ING
ING Groep N.V. Financial Services - Banking Investor Relations →
ING Groep N.V. (ING) closed at $28.55 as of 2026-05-01, trading 81.9% above its 200-week moving average of $15.70. The stock moved further from the line this week, up from 79.2% last week. The 14-week RSI sits at 53, indicating neutral momentum.
Trading volume is running at 0.8x of its 14-week average, which is in the normal range. The balance between buying and selling volume (0.83 ratio) is neutral — neither side is clearly dominating.
Over the past 1619 weeks of data, ING has crossed below its 200-week moving average 15 times. On average, these episodes lasted 38 weeks. Historically, investors who bought ING at the start of these episodes saw an average one-year return of +10.1%.
With a market cap of $82.0 billion, ING is a large-cap stock. Return on equity stands at 15.8%, a solid level. The stock trades at 1.3x book value.
The company has been aggressively buying back shares, reducing its share count by 19.8% over the past three years.
Over the past 31.1 years, a hypothetical investment of $100 in ING would have grown to $846, compared to $2392 for the S&P 500. ING has returned 7.1% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ING vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ING Crosses Below the Line?
Across 15 historical episodes, buying ING when it crossed below its 200-week moving average produced an average return of +13.7% after 12 months (median +36.0%), compared to +0.5% for the S&P 500 over the same periods. 60% of those episodes were profitable after one year. After 24 months, the average return was +27.4% vs +21.7% for the index.
Each line shows $100 invested at the moment ING crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ING has crossed below its 200-week MA 15 times with an average 1-year return of +10.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2001 | Dec 2003 | 121 | 56.8% | -21.2% | +170.8% |
| Mar 2004 | May 2004 | 11 | 8.1% | +44.2% | +191.0% |
| Jan 2008 | Feb 2008 | 4 | 9.3% | -76.1% | +78.4% |
| Mar 2008 | Mar 2008 | 2 | 4.0% | -89.4% | +75.2% |
| Jun 2008 | Jan 2013 | 238 | 89.9% | -68.2% | +62.8% |
| Feb 2013 | Jul 2013 | 22 | 26.1% | +52.2% | +474.1% |
| Jan 2016 | Feb 2016 | 5 | 6.0% | +34.1% | +341.6% |
| Mar 2016 | Apr 2016 | 2 | 3.9% | +34.7% | +330.1% |
| May 2016 | May 2016 | 1 | 0.2% | +46.9% | +322.3% |
| Jun 2016 | Aug 2016 | 10 | 15.1% | +58.9% | +327.5% |
| Aug 2018 | Aug 2018 | 1 | 1.1% | -24.0% | +229.2% |
| Sep 2018 | Mar 2021 | 130 | 60.8% | -16.9% | +242.0% |
| Feb 2022 | May 2022 | 11 | 12.3% | +62.4% | +301.9% |
| Jul 2022 | Jul 2022 | 3 | 10.1% | +49.7% | +278.8% |
| Aug 2022 | Oct 2022 | 9 | 10.5% | +63.7% | +289.3% |
| Average | 38 | — | +10.1% | — |
Frequently Asked Questions
Is ING below its 200-week moving average?
No. ING Groep N.V. (ING) is currently 81.9% above its 200-week moving average of $15.70. It would need to fall to $15.70 to cross below the line.
What is ING's 200-week moving average price?
ING Groep N.V.'s 200-week moving average is $15.70 as of 2026-05-01. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ING drops below its 200-week moving average?
ING has crossed below its 200-week moving average 15 times in our data. On average, buying at that moment produced a one-year return of +10.1%. These dips have historically been decent entry points. These episodes lasted 38 weeks on average.
Is ING a good value right now?
Here's what our data says about ING as of 2026-05-01: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 53. Return on equity is 15.8%. Price-to-book is 1.3x. This is not a buy or sell recommendation — always do your own research.
How does ING compare to the S&P 500?
Over the past 31.1 years, $100 invested in ING would have grown to $846, compared to $2392 for the S&P 500. That's 7.1% annualized vs 10.8% for the index. ING has underperformed the broader market over this period.
Does ING pay a dividend?
Yes. ING Groep N.V. currently pays a dividend yield of 458.00%.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-05-01