ING
ING Groep N.V. Financial Services - Banking Investor Relations →
ING Groep N.V. (ING) closed at $31.36 as of 2026-06-19, trading 90.1% above its 200-week moving average of $16.50. The stock moved further from the line this week, up from 84.5% last week. With a 14-week RSI of 77, ING is in overbought territory.
Trading volume is running at 1.9x of its 14-week average, which is in the normal range. The balance between buying and selling volume (1.07 ratio) is neutral — neither side is clearly dominating.
Over the past 1626 weeks of data, ING has crossed below its 200-week moving average 15 times. On average, these episodes lasted 38 weeks. Historically, investors who bought ING at the start of these episodes saw an average one-year return of +10.1%.
With a market cap of $89.9 billion, ING is a large-cap stock. Return on equity stands at 16.6%, a solid level. The stock trades at 1.5x book value.
The company has been aggressively buying back shares, reducing its share count by 19.8% over the past three years.
Over the past 31.2 years, a hypothetical investment of $100 in ING would have grown to $929, compared to $2492 for the S&P 500. ING has returned 7.4% annualized vs 10.8% for the index, underperforming the broader market over this period.
Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Business Health
Annual financials — how the underlying business has performed over the past several years.
Cash Flow Free cash flow & net income ($M)
Revenue Annual revenue ($M) — business growth proxy
Total Debt Balance sheet debt ($M)
ROIC Return on invested capital (%)
FCF Yield Free cash flow / market cap (%) — Yartseva signal
Gross Margin Pricing power & competitive moat (%)
Shares Outstanding Buybacks vs dilution (millions)
Growth of $100: ING vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ING Crosses Below the Line?
Across 15 historical episodes, buying ING when it crossed below its 200-week moving average produced an average return of +13.7% after 12 months (median +36.0%), compared to +0.5% for the S&P 500 over the same periods. 60% of those episodes were profitable after one year. After 24 months, the average return was +27.4% vs +21.7% for the index.
Each line shows $100 invested at the moment ING crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Dislocation Scores Experimental
Each score measures deviation from ING's own historical baseline — the same idea as the Bean Score, applied to different fundamentals. Positive means cheaper or more dislocated than this stock's norm. Scores marked σ are normalized by the stock's own variability; pp values are simple deltas from its recent baseline.
Theoretical framework — not backtested. These scores describe how unusual today's readings are for this specific company. They are starting points for research, not buy or sell signals. Annual-statement scores (buyback, accruals, FCF vs history) rest on only ~4 yearly data points and are deltas, not sigmas.
Historical Touches
ING has crossed below its 200-week MA 15 times with an average 1-year return of +10.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2001 | Dec 2003 | 121 | 56.8% | -21.2% | +197.5% |
| Mar 2004 | May 2004 | 11 | 8.1% | +44.2% | +219.6% |
| Jan 2008 | Feb 2008 | 4 | 9.3% | -76.1% | +96.0% |
| Mar 2008 | Mar 2008 | 2 | 4.0% | -89.4% | +92.5% |
| Jun 2008 | Jan 2013 | 238 | 89.9% | -68.2% | +78.8% |
| Feb 2013 | Jul 2013 | 22 | 26.1% | +52.2% | +530.6% |
| Jan 2016 | Feb 2016 | 5 | 6.0% | +34.1% | +385.1% |
| Mar 2016 | Apr 2016 | 2 | 3.9% | +34.7% | +372.5% |
| May 2016 | May 2016 | 1 | 0.2% | +46.9% | +363.9% |
| Jun 2016 | Aug 2016 | 10 | 15.1% | +58.9% | +369.6% |
| Aug 2018 | Aug 2018 | 1 | 1.1% | -24.0% | +261.5% |
| Sep 2018 | Mar 2021 | 130 | 60.8% | -16.9% | +275.6% |
| Feb 2022 | May 2022 | 11 | 12.3% | +62.4% | +341.5% |
| Jul 2022 | Jul 2022 | 3 | 10.1% | +49.7% | +316.1% |
| Aug 2022 | Oct 2022 | 9 | 10.5% | +63.7% | +327.6% |
| Average | 38 | — | +10.1% | — |
Frequently Asked Questions
Is ING below its 200-week moving average?
No. ING Groep N.V. (ING) is currently 90.1% above its 200-week moving average of $16.50. It would need to fall to $16.50 to cross below the line.
What is ING's 200-week moving average price?
ING Groep N.V.'s 200-week moving average is $16.50 as of 2026-06-19. This is the average weekly closing price over roughly the last 4 years, and it acts as a long-term trend line. When a stock drops below this level, it can signal that the price has fallen far enough from the long-term trend to attract value-oriented investors.
What happens when ING drops below its 200-week moving average?
ING has crossed below its 200-week moving average 15 times in our data. On average, buying at that moment produced a one-year return of +10.1%. These dips have historically been decent entry points. These episodes lasted 38 weeks on average.
Is ING a good value right now?
Here's what our data says about ING as of 2026-06-19: The stock is above its 200-week moving average, so it doesn't currently meet our primary signal. The 14-week RSI is 77 (overbought). Return on equity is 16.6%. Price-to-book is 1.5x. This is not a buy or sell recommendation — always do your own research.
How does ING compare to the S&P 500?
Over the past 31.2 years, $100 invested in ING would have grown to $929, compared to $2492 for the S&P 500. That's 7.4% annualized vs 10.8% for the index. ING has underperformed the broader market over this period.
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of week of 2026-06-19