dislocation threshold.
Dislocation Price Levels
Prices where KNSL's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $289.22 | Unusually cheap — potential buy zone |
| Value | +1σ | $306.61 | Cheap vs. own history |
| Fair Value | +0σ | $326.21 | Historical mean behavior |
| Expensive | -1σ | $348.50 | Expensive vs. own history |
| Deep Expensive | -2σ | $374.06 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from KNSL's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
KNSL has crossed below its 200-week MA 2 times
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Dec 2025 | Dec 2025 | 1 | 4.1% | N/A | +0.1% |
| Feb 2026 | Ongoing | 25+ | 21.7% | Ongoing | -3.9% |
Frequently Asked Questions
Is KNSL below its 200-week moving average?
Yes. As of 2026-07-31, Kinsale Capital Group, Inc. (KNSL) is trading 9.2% below its 200-week moving average of $392.49. The current price is $356.42.
What is KNSL's 200-week moving average price?
Kinsale Capital Group, Inc.'s 200-week moving average is $392.49 as of 2026-07-31. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when KNSL drops below its 200-week moving average?
KNSL has crossed below its 200-week moving average 2 times in our data. These episodes lasted 13 weeks on average.
Is KNSL a good value right now?
Here's what our data says about KNSL as of 2026-07-31: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 54. Free cash flow yield is 12.1%. Return on equity is 30.3%. Price-to-book is 4.2x. This is not a buy or sell recommendation — always do your own research.
How does KNSL compare to the S&P 500?
Over the past 9.1 years, $100 invested in KNSL would have grown to $887, compared to $348 for the S&P 500. That's 27.2% annualized vs 14.7% for the index. KNSL has outperformed the broader market over this period.
Does KNSL pay a dividend?
Yes. Kinsale Capital Group, Inc. currently pays a dividend yield of 28.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-07-31