ITUB
Itaú Unibanco Holding S.A. Financial Services - Banks - Regional Investor Relations →
Itaú Unibanco Holding S.A. (ITUB) closed at $7.84 as of 2026-03-20, trading 64.6% above its 200-week moving average of $4.76. The stock is currently moving closer to the line, down from 68.3% last week. The 14-week RSI sits at 62, indicating neutral momentum.
Trading volume is running at 1.7x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.77 ratio) is neutral — neither side is clearly dominating.
Over the past 1207 weeks of data, ITUB has crossed below its 200-week moving average 17 times. On average, these episodes lasted 22 weeks. Historically, investors who bought ITUB at the start of these episodes saw an average one-year return of +21.7%.
With a market cap of $86.4 billion, ITUB is a large-cap stock. Return on equity stands at 21.0%, indicating strong profitability. The stock trades at 2.2x book value.
Over the past 23.2 years, a hypothetical investment of $100 in ITUB would have grown to $3433, compared to $1170 for the S&P 500. That represents an annualized return of 16.5% vs 11.2% for the index — confirming ITUB as a market-beating investment and the kind of quality company where buying during 200-week moving average touches has historically been rewarded.
Free cash flow has been declining at a -39.1% compound annual rate. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ITUB vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ITUB Crosses Below the Line?
Across 17 historical episodes, buying ITUB when it crossed below its 200-week moving average produced an average return of +17.6% after 12 months (median +16.0%), compared to +16.6% for the S&P 500 over the same periods. 59% of those episodes were profitable after one year. After 24 months, the average return was +45.9% vs +37.8% for the index.
Each line shows $100 invested at the moment ITUB crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ITUB has crossed below its 200-week MA 17 times with an average 1-year return of +21.7% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Feb 2003 | Mar 2003 | 6 | 20.8% | +137.7% | +3375.5% |
| Oct 2008 | Apr 2009 | 29 | 44.2% | +115.3% | +406.4% |
| May 2009 | May 2009 | 1 | 2.7% | +52.7% | +268.1% |
| Aug 2011 | Oct 2011 | 11 | 17.3% | -7.6% | +162.3% |
| Nov 2011 | Nov 2011 | 2 | 13.2% | -12.5% | +172.9% |
| Dec 2011 | Dec 2011 | 1 | 1.2% | -9.7% | +158.3% |
| Apr 2012 | Apr 2014 | 104 | 29.2% | +5.0% | +162.3% |
| Oct 2014 | Oct 2014 | 1 | 0.6% | -46.5% | +155.1% |
| Dec 2014 | Apr 2015 | 19 | 19.2% | -39.4% | +172.4% |
| May 2015 | Aug 2016 | 63 | 49.6% | -20.9% | +193.8% |
| Sep 2016 | Sep 2016 | 1 | 0.1% | +52.0% | +194.4% |
| Dec 2016 | Dec 2016 | 1 | 3.4% | +39.4% | +204.9% |
| Feb 2020 | Mar 2022 | 107 | 49.4% | -33.1% | +120.0% |
| Apr 2022 | May 2022 | 4 | 9.0% | +13.2% | +147.3% |
| Jun 2022 | Aug 2022 | 9 | 18.6% | +25.2% | +147.9% |
| Nov 2022 | Jan 2023 | 6 | 7.1% | +35.6% | +139.8% |
| Feb 2023 | Mar 2023 | 4 | 6.2% | +62.4% | +147.9% |
| Average | 22 | — | +21.7% | — |
Frequently Asked Questions
Is ITUB below its 200-week moving average?
No. Itaú Unibanco Holding S.A. (ITUB) is currently 64.6% above its 200-week moving average of $4.76. It would need to fall to $4.76 to cross below the line.
What is ITUB's 200-week moving average price?
Itaú Unibanco Holding S.A.'s 200-week moving average is $4.76 as of 2026-03-20. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ITUB drops below its 200-week moving average?
ITUB has crossed below its 200-week moving average 17 times in our data. On average, buying at that moment produced a one-year return of +21.7%. These dips have historically been decent entry points. These episodes lasted 22 weeks on average.
Is ITUB a good value right now?
Here's what our data says about ITUB as of 2026-03-20: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 62. Return on equity is 21.0%. Price-to-book is 2.2x. This is not a buy or sell recommendation — always do your own research.
How does ITUB compare to the S&P 500?
Over the past 23.2 years, $100 invested in ITUB would have grown to $3433, compared to $1170 for the S&P 500. That's 16.5% annualized vs 11.2% for the index. ITUB has outperformed the broader market over this period.
Does ITUB pay a dividend?
Yes. Itaú Unibanco Holding S.A. currently pays a dividend yield of 134.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-03-20