JKHY
Jack Henry & Associates, Inc. Technology - Information Technology Services Investor Relations →
Jack Henry & Associates, Inc. (JKHY) closed at $154.85 as of 2026-09-18, trading 3.9% below its 200-week moving average of $161.16. This places JKHY in the below line zone. The stock is currently moving closer to the line, down from -0.1% last week. With a 14-week RSI of 70, JKHY is in overbought territory.
Trading volume is running at 1.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.97 ratio) is neutral — neither side is clearly dominating.
Over the past 2082 weeks of data, JKHY has crossed below its 200-week moving average 23 times. On average, these episodes lasted 21 weeks. Historically, investors who bought JKHY at the start of these episodes saw an average one-year return of +6.2%.
With a market cap of $10.9 billion, JKHY is a large-cap stock. The company generates a free cash flow yield of 3.2%. Return on equity stands at 24.0%, indicating strong profitability. The stock trades at 5.3x book value.
Management has been repurchasing shares, with a 3.9% reduction over three years. JKHY passes our Buffett quality screen: high return on equity, low debt, and positive free cash flow.
Over the past 33.8 years, a hypothetical investment of $100 in JKHY would have grown to $15940, compared to $3167 for the S&P 500. That represents an annualized return of 16.2% vs 10.8% for the index — confirming JKHY as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been growing at a 42.6% compound annual rate, with 4 consecutive years of positive cash generation. A business generating more cash every year while trading below its 200-week moving average is exactly the kind of disconnect value investors look for.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: JKHY vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After JKHY Crosses Below the Line?
Across 18 historical episodes, buying JKHY when it crossed below its 200-week moving average produced an average return of +8.4% after 12 months (median +7.0%), compared to +10.5% for the S&P 500 over the same periods. 62% of those episodes were profitable after one year. After 24 months, the average return was +10.9% vs +24.4% for the index.
Each line shows $100 invested at the moment JKHY crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Bean Score Experimental
The Bean Score measures how far a stock's free cash flow yield has deviated from its own quarterly baseline, normalized by the stock's historical behavior. Between earnings dates, FCF is constant — so the score is purely a function of stock price. The levels below show at what prices JKHY would reach each dislocation threshold.
Dislocation Price Levels
Prices where JKHY's Bean Score would hit each σ threshold. Valid until next earnings report: 2026-11-03.
| Level | σ | Price | Signal |
|---|---|---|---|
| Deep Value | +2σ | $116.51 | Unusually cheap — analysis point |
| Value | +1σ | $127.78 | Cheap vs. own history |
| Fair Value | +0σ | $141.47 | Historical mean behavior |
| Expensive | -1σ | $158.45 | Expensive vs. own history |
| Deep Expensive | -2σ | $180.05 | Unusually expensive — analysis point |
Quarterly FCF & Yield Trailing twelve-month free cash flow and yield at each quarter end
Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026-08-18 | $1.44 | $1.53 | +6.4% |
| 2026-05-05 | $1.42 | $1.56 | +10.4% |
| 2026-02-03 | $1.42 | $1.66 | +17.1% |
| 2025-11-04 | $1.65 | $1.86 | +12.8% |
Signal Accuracy Collecting Data
The Bean Score system is accumulating weekly data to validate signal accuracy. After 13+ weeks of history, this section will display win rates and average returns for each σ threshold crossing — answering the question: "When this score says cheap or expensive, does the price subsequently move in the expected direction?"
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Theoretical framework — not backtested or forward-tested. The Bean Score uses trailing twelve-month free cash flow yield as a dislocation identifier. It measures whether the market has pushed a stock's yield unusually far from its own baseline behavior. These levels are analysis points: prices at which the yield deviation becomes unusual enough to justify the work. FCF values update quarterly with earnings; between reports, all movement is price-driven.
Dislocation Scores Experimental
Each score measures deviation from JKHY's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. Each one is an analysis point, a reason to open the filings. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
JKHY has crossed below its 200-week MA 23 times with an average 1-year return of +6.2% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Oct 1986 | Apr 1987 | 23 | 41.7% | -51.4% | +101844.2% |
| Apr 1987 | Jul 1988 | 65 | 55.1% | -16.2% | +96334.1% |
| Aug 1988 | Jun 1990 | 95 | 69.7% | -54.7% | +111401.8% |
| Jun 1990 | Jan 1991 | 30 | 50.3% | +107.5% | +155033.1% |
| Jun 2002 | Oct 2003 | 72 | 51.6% | -4.2% | +1126.0% |
| Nov 2003 | Nov 2003 | 1 | 0.6% | +3.4% | +950.0% |
| Jan 2004 | Oct 2004 | 39 | 11.4% | +9.5% | +950.0% |
| Oct 2004 | Nov 2004 | 2 | 2.2% | -3.2% | +980.0% |
| Mar 2005 | May 2005 | 9 | 5.8% | +28.6% | +1037.7% |
| Aug 2006 | Aug 2006 | 1 | 0.5% | +46.4% | +1040.0% |
| Jul 2008 | Aug 2008 | 4 | 2.1% | -2.3% | +843.5% |
| Aug 2008 | Jul 2009 | 48 | 30.0% | +20.2% | +887.8% |
| Mar 2023 | Jul 2023 | 18 | 10.1% | +12.0% | +2.8% |
| Aug 2023 | Jan 2024 | 20 | 16.3% | +7.9% | +4.4% |
| Apr 2024 | May 2024 | 2 | 0.4% | +5.0% | -2.8% |
| Jun 2024 | Jun 2024 | 1 | 1.5% | +12.3% | -1.1% |
| Jul 2024 | Jul 2024 | 1 | 0.7% | +12.6% | -2.0% |
| Aug 2024 | Aug 2024 | 1 | 0.0% | +1.9% | -2.9% |
| Feb 2025 | Feb 2025 | 1 | 0.4% | -4.6% | -4.6% |
| Jul 2025 | Nov 2025 | 16 | 12.8% | -6.5% | -5.7% |
| Feb 2026 | Mar 2026 | 3 | 6.5% | N/A | N/A |
| Mar 2026 | Aug 2026 | 22 | 22.7% | N/A | -5.6% |
| Sep 2026 | Ongoing | 2+ | 3.9% | Ongoing | -3.9% |
| Average | 21 | — | +6.2% | — |
Frequently Asked Questions
Is JKHY below its 200-week moving average?
Yes. As of 2026-09-18, Jack Henry & Associates, Inc. (JKHY) is trading 3.9% below its 200-week moving average of $161.16. The current price is $154.85.
What is JKHY's 200-week moving average price?
Jack Henry & Associates, Inc.'s 200-week moving average is $161.16 as of 2026-09-18. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when JKHY drops below its 200-week moving average?
JKHY has crossed below its 200-week moving average 23 times in our data. On average, buying at that moment produced a one-year return of +6.2%. These dips have historically been decent entry points. These episodes lasted 21 weeks on average.
Is JKHY a good value right now?
Here's what our data says about JKHY as of 2026-09-18: The stock is below its 200-week moving average, which is the starting point for our analysis. The 14-week RSI is 70 (overbought). Free cash flow yield is 3.2%. Return on equity is 24.0%. Price-to-book is 5.3x. This is not a buy or sell recommendation — always do your own research.
How does JKHY compare to the S&P 500?
Over the past 33.8 years, $100 invested in JKHY would have grown to $15940, compared to $3167 for the S&P 500. That's 16.2% annualized vs 10.8% for the index. JKHY has outperformed the broader market over this period.
Does JKHY pay a dividend?
Yes. Jack Henry & Associates, Inc. currently pays a dividend yield of 156.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-09-18