JKHY
Jack Henry & Associates, Inc. Technology - Information Technology Services Investor Relations →
Jack Henry & Associates, Inc. (JKHY) closed at $126.23 as of 2026-06-19, trading 22.7% below its 200-week moving average of $163.25. This places JKHY in the extreme value zone. The stock is currently moving closer to the line, down from -21.6% last week. With a 14-week RSI of 22, JKHY is in oversold territory.
A big spike in selling this week — 2.3x the usual volume, and the price dropped. Sometimes this kind of heavy selling marks the end of a decline. The idea is that the last reluctant holders have finally sold, leaving fewer sellers left to push the price lower.
Over the past 2069 weeks of data, JKHY has crossed below its 200-week moving average 21 times. On average, these episodes lasted 22 weeks. Historically, investors who bought JKHY at the start of these episodes saw an average one-year return of +7.3%.
With a market cap of $9.0 billion, JKHY is a mid-cap stock. The company generates a free cash flow yield of 4.2%. Return on equity stands at 24.9%, indicating strong profitability. The stock trades at 4.2x book value.
JKHY passes our Buffett quality screen: high return on equity, low debt, and positive free cash flow.
Over the past 33.5 years, a hypothetical investment of $100 in JKHY would have grown to $12946, compared to $3097 for the S&P 500. That represents an annualized return of 15.6% vs 10.8% for the index — confirming JKHY as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 9.4% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: JKHY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After JKHY Crosses Below the Line?
Across 17 historical episodes, buying JKHY when it crossed below its 200-week moving average produced an average return of +10.4% after 12 months (median +11.0%), compared to +9.5% for the S&P 500 over the same periods. 71% of those episodes were profitable after one year. After 24 months, the average return was +12.2% vs +22.0% for the index.
Each line shows $100 invested at the moment JKHY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices JKHY would reach each dislocation threshold.
Dislocation Price Levels
Prices where JKHY's Bean Score would hit each σ threshold. Valid until next earnings report (date TBD — last report: 2026-03-31).
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $131.48 | Unusually cheap — potential buy zone |
| Value | +1σ | $139.01 | Cheap vs. own history |
| Fair Value | +0σ | $147.45 | Historical mean behavior |
| Expensive | -1σ | $156.99 | Expensive vs. own history |
| Deep Expensive | -2σ | $167.85 | Unusually expensive — potential trim zone |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are reference points for identifying potential swing trade opportunities, not buy/sell signals. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from JKHY's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
JKHY has crossed below its 200-week MA 21 times with an average 1-year return of +7.3% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1986 | Apr 1987 | 23 | 41.7% | -51.4% | +82701.5% |
| Apr 1987 | Jul 1988 | 65 | 55.1% | -16.2% | +78226.0% |
| Aug 1988 | Jun 1990 | 95 | 69.7% | -54.7% | +90464.3% |
| Jun 1990 | Jan 1991 | 30 | 50.3% | +107.5% | +125902.6% |
| Jun 2002 | Oct 2003 | 72 | 51.6% | -4.2% | +895.8% |
| Nov 2003 | Nov 2003 | 1 | 0.8% | +3.3% | +754.3% |
| Jan 2004 | Oct 2004 | 39 | 11.4% | +9.5% | +752.8% |
| Oct 2004 | Nov 2004 | 2 | 2.2% | -3.2% | +777.2% |
| Mar 2005 | May 2005 | 9 | 5.8% | +28.6% | +824.1% |
| Aug 2006 | Aug 2006 | 1 | 0.5% | +46.4% | +825.9% |
| Jul 2008 | Aug 2008 | 4 | 2.1% | -2.3% | +666.3% |
| Aug 2008 | Jul 2009 | 48 | 30.0% | +20.2% | +702.3% |
| Mar 2023 | Jul 2023 | 18 | 10.1% | +12.0% | -16.2% |
| Aug 2023 | Jan 2024 | 20 | 16.2% | +7.9% | -15.2% |
| Apr 2024 | May 2024 | 1 | 0.4% | +7.4% | -20.7% |
| Jun 2024 | Jun 2024 | 1 | 1.5% | +12.3% | -19.7% |
| Jul 2024 | Jul 2024 | 1 | 0.7% | +12.6% | -20.4% |
| Feb 2025 | Feb 2025 | 1 | 0.4% | -4.6% | -22.5% |
| Jul 2025 | Nov 2025 | 16 | 12.8% | N/A | -23.4% |
| Feb 2026 | Mar 2026 | 3 | 6.4% | N/A | -18.8% |
| Mar 2026 | Ongoing | 14+ | 22.7% | Ongoing | -23.3% |
| Average | 22 | — | +7.3% | — |
Frequently Asked Questions
Is JKHY below its 200-week moving average?
Yes. As of 2026-06-19, Jack Henry & Associates, Inc. (JKHY) is trading 22.7% below its 200-week moving average of $163.25. The current price is $126.23.
What is JKHY's 200-week moving average price?
Jack Henry & Associates, Inc.'s 200-week moving average is $163.25 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when JKHY drops below its 200-week moving average?
JKHY has crossed below its 200-week moving average 21 times in our data. On average, buying at that moment produced a one-year return of +7.3%. These dips have historically been decent entry points. These episodes lasted 22 weeks on average.
Is JKHY a good value right now?
Here's what our data says about JKHY as of 2026-06-19: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 22 (oversold). Free cash flow yield is 4.2%. Return on equity is 24.9%. Price-to-book is 4.2x. This is not a buy or sell recommendation — always do your own research.
How does JKHY compare to the S&P 500?
Over the past 33.5 years, $100 invested in JKHY would have grown to $12946, compared to $3097 for the S&P 500. That's 15.6% annualized vs 10.8% for the index. JKHY has outperformed the broader market over this period.
Does JKHY pay a dividend?
Yes. Jack Henry & Associates, Inc. currently pays a dividend yield of 184.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19