ING
ING Groep N.V. Financial Services - Banking Investor Relations →
ING Groep N.V. (ING) closed at $30.06 as of 2026-02-02, trading 100.3% above its 200-week moving average of $15.01. The stock moved further from the line this week, up from 97.3% last week. With a 14-week RSI of 78, ING is in overbought territory.
Over the past 1607 weeks of data, ING has crossed below its 200-week moving average 15 times. On average, these episodes lasted 38 weeks. Historically, investors who bought ING at the start of these episodes saw an average one-year return of +10.1%.
With a market cap of $88.0 billion, ING is a large-cap stock. Return on equity stands at 12.6%. The stock trades at 1.5x book value.
The company has been aggressively buying back shares, reducing its share count by 19.8% over the past three years.
Over the past 30.9 years, a hypothetical investment of $100 in ING would have grown to $864, compared to $2293 for the S&P 500. ING has returned 7.2% annualized vs 10.7% for the index, underperforming the broader market over this period.
Free cash flow has been declining. A deteriorating cash flow trend warrants extra scrutiny — the stock may be cheap for a reason.
Growth of $100: ING vs S&P 500
Monthly data normalized to $100 at start. Vertical dashed lines mark 200-week MA touches.
What Happens After ING Crosses Below the Line?
Across 15 historical episodes, buying ING when it crossed below its 200-week moving average produced an average return of +13.7% after 12 months (median +36.0%), compared to +0.5% for the S&P 500 over the same periods. 60% of those episodes were profitable after one year. After 24 months, the average return was +27.4% vs +21.7% for the index.
Each line shows $100 invested at the moment ING crossed below its 200-week MA. Bold blue = stock average. Gray dashed = S&P 500 average over same periods.
Historical Touches
ING has crossed below its 200-week MA 15 times with an average 1-year return of +10.1% after recovery.
| Crossed Below | Recovered | Weeks | Max Depth | 1-Year Return | Return Since Touch |
|---|---|---|---|---|---|
| Sep 2001 | Dec 2003 | 121 | 56.8% | -21.2% | +176.5% |
| Mar 2004 | May 2004 | 11 | 8.1% | +44.2% | +197.1% |
| Jan 2008 | Feb 2008 | 4 | 9.3% | -76.1% | +82.2% |
| Mar 2008 | Mar 2008 | 2 | 4.0% | -89.4% | +79.0% |
| Jun 2008 | Jan 2013 | 238 | 89.9% | -68.2% | +66.2% |
| Feb 2013 | Jul 2013 | 22 | 26.1% | +52.2% | +486.2% |
| Jan 2016 | Feb 2016 | 5 | 6.0% | +34.1% | +351.0% |
| Mar 2016 | Apr 2016 | 2 | 3.9% | +34.7% | +339.2% |
| May 2016 | May 2016 | 1 | 0.2% | +46.9% | +331.3% |
| Jun 2016 | Aug 2016 | 10 | 15.1% | +58.9% | +336.5% |
| Aug 2018 | Aug 2018 | 1 | 1.1% | -24.0% | +236.1% |
| Sep 2018 | Mar 2021 | 130 | 60.8% | -16.9% | +249.2% |
| Feb 2022 | May 2022 | 11 | 12.3% | +62.4% | +310.4% |
| Jul 2022 | Jul 2022 | 3 | 10.1% | +49.7% | +286.8% |
| Aug 2022 | Oct 2022 | 9 | 10.5% | +63.7% | +297.5% |
| Average | 38 | — | +10.1% | — |
Not financial advice. This is an educational tool. Past performance does not guarantee future results. Do your own research before making investment decisions.
Data as of Friday close, 2026-02-02